Credit Management of Commercial Bank
Chapter One INTRODUCTION
1.1 Introduction
1.2 Origin of the report
1.3 Rationale of the study
1.4 Objectives of the report
1.5 Scope of the study
1.6 Methodology of the study
1.7 Limitations of the study
Chapter Two LITERATURE REVIEW 2.1 CREDIT MANAGEMENT
2.2 PROCESS OF CREDIT MANAGEMENT
2.2.1. Policy guidelines
2.2.2 Management structure and responsibilities
2.2.3. Program guidelines
2.3 TOOLS OF CREDIT MANAGEMENT
2.3.1 Definition of Credit Risk Grading (CRG)
2.3.2 Functions of Credit Risk Grading
2.3.2 Functions of Credit Risk Grading
2.3.3 Use of Credit Risk Grading
2.3.4 Number and short name of grades used in the CRG
2.3.5 Financial Spread Sheet in Credit Management
Chapter Three
JANATA BANK LTD: AT A GLANCE
3.1 History of Janata Bank Ltd.
3.2 Vision of Janata Bank Ltd.
3.3 Mission of Janata Bank Ltd.
3.4 Services provided by Janata Bank Ltd.
3.5 Credit program
3.6 Performance of Janata Bank Ltd.
3.7 Loans and advances
Chapter Four
CREDIT POLICY
4.1 MEANING OF CREDIT POLICY
4.2 OBJECTIVE OF CREDIT POLICY
4.3 FORMULATION OF CREDIT POLICY
4.4 ESSENTIAL COMPONENTS OF A SOUND CREDIT POLICY
4.5 LENDING GUIDELINES:
4.5.1 Industry and business segment focus
4.5.2Types of credit facilities
Chapter Five
FUND INVESTED BY JANATA BANK LTD.
5.1 INTRODUCTION
5.2 ECONOMIC SECTOR WISE DISTRIBUTION OF FUND
5.3 NATURE WISE DISTRIBUTION OF LOANS AND ADVANCES
5.4 MATURITY GROUPING OF DISTRIBUTION LOANS AND ADVANCES
5.5 SECURITIES IN CREDIT MANAGEMENT
Chapter Six
LOAN DISBURSEMENT PROCEDURE OF JANATA BANK LTD.
6.1 GETTING CREDIT INFORMATION
6.2 INFORMATION COLLECTION
6.3 ANALYZING THESE INFORMATION
6.4 LENDING RISK ANALYSIS (LRA)
6.5 PROPOSAL ANALYSIS
6.6 COLLATERAL EVALUATION
6.8 PROPER SUPERVISION OF THE PROJECT
6.7 FINAL DECISION ABOUT THE PROJECT
6.9 DOCUMENTATION OF THE LOAN
6.10 CREATION
1.1 Introduction
1.2 Origin of the report
1.3 Rationale of the study
1.4 Objectives of the report
1.5 Scope of the study
1.6 Methodology of the study
1.7 Limitations of the study
Chapter Two LITERATURE REVIEW 2.1 CREDIT MANAGEMENT
2.2 PROCESS OF CREDIT MANAGEMENT
2.2.1. Policy guidelines
2.2.2 Management structure and responsibilities
2.2.3. Program guidelines
2.3 TOOLS OF CREDIT MANAGEMENT
2.3.1 Definition of Credit Risk Grading (CRG)
2.3.2 Functions of Credit Risk Grading
2.3.2 Functions of Credit Risk Grading
2.3.3 Use of Credit Risk Grading
2.3.4 Number and short name of grades used in the CRG
2.3.5 Financial Spread Sheet in Credit Management
Chapter Three
JANATA BANK LTD: AT A GLANCE
3.1 History of Janata Bank Ltd.
3.2 Vision of Janata Bank Ltd.
3.3 Mission of Janata Bank Ltd.
3.4 Services provided by Janata Bank Ltd.
3.5 Credit program
3.6 Performance of Janata Bank Ltd.
3.7 Loans and advances
Chapter Four
CREDIT POLICY
4.1 MEANING OF CREDIT POLICY
4.2 OBJECTIVE OF CREDIT POLICY
4.3 FORMULATION OF CREDIT POLICY
4.4 ESSENTIAL COMPONENTS OF A SOUND CREDIT POLICY
4.5 LENDING GUIDELINES:
4.5.1 Industry and business segment focus
4.5.2Types of credit facilities
Chapter Five
FUND INVESTED BY JANATA BANK LTD.
5.1 INTRODUCTION
5.2 ECONOMIC SECTOR WISE DISTRIBUTION OF FUND
5.3 NATURE WISE DISTRIBUTION OF LOANS AND ADVANCES
5.4 MATURITY GROUPING OF DISTRIBUTION LOANS AND ADVANCES
5.5 SECURITIES IN CREDIT MANAGEMENT
Chapter Six
LOAN DISBURSEMENT PROCEDURE OF JANATA BANK LTD.
6.1 GETTING CREDIT INFORMATION
6.2 INFORMATION COLLECTION
6.3 ANALYZING THESE INFORMATION
6.4 LENDING RISK ANALYSIS (LRA)
6.5 PROPOSAL ANALYSIS
6.6 COLLATERAL EVALUATION
6.8 PROPER SUPERVISION OF THE PROJECT
6.7 FINAL DECISION ABOUT THE PROJECT
6.9 DOCUMENTATION OF THE LOAN
6.10 CREATION
Bibliography: Annual Report of Janata Bank Ltd. 2000-2008 Bangladesh Bank BCD &BPRD circulars Md. Maksudur Rahman Sarder & Prashanto Kumer Banerjee (December 1996); Janata Bank Ltd., Head Office Circularss Journal of Business Studies; “Break Even Point: A Project Appraisal Technique used in Banking Sector.”