Consumer Credit Scheme of Commercial Banks in Bangladesh

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Internship Report on
Consumer Credit Scheme of Commercial Banks in Bangladesh –A case Study on Janata Bank Ltd.

Submitted By
ANZUMAN ARA
ID #50815036
15th Batch

Supervised By

Shibli Rubayat Ul Islam
Professor
Department of Banking
University of Dhaka

Department of Banking
Faculty of Business Studies
University of Dhaka
October27, 2011

DECLARATION

I do hereby declare that this internship report has been prepared by me under the guidance of Mr. Shibli Rubayat Ul Islam for the partial fulfillment of MBA (Evening) program from the department of Banking, Faculty of Business Studies, University of Dhaka. I also confirm that this report has not been submitted elsewhere for any other purposes. I would like to mention here that the information and data used in this report are very confidential and should be used only for academic purpose.

ANZUMAN ARA
ID: 50815036
Department of Banking
Faculty of Business Studies
University of Dhaka

SUPERVISOR’S CERTIFICATION

This is to certify that this internship report on “Consumer Credit Scheme of Commercial Banks in Bangladesh – The case study on Janata Bank limited.” has been prepared by ANZUMAN ARA, ID: 50815036, MBA (Evening) Program, Department of Banking, Faculty of Business Studies, University of Dhaka as a partial requirement of MBA Course. To the best of my knowledge, this report is done by him under my guidance and was no where submitted for any purpose.

I wish her every success in life.

Shibli Rubayat Ul Islam
Professor
Department of Banking
University of Dhaka

LETTER OF TRANSMITTAL

October 27, 2011

Shibli Rubayat Ul Islam
Professor
Department of Banking
University of Dhaka

Subject: Submission of Internship Report.

Dear Sir,

This is my pleasure to accomplish the Internship report on the issue of “Consumer Credit Scheme of Commercial Banks in Bangladesh – The case study on Janata Bank limited” as an partial requirement of my internship program and as a prerequisite for the completion of my MBA (Evening) program.

I simply present together secondary data available as well as the information generated during my internship in Janata Bank Ltd. I tried my level best to follow your guideline to writing the report according to your expected requirement and eventually come up with a worthwhile conclusion.

Finally, I would like to express my gratitude to you for your tiresome effort for me which provided the opportunity with to complete the report.

Thank you for your kind consideration.

Yours Sincerely,

ANZUMAN ARA
ID: 50815036
Department of Banking
Faculty of Business Studies
University of Dhaka

ACKNOWLEDGEMENT

I express my profound gratitude to my respectable teacher Mr. Shibli Rubayat Ul Islam, Professor, Department of Banking, University of Dhaka for his deep involvement, careful supervision, constant guidance and important suggestions at all stage of conducting this project work.

I am highly grateful to Mr Azmul Hoque, Assistant General Manager, Biren Chandra Sarkar, Manager. Nihar Ranjan Kar. Executive Officer from whom I was highly benefited throughout the progress of this study work.

I am grateful to all the individuals who deserve special thanks for their help and valuable assistance in mainly availability of necessary data, information and suggestions and thus their valuable time.

All thanks are due to almighty Allah for making things and situation congenial and favorable for me for the task under taken.

Last but not the least I would like to express my earnest thanks to all the faculties and fellow classmates of department of Banking and also all the officials of Janata BhabanCorporate Branch for their support.

ANZUMAN ARA

Executive Summary

The internship report titled “Consumer Credit Scheme of...
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