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3.2 PRODUCT SCOPE:

 HDFC Bank offers a bunch of products and services to meet the every need of the people. The company cares for both, individuals as well as corporate and small and medium enterprises. For individuals, the company has a range accounts, investment, and pension scheme, different types of loans and cards that assist the customers. The customers can choose the suitable one from a range of products which will suit their life-stage and needs. For organizations the company has a host of customized solutions that range from funded services, Non-funded services, Value addition services, Mutual fund etc. These affordable plans apart from providing long term value to the employees help in enhancing goodwill of the company. The products of the company are categorized into various sections which are as follows:

 
1. Accounts and deposits.

2. Loans.
 
3. Investments and Insurance.
 
4. Forex and payment services.
 
5. Cards

6. Customer center. etc
 
PRODUCTS AND SERVICES AT A GLANCE
1. Accounts and deposits
Savings Accounts
Salary Accounts
Current Accounts
Deposits
Demat Account
Safe Deposit Locker
Rural Accounts

2. Loans
Personal Loan
Business Loan
Home Loan
Car Loan
Two Wheeler Loan
Loans Against Assets
Educational Loan
Government Sponsored Programs
Rural Loan
3. Cards
Credit Card
Debit Card
Prepaid Card
Credit Card Rewards Program

4. Investments
Wealth Services
Investment Products

5. Insurance
Life Insurance
Health Insurance
Motor Insurance
Travel Insurance
Home Insurance

6. Forex
Travel Solutions
Remittance Products
Other Forex Services
Forex Help

7. Premium Banking
Imperia Banking
Preferred Banking
Classic Banking

8. Private Banking
Direct Equity
Mutual Fund
Fixed Income Product
Insurance
Realty
Private Equity Funds
Structured Products
Estate Planning

PERSONAL BANKING

A. Accounts & Deposits

* Regular Savings Account
* Savings Plus Account- Savings Max Account
* Senior Citizens Account
* No Frills Account
* Institutional Savings Account
* Payroll Salary Account- Classic Salary Account
* Regular Salary Account
* Premium Salary Account- Defence Salary Account
* Kid's Advantage Account
* Pension Saving Bank Account
* Family Savings Account
* Kisan No Frills Savings Account
* Kisan Club Savings Account
* Plus Current Account
* Trade Current Account
* Premium Current Account
* Regular Current Account
* Apex Current Account
* Max Current Account
* Reimbursement Current Account
* RFC - Domestic Account- Regular Fixed Deposit
* Regular Fixed Deposit
* Super-Saver Account
* Sweep-In Account
* HDFC Bank Preferred
* Private Banking

B. Loans

* Personal Loans
* Home Loans
* Two Wheeler Loans
* New Car Loans
* Used Car Loans
* Overdraft against Car
* Express Loans
* Loan against Securities
* Loan against Property
* Commercial Vehicle Finance
* Working Capital Finance
* Construction Equipment Finance
* Offers & Deals
* Customer Center 

C. Investments & Insurance

* Mutual Funds
* Insurance
* Bonds
* Financial Planning
* Knowledge Centre
* Equities & Derivatives
* Mudra Gold Bar 

D. Forex Service

* Trade Finance
* Travelers Cheques
* Foreign Currency Cash
* Foreign Currency Drafts
* Foreign Currency Cheque Deposits
* Foreign Currency Remittances
* Cash To Master
* ForexPlus Card

E. Payment Services

* Net Safe
* Prepaid Refill
* Bill Pay
* Direct Pay
* Visa Money Transfer 
* E-Monies Electronic Funds Transfer 
* Excise & Service Tax Payment

F. Access Your Bank 

* One View- Insta Alerts
* Mobile Banking
* ATM-...
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