General Banking

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General Banking Parities and Credit management of Jamuna Bank. A study on Rajshahi Branch

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Chapter One Introduction

Department of BBA

University of Information Technology & Sciences

General Banking Parities and Credit management of Jamuna Bank. A study on Rajshahi Branch

2

Introduction
1.1 Origin of the Study Practical orientation works as a bridge between the academic and the practical knowledge. The internship program is a compulsory part of BBA degree and it is a preparatory step towards a career. It constitutes of practicum for a student and makes him/her to know about the working environment of an organization. This program consist of 12 weeks for fulltime job assignment i.e. organization attachment and report writing the internship program for a student is usually organized to match the area of concentration under the supervision of a faculty. 1.2 Background of JBL: Jamuna Bank Limited (JBL) is a Banking Company registered under the companies Act, 1994 with its Head Office at printer Building 5 Rajuk Avenue, Dhaka- 1000.The sponsors of Jamuna Bank Limited are highly successful leading entrepreneur of the country having stakes in different segments of the national economy. These are eminent industrialists and businessman having wide business population both home and abroad, the bank started its operation from 3rd June, 2001 with.

Department of BBA

University of Information Technology & Sciences

General Banking Parities and Credit management of Jamuna Bank. A study on Rajshahi Branch

3

1.3 Objectives The primary goal of this study internship is to provide an on the job exposure to the student and create an opportunity for translation of theoretical concepts to practical situation. • To know the banking system of JBL view in the form of its overall activities. • To describe the credit management system of JBL. • To measure the financial performance of JBL. • To evaluate its achievement. •

To compare the performance of goal achievement.

1.4 Methodology of the study: Methodology provides various strategies and technique to solve research Problems. In order to make the report more meaningful and presentable, two sources of data and information have been used widely which are discussed below. Primary Data: I depend mainly on primary data source the sources of the study primary data is collected from groups of people who are related with this bank.

Department of BBA

University of Information Technology & Sciences

General Banking Parities and Credit management of Jamuna Bank. A study on Rajshahi Branch

4

The primary sources are as follows• Face-to-face conversation with the respective officers, and staffs of the Branch. • Informal conversation with the depositors and non-depositors. • Informal conversation with the creditors and non-creditors • Relevant files and documents study as provided by the concerned executives. Secondary data: I try to search secondary data to sophisticate this report. Various books, articles, manuals, journals, and information about their organizational profile are used as my secondary data sources Method of data collection: Usually data is collected through methods • Questionnaire method • Observation method • Interview method • Schedules and • Other methods which are include • Warranty cards, distributor audits, Pantry audits, Consumer panels, depth interviews etc. Among these methods, I have applied two classes method mainly • Unstructured Questionnaire method • Observation method

Department of BBA

University of Information Technology & Sciences

General Banking Parities and Credit management of Jamuna Bank. A study on Rajshahi Branch

5

Data analysis I have assigned all the collected data in some table regarding customer/user, and bank and I have used some statistical tools to analyze the data. Statistical tools The following descriptive statistical tools have been used on the study that are: • Table • Bar chart • Average...
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