The existence of financial institution facilitates exchange of resources between borrower and lender. The financial institution such as banks, have a positive role in financing and investment which is a multidimensional process involving complexity of many interrelated and interdependent factors of diversified nature. It is difficult to assess the contribution of each factor independently.
To be successful in its arena a bank must maintain a healthy growth rate and minimize the risk. The bank must maintain enough cash to meet obligations. All these are related to the sound performance of a bank. Evaluating bank’s performance examines the basic risk and returns features of commercial banks. The financial Performance evaluation demonstrates the strengths and weaknesses of bank over time .The Trust Bank is operating its banking operation in a sound manner. In this report general banking activities of trust bank ltd are analyzed and its overall performance is evaluated.
1.2 Origin of the Report
This report is prepared for fulfilling a requirement of both the BBA and the Internship Programs. Internship programs brings a student closer to the real life situation and there by helps to launch a career with some prior experience Trust Bank Limited is the host organization for the two months internship Program. The knowledge and experience gathered by me, has been described in this report.
The aim of the report is to examine operating procedure of Trust Bank Limited and evaluate the overall banking performance. The major objectives of the report are as follows: ➢ To present an overview of Trust Bank Limited.
➢ To explain the operating procedure of Trust Bank Limited ➢ To evaluate overall performance of Trust Bank Limited ➢ To identify the problems in operating procedure and overall performance of Trust Bank Limited and recommend some issues to overcome these problems.
The study requires a systematic procedure from selection of the topic to preparation of the final report. To perform the study, the data sources were to be identified and collected, classified, analyze, interpreted and presented in a systematic manner and key points were to be found out. The overall process of methodology has been presented below:
1.4.1 Research Design
This is an exploratory report, which briefly reveals operating procedure and performance evaluation of Trust Bank Limited. Data have been collected from both primary & secondary sources.
1.4.2 Sources of Data, Data Collection Procedure
This study is mainly based on secondary data available from the various divisions and departments of Trust Bank Limited.
Primary Sources of Data
• Practical desk work
• Observation of the banking activities
• Face to face conversation with the bank officers and staffs • Conversation with the clients
• Different manuals of Trust Bank Limited
• Different circulars of Trust Bank Limited
Secondary Sources of Data
• Files and documents of branch
• Annual reports of Trust Bank Limited
• Different papers of Trust Bank Limited
• Different text books
1.4.3Analysis of Data
Data Analysis: For the data analysis the following step is followed: Software: Computer software (e.g. Microsoft Word, Microsoft Excel) have been used which help to make the analysis more efficient and more effective.
Some important facts, those were unavoidable, deserve to be mentioned in this connection. They are: ▪ The shortage of the secondary data. Most of the existing and available papers, documents and other governmental and non-governmental publication contain similar kinds of information. ▪ All the data has been collected under the strict regulation of the department and company ▪ Some information was withheld to retain the...