and parts 5 companies: Altman Z score is calculated for the following companies to check their default risk classification for 3 years that are 2009‚ 2010 and 2011. * Agriautos industries Ltd * Atlas battery Ltd * Honda atlas cars Ltd * Exide Pakistan Ltd * Pak Suzuki motors Ltd Altman’s Z-Score model: Altman’s Z score model is used to classify the borrower’s default risk. This classification depends on the values of various ratios of the borrower which are given specific weights
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Charla ENG1113: English Comp I 12 April 2013 Advantages and Disadvantages of Online Classes One of the most important decisions of attending college is whether online study is best for you‚ whereas online classes are a more advantageous way for many people to attend college‚ there are also some negative aspects that must be considered. Many people today are choosing to further their education by taking online classes‚ as some people
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own way. To some people it means complicated electronic devices. To others‚ it means the source of the radical changes that are happening in all phases of life. Others define technology as science applied to practical purposes. Some people fear to use technology while others see it as the source of longer and more complete lives. Below I have listed detailed points on Advantages and Disadvantages of Modern Technology: 10 ADVANTAGES OF MODERN TECHNOLOGY: Easy Access to information: It has become
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ADVANTAGES AND BENEFITS OF CLOUD COMPUTING 1. Decrease In Cost: The biggest advantage of cloud computing is the elimination of the investment in stand-alone software or servers by the user. By cloud computing‚ one can easily save the overhead charges such as cost of data storage‚ software updates‚ management‚ and most importantly cost of quality control. Now anyone can use the services of cloud computing at affordable rates. Cloud computing is probably the most cost efficient method to use‚ maintain
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much more convenient by enabling us to communicate with others in a small amount of time. One of the most used functions on the cell phone is not the phone‚ but the instant text messaging. Who wouldn’t love such a quick‚ easy method of communication? Just flip open your cell phone‚ type in a quick “meet me @ 2 plz” and press send. Text messaging is an easy and discrete way of communicating with others‚ but it has its disadvantages and advantages. It is not a surprise why texting can cause so man problems
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16th of June until 30th of June Also a contract is signed with a cinema company for this campaign`s promotion. And established special code cards and hand brochures for every pizza rush`s stores. Campaign tools | Schedule | Approximately Cost | Creating the e-mail | 10.06.2010 | $ 7.000 | Sending the e-mail | 16.06.2010 | $ 5.000 | Receiving and analyzing mails | 31.06.2010 | $ 10.000 | Atomic e-mail tracker (monitoring reviews) | 10.06.2010
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Advantages and Disadvantages of Government Systems Around the world‚ each country has their own way of running things and their own government system. In this essay I will discuss the advantages and disadvantages of 3 government systems; unitary‚ confederate‚ and federal. Although some government systems might have similarities with the others‚ they are all very different and have different problems. A unitary state is sovereign and governed as a single unit where the central government is supreme
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The Advantages and Disadvantages of Living in the Country. Living in the country is often the dream of people who live in the city. However‚ in reality it has both advantages and disadvantages. There are many advantages to living in the country. One is closer to nature and can enjoy more peace and quiet. There are fewer cars so there is less pollution. Furthermore‚ life in the country is slower so people there have time for each other. As a result‚ they tend to be friendlier and more open.
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Advantages & Disadvantages of Mobile Tracking • The Motorola DynaTAC‚ the first mobile telephone‚ ushered in a revolution in wireless communication in 1973. Today‚ mobile devices combined with technological advancements provide several benefits‚ including tracking minors and emergency-location service enhancements. The Global Positioning System (GPS)‚ a "constellation" of 24 U.S. Department of Defense satellites‚ has enhanced mobile-tracking technology. However‚ with technological advancement
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Risk Management Toolkit Contents • Section 1 – Introduction 3 • Section 2 – Risk definition and language 7 • Section 3 – Risk appetite 33 • Section 4 – Risk governance‚ roles and responsibilities 51 • Section 5 – Risk policy 65 • Section 6 – Risk and control self assessment 93 • Section 7 – Key risk indicators 113 • Section 8 – Internal loss events 129 • Section 9 – External loss data 143 • Section 10 – Management
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