Credit Management of Jamuna Bank Ltd: Submission of Internship Report

Topics: Bank, Credit, Retail banking Pages: 23 (6492 words) Published: December 4, 2012
Credit Management
Jamuna Bnak Limited
(Rupshi Branch)

Letter of Transmittal
March 24, 2012
Masud Ibn Rahman
Assistant Professor Head
Department of Real Estate
Daffodil International University

Subject: Submission of internship report

Dear Sir,
I want to submit my internship report on “Credit Menagement of Jamuna Bank LTD- a study on Rupshi Branch, Narayangonj”. Knowledge that has been achieved during the internship period and preparation of this report will help me in many ways in practical field. Due to company policy, few things or idea have not been explored perfectly. I hope you will assess this report considering all limitations. I belief your feedback will help me out in near future. Thank you for your kind cooperation in accomplishes my task given by you. If you need further clarification on any issue, I am at your disposal at any time of your convenience. You can contact me at

Sincerely yours,
Ariful Islam
ID: 081-11-219
Batch- 19th
Department of Business Administration
Faculty of Business & Economics
Daffodil International University
Certificate of Approval

This is certify that Ariful Islam, ID: 081-11-219, a student of Bachelor of Business Administration, Daffodil International University worked under my supervision during her internship placement at Jamuna Bank Limited, Rupshi Branch Narayangonj on the topic of Credit Menagement- A study on Rupshi Branch”. I am pleased to state that Ariful Islam worked hard in preparing this report and she has been able to present a good picture of the concerned organization. The data and findings presented in the report seem to be authentic.

Ariful Islam possesses a good moral character and pleasing personality. I wish her all success.

Masud Ibn Rahman
Assistant Professor& Head
Department of Real Estate
Daffodil International University


Theoretical and practical knowledge does not always move to the same direction. Theory differs in a great way through its operation and implication. There is no doubt that, to justify the theoretical knowledge practical orientation has great importance. An Internship program brings the students closer to the practical world. This realization of the universities has introduced the system & provision of Internship program for the students of BBA for better understanding and realization of the practical job environment.

The internship program has given us huge opportunity to minimize the gap between theoretical knowledge. As BBA student, it was our great pleasure to be in touch with the organization as Jamuna Bank Limited which is undoubtedly the most efficient and best performing banking institution in our country. My practical experience through performing different activities of the bank as well as this internship increased my overall experience about real world phenomenon.


First of all, I extend my profound gratitude to the Almighty Allah, the omnipresent and omnipotent, who helped me accomplish this task on time. I feel satisfied and glad that I have completed this study within specific duration.

This internship report might never have been completed without the necessary practical knowledge, assistance of many books, articles, websites, and primary data. It enhanced my knowledge on Loan Recovery System. Thanks to all those persons, who have assisted me, providing me co-operation, books and articles, I would like to express my special gratitude to my supervisor Masud Ibn Rahman, assistant professor & head Department of Real Estate Daffodil International University, for his motivating inspiration, kind direction, valuable suggestions & advices during my internship period and to prepare this report.

I was placed in Jamuna Bank Limited to work as an intern from December 01, 2011 to February 28, 2012. The...
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