"Banking" Essays and Research Papers


UNIVERSITY OF KARACHI ASSIGNMENT OF BAKING OPERATION AND MARKETING PREPARED FOR: SIR Khalid Jamil Ansari DEPARTMENT: Karachi University Business School SEMESTER: 2nd semester SUBJECT: Banking Operations CONTENT 1. How many types of customers and elaborate it ________________01 2. How many type of account also explain them?__________ 03 3. What are the basic requirements for opening of an account?__________________________________________04 1 | Page Q1...

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Search (Ex: crystalline silicon solar) Search Within This Collection Advanced Search DSpace@MIT Essays on banking Research and Teaching Output of the MIT Community Home → MIT Libraries → MIT Theses → Theses - Sloan School of Management → Management - Ph.D. / Sc.D. → View Item Essays on banking Download Author: Erel, Isil Citable URI: http://hdl.handle.net/1721.1/34145 Other Contributors: Sloan School of Management. Advisor: Stewart...

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History of Banking

History of Banking MONETARY The history of banking depends on the history of money-  Two of the earliest things understood as available to barter are -Grain-Money -Food Cattle-Money ((((Grain-money and food cattle-money are used from at least 9000 BC)))) Anatolian Obsidian as a raw material for stone-age tools being distributed as early as 12,500 B.C., with organized trade occurring in the 9th millennium. ((((In Sardinia one of the four main sites for sourcing the material deposits of obsidian...

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Banking Performance

[pic] Principles of Banking Functions Performed By Commercial Banks in Bangladesh A brief Study on the overall banking function of the commercial Banks in the Domestic Arena of Bangladesh By: Jewel Chakraborty Section – F. ID No # 072-11-1953 BBA 17th Batch D.I.U 5th June, 2008 Md. Shahidul Islam Zahid Course Instructor Principles of Banking Daffodil International University Subject:...

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Shadow Banking

Shadow Banking System and its role in the global financial crisis What is shadow banking system Shadow Banking System (SBS) refers to a collection of financial entities, infrastructures and practices which support financial transactions but beyond the regulation and monitor from the government or official regulators. Some financial institutions, like investment banks, may conduct some their transactions in the shadow banking system, but they are not SBS institutions themselves. The term was...

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Green Banking

Green Banking In an increasingly eco-conscious market, many small businesses are finding creative ways to go green. Whether it’s improving their energy efficiency, buying organic products, composting or just turning off electronics at night, being green means all sorts of things to different people. One small thing you may not have considered is green banking. Most banks have at least one green initiative in place (or claim to), and a few have made the extra effort to distinguish themselves...

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Inclusive Banking

 TABLE OF CONTENTS Introduction……………………………………………………………………………..…….2 Inclusive Banking………………………………………………………………......................3 Bottlenecks…………………………………………………………........................................3 Way Forward……………………………………………………………………………….....3 Why Priority Sector Lending………………………...………………………………….…….4 New Initiatives…………….…………………………………………………………….…….5 Plan for ICICI Bank……..………….……………………….…………………………….…..5 Product…………………………………………….…………………………………………..6 Channels of Distribution……………………………………………………………………...

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Uk Banking System

UK Banking System - Banking and Finance A Summary Sophisticated commercial, financial and professional services developed in the City of London during the 19th century to support Britain's position as the world's largest trading nation. Today Britain has a wide variety of banking and financial institutions. Many of these offer specialised services to individuals, companies and other bodies, both in Britain and internationally. Bank of England The Bank of England was established in 1694 by Act...

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Main Trends of Wholesale Banking

Identify and critically appraise the main trends that have taken place in corporate and wholesale banking over the past twenty years or so. In your answer make a critical appraisal of the effect these trends have had on the nature and structure of the industry The recent two decades witnessed the great change in the financial world. In the past, the banks might are limited with the ability of exchange foreign currency, but nowadays, it is available to exchange foreign currency at any time in most...

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online banking

of e-Banking Channels in e-Banking available in Nepal Automated Teller Machines (ATM) Point of Sales (PoS) Telephone Banking (Tele Banking) Internet Banking Mobile Banking (SMS Banking) Current Status of e-Banking Services Provided in e-Banking In ATMs Cash Withdrawal Balance Inquiry Fund Transfer is not available. In PoS Terminals Financial transactions are made via Cards. Cash is debited from the client’s account(s). Cash cannot be deposited. Services Provided in e-Banking (contd…) ...

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Mis in Banking Sector

Introduction Banking is an important institution in the economy and plays a very important role in the economic life and economic growth of any society. While it is of common understanding that banking is not “The Economy”, it is agreed that the health of the country’s economy is closely related to the soundness of its banking system which can be sustained through strict regulations and supervision in order to monitor and control business risks such as Capital Risks, Liquidity Risks, Credit Risks...

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Online Banking

Online Banking: How Technology has Affected the Bank Industry Aluscine Kabia Diana Mickle Jennifer Ross Betty Tekeste University of Phoenix COM525: Managerial Communication and Ethics Edward L. Dempsey March 14, 2005 Modern technology has set the stage for today's industries to adopt faster, more effective and efficient tools to improve their business and productivity. A vast majority of organizations within various industries are using new technology to introduce changes to their...

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Retail Banking

with more people and, thus, gain more customers. All in all, these advertising strategies can help you in promoting your business. They can help you reach out to your target market and, in the process, increase your revenue and profits. Consumer Banking Focus * Focus on the needs of consumers versus commercial account holders. Teller cages are most often dedicated to walk-in consumer patrons. Retail bank tellers are trained to focus on consumer checking and savings needs. Branch managers are...

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Careers in Banking

BANKING Are you looking for a career field that can: ■ ■ ■ ■ ■ Consider a Career in Provide a wide range of job opportunities and experiences? Build your confidence by helping you develop new skills? Encourage on-the-job training and reward achievements in higher education? Challenge you to solve problems and help others manage their finances? Offer opportunities for leadership and community service? ? ? Do you want a career in a field that offers its employees competitive salaries...

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The Central Bank and the Banking System in Morocco

The central Bank and the Banking System in Morocco : The financial crisis El Ammari Mehdi Eco2302 Dr S. Koubida The financial crisis that the world is encountering now is describes as the worst of all times. It has affected almost every country in the world; creating recessions, increasing unemployment and the government’s deficits. However, Morocco in considered as one of the few exceptions. Unlike the other world’s power, Morocco has known an economic growth of 2% since the beginning of...

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Arguments for and Against Complex Regulation in Banking

master everything and put as much limits as they can to avoid crisis. Yet, it cannot be denied that among the sectors “affected” by regulation, the area of banking is one of the most important. In an original speech pronounced in August 2012, Andrew Haldane, the director of the Bank of England denounced a too much complicated regulation in banking. If Haldane admits that the regulation is inevitable, it remains that a complex regulation is sometimes useless. Haldane’s speech entitled “The dog and the...

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Investment Banking

What is Investment Banking “A specific division of banking related to the creation of capital for other companies. Investment banks underwrite new debt and equity securities for all types of corporations. Investment banks also provide guidance to issuers regarding the issue and placement of stock.” An investment bank is a financial institution that helps companies take new bond or stock issues to market, usually acting as the intermediary between the issuer and investors. In addition to the services...

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E Banking

QUESTIONNAIRE Based on Study of Customer Behaviour towards E-Banking in Private Sector Banks Personal detailsName: - _________________________________________ 1. Gender:2. Age Group:Male Below 21 Years, 31 years – 40 years, Above 50 years 3. Occupation:Govt. Job Business Other (specify) ___________ 4. Income Group (Per month) below 10,000/25,001 – 50,000/10,001 – 25,000/More than 50,000/Private Job Female 21 years – 30 years, 41 years – 50 years, Student 5. Contact No.___________________________...

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Ethics in Banking

Banking ethics are the moral or ethical principles that certain banks choose to abide by. There is not a universal code of ethical conduct, but the banks that vaunt their ethical credentials evaluate the ethical standing of potential investors and partners. Also, these banks choose the companies that they in turn invest in with their ethical policy in mind. The number of ethical questions that the banking industry faces are many and multifaceted. Full service relationships with customers are...

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Rural Banking

Rural Retail Banking in India: 2020 Faculty Contributor : Jayadev M., Associate Professor and Roger Moser, Visiting Faculty Student Contributors : Madhulika Kaul and Charvi Tandon Financial inclusion is seen as one of the means for overall economic development of a country. The growth of the rural retail banking industry fosters financial inclusion by providing financial products and services to people in the farthest reaches of the country. In India, even now the rural areas lack access to...

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Online Banking

Online Banking Definition: Online banking is the practice of making bank transactions or paying bills via the Internet. Thanks to technology, and the Internet in particular, we no longer have to leave the house. We can shop online, communicate online, and now, we can even do our banking online. Online banking allows us to make deposits, withdrawals and pay bills all with the click of a mouse. It doesn't get much more convenient than that. Advantages of online banking: Convenience Unlike...

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A Study of Unauthorized Trading and Its Influences on Investment Banking

Introduction How often do you see in the news that a rogue trader has been arrested? In this research project, we will aim to study unauthorised trading and assess how it influences investment banking general. The research will also help us have an improved mastery and a better understanding in the field of investment banking with a broader view of the repercussions faced by rogue traders, and also the full extent of the consequences the banks involved must assume and try to solve. We will also investigate...

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The Future of Banking: the Mobile Banking Revolution

The Future of Banking: The Mobile Banking Revolution Brett Lord Florida Institute of Technology Strategic Management BUS5480 Professor Uchenna Nwabueze March 24, 2013 Abstract Mobile banking changed the landscape of personal banking. As the Internet became more ubiquitous and smartphone and tablet use is increasing, the desire for consumers to conduct their banking on the go grew exponentially. Financial institutions are expanding the services offered through mobile banking to attract younger...

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Online Banking

CONTENTS 1. INTRODUCTION 3 1.1. Background Information 3 1.2. Research Problem 3 1.3. Objectives 4 1.3.1 Project Objectives 4 1.3.2 System Objectives 4 1.4. Significance of the Study 5 2. LITERATURE REVIEW 6 2.1. Online Banking 6 2.2. History of Online Banking 6 2.3. General Statistics 7 1. INTRODUCTION 1.1. Background Information Jumuia Bank is a renowned bank in Kenya which has over 46 branches nationwide in Kenya. Its headquarters is located in Nairobi in Hurlingham, Lenana...

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The House of Morgan: an American Banking Dynasty and the Rise of Modern Finance by Ron Chernov

The House of Morgan: An American Banking Dynasty and the Rise of Modern Finance by Ron Chernov is a history of the modern banking system in the US from 1838 to 1989 told through the history of the J.P Morgan bank. The book chronicles the bank beginning in the baronial age which ended with the death of J. Pierpont Morgan in 1913, the diplomatic age from 1913 to 1948, and the post war casino age from 1948 to 1989, when the book was written. There were three significant events that shaped the future...

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Investment Banking

Kris Howard Investment Banking The intensely competitive, action-oriented, profit-hungry world of investment banking can seem like a bigger-than-life place where deals are done and fortunes are made. Investment bank includes but is not limited to bringing an established company to the market, by that I mean taking company with the capabilities but not capital of expanding, and raising money through other investors or the stock market (IPO) for a commission, I chose this field because...

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distribution in banking

DISTRIBUTION IN BANKING BUSINESS Distribution in financial services marketing is concerned with how the service is delivered to the customer, making sure that it is available in a place, at a time and in a format that is appropriate and convenient for the customer. In a growing number of countries, the expansion of the financial services sector has been accompanied by a significant blurring of lines between different institutional types with, for instance, retail banks offering insurance products...

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History of Technological Innovations in Banking

how technology has changed the banking industry. I will specifically talk about PNC Bank. PNC Bank was founded in 1852, in Pittsburgh, PA. Its founders were James Laughlin and B.F. Jones. Since 1852, PNC Bank has expanded geographically in the northeast, Midwest, eastern and southeast part of the country through acquisitions and mergers. PNC Bank has been a leader in regards to technological innovations in the banking industry. PNC Bank created a mobile banking application in 2009, at that time;...

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Universal Banking

like to thank the almighty for giving us courage. Index Introduction Universal Banking is a multi-purpose and multi-functional financial supermarket (a company offering a wide range of financial services e.g. stock, insurance and real-estate brokerage) providing both banking and financial services through a single window. Definition of Universal Banking: As per the World Bank, "In Universal Banking, large banks operate extensive network of branches, provide many different services, hold...

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Why quality customer service is more important in banking industry?

Why quality customer service is more important in banking industry? Behaylu W.Deneke Most, if not all, private commercial banks in Ethiopia use almost the same marketing approaches to attract customers. They develop the traditional banking products and open branches everywhere then promote their branch and Products aggressively on the traditional channel. Before going to the detail let me differentiate between bank product and bank services. The bank products are deposit, borrowing or other...

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Banking Softwares Analysis

Types of Banking Softwares With the advent of technology every big bank makes customized software as per its own requirement. These world-class softwares are prepared by reputed software companies in India. These are called core-banking solutions. Details of some of the banking software are as under   Software developer | Product | Lead Customers | Infosys | Finacle | ICICI Bank  IDBI Bank | TCS | BANCS | SBI and Indian banks | I flex | Flex cube ...

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Marketing Of Banking Services

MARKETING OF BANKING SERVICES. 1. Introduction.  Bank Marketing.  Why Bank Marketing.  Features of Bank Marketing.  Services.  Characteristics of Services.  Difference between Product and Services. 2. Marketing.  Features.  Marketing of Tools and Techniques.  Marketing Mix in Banking.  Growth of Service Market.  Marketing Approach in Banks. 3. Justification for Marketing the Banking Services.  Satisfaction of Customer Needs.  Bank Marketing in the Indian Perspective. 4. Articles...

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Problems, Solutions and Prospects for the Development and Progress of the Banking Industry in Nigeria

AHMADU BELLO UNIVERSITY ZARIA FACULTY OF ADMINISTRATION DEPARTMENT OF ACCOUNTING AUDIT MANAGEMENT ACCT 707 USENI YUSUF ONWUDE MBF/ADMIN/0483/2009-2010 [pic][pic]INTRODUCTION SOLUDO.C (2004: 4) The Nigerian banking system has undergone remarkable changes over the years, in terms of the number of institutions, ownership structure, as well as depth and breadth of operations. These changes have been influenced largely by challenges posed by deregulation of the...

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Innovations in Banking Sector

INNOVATIONS IN BANKING SECTOR INTRODUCTION The term innovation means”to make something new”. Banks no longer restricted themselves to traditional banking activities but explored newer avenues to increase business and capture new market. INDIAN BANKING SECTOR From 1806 qualitative & quantitative changes have been taken place. With 1935 regulation RBI was proclaimed as central bank of India. In 1990’s greater emphasis was placed on technology & innovation. New concepts like personal banking, retail...

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Indian Banking Industry

The banking industry is the backbone of any monetized economy. The stage of development of this industry is a good reflection of the development of the economy. The banking industry in India is governed by Banking Regulation Act of India, 1949. Since 1949, this sector has undergone phenomenal reforms due to the efforts and the vision of the policymakers. The first phase of reform began with nationalization of the 14 banks in 1969. At this stage, priority sectors were identified and banking support...

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ALL ABOUT INVESTMENT BANKING 1. It's a ton of work, all the time. Let alone the office work, which becomes less important as a banker rises in seniority; just constantly being immersed in the world of finance is mentally and physically exhausting. Money never sleeps, so senior investment bankers rarely do either. 2. It's also reputation-conscious. Everything you say in public can harm your professional brand and deals you are working on, and give ammo to your enemies (and over the course of a successful...

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Law (Banking) 255

LAW (BANKING) 255 Take Home Test Semester 1, 2011 Name: Lin Dongyu Student Number: 14671458 Due date: 21/04/2011 Total word: 997 words Briefly explain, by reference to case law, why it is difficult to define the term “the business of banking”. For the term “the business of banking”, the statute definition is inadequately, even some statute laws can help with the understanding about “the business of banking” but the definitions they are provided still not adequate (Waldeck & Giardina)...

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Retail and Wholesale Banking

The concept of retail banking The retail banking means products and services offered to individuals and households sector for personal use and consumption like loans for housing, vehicle, for consumer durable, loans for enjoying vacations etc. It not only means lending but also involves whole of the banking services provided to individuals and household sector. The products to tap their savings and other services are included in retail banking. The retail banking concept has been expanded...

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Effeciency of the Banking System

EFFICIENCY OF TANZANIA BANKING SYSTEM INDUSTRY BEFORE AND AFTER ECONOMIC REFORM PARTICIPANT S/N | NAME | REG.NUMBER | DEGR. PROG | SIGNATURE | 1 | SHAYO, AMEDEUS S. | T/UDOM/2010/04019 | BCOM (FN) | | A TERM PAPER PRESENTED IN BANKING FINANCIAL MANAGEMENT (AF 312) HELD AT UNIVERSITY OF DODOMA LECTURE ROOM 5 SSH ON 13TH DECEMBER 2012 Introduction Efficiency in banking has been defined and studied in different dimensions including: (i) scale efficiency, which refers to relationship between...

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Research Paper Investment Banking

Investment Banking Centuries have passed since ‘Investment Banking' was first introduced to the world's financial system. The fascination of making profit through newly created financial innovations, rather than basically depositing money in commercial banks in hope that the interest rate would not be reduced is truly a smokescreen. What is an Investment Bank? An investment bank operates differently. An investment bank does not have an inventory of cash deposits to lend as a commercial bank does...

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Banking Introduction What is a bank ? A banker or bank is a financial institution that acts as a payment agent for customers, and borrows and lends money. In some countries such as Germany, banks are the primary owners of industrial corporations while in other countries such as the United States banks are prohibited from owning non-financial companies. Banks borrow money by accepting funds deposited on current account, accepting term deposits and by issuing debt securities such as banknotes...

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Agent Banking for Bangladesh

| | VOL 20 NO 157 REGD NO DA 1589 | Dhaka, Thursday, March 28 2013 | http://www.fe-bd.com/index.php?ref=MjBfMDNfMjhfMTNfMV85Ml8xNjQ1NzA= | Bangladesh Bank mulls agent banking for financial inclusionM S Siddiqui Agent banking is a financial service offered to customers by a third party on behalf of a financial institution (FI). An agent is an entity that is engaged by an FI to provide specific financial services on its behalf using the agent's premises. It is an additional delivery...

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banking ombudsman scheme

Banking Ombudsman [1] is a quasi judicial authority functioning under India’s Banking Ombudsman Scheme 2006, and the authority was created pursuant to the a decision by the Government of India to enable resolution of complaints of customers of banks relating to certain services rendered by the banks. The Banking Ombudsman Scheme was first introduced in India in 1995, and was revised in 2002. The current scheme became operative from 1 January 2006, and replaced and superseded the banking Ombudsman...

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Mobile Banking

Report On Mobile Banking Introduction The last time that technology had a major impact in helping banks service their customers was with the introduction of the Internet banking. Internet Banking helped give the customer's anytime access to their banks. Customer's could check out their account details, get their bank statements, perform transactions like transferring money to other accounts and pay their bills sitting in the comfort of their homes and offices. However the biggest...

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Research Proposal on Banking

information under these uncertain conditions, IT is one possible way for organizations to increase their information processing capability. We are conducting a research in HBL bank that, how bank increase the number of account holders using Internet banking among its Current Account holders. IT has a dramatic effect on both people's personal and professional lives. IT is also changing the nature of organizations by providing opportunities to make fundamental changes in the way they do business. The...

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Retail Operations in Banking

INTRODUCTION: Retail Banking has always been an integral part of the banking activities world over, but it is only in the recent past that it has gathered momentum. Though internationally this revolution started in the 1980’s, as far as India is concerned, the post- liberalization era marked the starting point of retail banking revolution with new generation private banks and foreign banks taking the lead. Retail banking has been the focus of attention for the banking industry. Changing lifestyles...

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Overview of Green Banking in Bangladesh

The standard chartered bank is a leading international banking group committed to building a sustainable business over the long-term. They provide a wide-range of products and services for personal and business customers across 68 markets. They’re listed on the London, Hong Kong and Mumbai stock exchanges, and rank among the top 20 companies in the FTSE-100 by market capitalization.. Since 2000, They’ve made a number of alliances and acquisitions. These have made it possible to broaden their locations...

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E.E-BANKING: There is no official definition of this term, but it generally implies a service that allows customers to use some form of computer to access account-specific information and possibly conduct transactions form a remote location – such as home or at the workplace. The obvious advantage to the consumer is convenience – one bank recently used the advertising motto “bank naked” to emphasize the customer’s freedom to conduct routine banking transactions from the comfort and security of...

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Fdi in Banking Sector

after 1991 does not live much choice but to attract the foreign investment, as an engine of dynamic growth especially in view of fast paced movement of the world forward Liberalization, Privatization and Globalization. Limits for FDI FDI in the banking sector has been liberalized by raising FDI limit in private sector banks to 74 per cent under automatic root including investment by foreign investment in India. The aggregate foreign investment in a private bank from all sources will be 74 per cent...

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Electronic Banking and Profitability of Financial Institutions

most recently introduced delivery channel is online or electronic banking also known as e-banking (Daniel & Storey, 1997. An online or electronic banking system provides easy means of accessing and processing financial transactions. Banks and other financial institutions have moved to e-banking in their efforts to cut costs while maintaining reliable customer service (Kolodinsky and Hogarth, 2001). It is evident that e-banking has been embraced by banks and other financial institutions in developed...

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Online Banking

STATISTICS AND MATHEMATICS-II “ONLINE BANKING” The summary of a survey conducted in order to find the awareness and usage of Online banking. INDEX SR.NO. CONTENTS PAGE 1) Index 1 2) Introduction to Online Banking 2 3) Sources of Data 3 4) Application of Mean 8 5) Merits of Online Banking 8 6) Demerits of Online Banking 9 7) Internet Banking Risks 9 8) Conclusion 10 INTRODUCTION TO ONLINE BANKING: Online banking (or Internet banking or E-banking) allows customers of a financial institution to...

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THE INDIAN BANKING INDUSTRY The last decade has seen many positive developments in the Indian banking sector. The growth in the Indian Banking Industry has been more qualitative than quantitative and it is expected to remain the same in the coming years. Based on the projections made in the "India Vision 2020" prepared by the Planning Commission, the report forecasts that the pace of expansion in the balance-sheets of banks is likely to decelerate. The total assets of all scheduled commercial banks...

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Internet Banking

Internet Banking – Experiences of International markets In the days of virtualisation where working mothers and travelling sales-team prefer to use flexi-time and remote jobs profile; Internet is being adopted as a parallel medium of communication, transaction, and social networking. Internet banking is fast gaining momentum across the globe for its convenience and ease of conducting transactions at a speed and service levels never dreamt of, a decade ago. In-spite of its multiple advantages...

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Online Banking

ONLINE BANKING is the banking service that allows the customers to conduct financial transactions on the computerized networks such as internet through secure website with a particular bank. Online banking has no physical presence so the customer can perform banking activities at any place which has got the internet network. Online banking comprises of two things that is internet banking and sim banking. Online banking through traditional banks enable customers to perform all routine transactions...

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Personal Finance: Banking Assignment

Assignment 3: Banking (16.0 points) 1. Visit the website of a large national bank, regional bank, or credit union, and use the information you find there to answer the questions below. EXAMPLE: Some large banks you might consider include Bank of America®, JPMorgan Chase®, Wells Fargo®, Citibank®, and U.S. Bank®. a. What is the name of the bank or credit union? (0.5 points) Bank of America b. List three facts about savings account options at the bank or credit union you chose...

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Impact of Computers in the Banking Sector

THE IMPACT OF COMPUTER IN THE BANKING SECTOR In the 21st century, more and more people are using the computer and banking system to manage their personal and business finances. Indeed, the blending of computer and banking has made the overall management of household and business finances far easier than it ever has been at any point in history. With the computer and banking, it is simple to keep track of various types of financial accounts. Indeed, all you need to do is log onto the computer...

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Indian Banking Sector Reforms

EXECUTIVE SUMMARY A retrospect of the events clearly indicates that the Indian banking sector has come far away from the days of nationalization. The Narasimham Committee laid the foundation for the reformation of the Indian banking sector. Constituted in 1991, the Committee submitted two reports, in 1992 and 1998, which laid significant thrust on enhancing the efficiency and viability of the banking sector. As the international standards became prevalent, banks had to unlearn their traditional...

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New Paradigm Banking Business Model

New Paradigm Banking Business Model:- The adoption of Bank- Driven Digital Business Networks [BD-DBN] for optimizing his SMEs Customers/Partners networks By Sherif Mohsen Abd El Fattah Shaltout Supervised by Dr Wael Kortam This paper was submitted in Partial fulfillment of the requirements for the degree of Doctorate of Business Administration (DBA) At Maastricht School of Management, MsM Maastricht, the Netherlands Maastricht School of Management P.O. Box 1203 ...

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Challenges for Mobile Banking Services

Challenges for Mobile banking services Mobile banking is also popularly known as SMS banking or M-banking. It is the latest development in the banking sector that enables us to conduct banking transactions by using the mobile phone. Mobile phones are no longer a communication device, but can be used for several other purposes including executing business operations. After internet banking, it has added another dimension to banking by enabling any kind of banking transactions like payments, balance...

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Electronic Banking

INTRODUCTION AND OVERVIEW OF ELECTRONIC BANKING In the era of globalization and modernization, the global economic growth has an enormous impacts in terms of technology subsequently it leads to the development of the digital economy. Typically, customers are increasingly demanding more value at least cost and as quickly as quickly as possible. Therefore, in 1981, electronic banking (e-banking) in Malaysia was began which the existence of ATM then followed by phone banking in 1990. After that, the revolution...

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