Nrb Report

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An Internship Report on
DCBL Bank Ltd Prepared by: bhandari
Submitted to:kshitiz international college
Pokhara University
In partial fulfillment of the requirements for the degree of Bachelor of Business Administration

LETTER OF ACCREDITATION
It is hereby certified that this report, entitled ³Internship Report On Laxmi bank´ prepared by bhandari is an outcome of the eight weeks internship under gone at DCBL´.The facts and ideas presented in this report are an outcome of the students hard work and dedication to the project, undertaken as a partial fulfillment for the requirements for degree of \Bachelor of Business Administration. The outcome of this project has been highly appreciated Mr. Sushil Manandhar External Evaluator Assistant Manager Pokhara University DCBL

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ACKNOWLEDGEMENT
It is difficult to draw up a list of persons to be thanked because several people have helped in preparation of this report in diverse ways. Knowledge itself is cumulative so it is difficult to acknowledge intellectual ideas. It is impossible to acknowledge all those who contributed to this study. But still some persons need to be publicly acknowledged. I would like to first of all thank our faculty supervisor and Program director Mr.Bishal Shrestha of Ace Institute of Management for his guidance and support in the organization selection and on the on the preparation of this report. I am also thankful to our college management for providing us computer and internet facility without which I would be unable to prepare my report. I would especially like to thank

Ms Sabina Nakarmi of Human Resource Department of DCBL Bank for selecting me as an intern. I would like to thank Mr.Sushil Manandhar Head of Treasury Department and MsDEena Chitrakar Head of Division Operations Risk Management and all the staffs of respective departments for being so kind and co-operative towards me during my internship period. I would also like to thank them for giving their valuable time in explaining various activities and terminologies. Their response has certainly made me know about the general operation of the bank's system and procedure .Finally, I like to present my sincere thanks to my family members and my friends for their co-operation, guidance and support while the preparing this report. Thanks all for your encouragement, support and warm co-operation. Kripa Adhikary 4 LIST OF ACRONYMS

LCY Local Currency
FCY Foreign Currency
NRB Nepal Rastra Bank
CRR Cash Reserve Ratio
IDT Inter Department Ticket
IBT Inter Branch Transaction
MT Message Type
SWIFT Society for Worldwide Interbank Financial Telecommunication ATM Automated Tailor Machine
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EXECUTIVE SUMMARY
This report entailed an internship report on "DCBL Bank ltd" has been prepared for the partial fulfillment of MBA program on the basis of eight week internship experience at DCBL Bank limited. In DCBL Bank I was placed in two departments namely treasury department and remittance department. In treasury department I was involved in activities related to purchase and sell of foreign currency and borrowing and lending of currency. Similarly in remittance department I was involved in making draft, swift transfers, travelers cheque and purchase and sell of foreign currency. During my internship I learned about operations related two department and I also found interrelation between two departments. As an outsider people may not find the fact that these two departments were correlated. For instance remittance department was involved in foreign currency transaction but exchange rate that they would use would be borrowed from treasury department. I could find out many features of professional world such as working under deadlines, using specific procedures while performing, working in teams, listing to what others are saying, become focused and so on. I could find close relationship between subjects that we studied in MBA and working environment. I found that concepts borrowed...
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