impact of ICT on the banking industry (a case study of FIRST CAPITAL PLUS). Three categories of variables that relate to the adoption and implementation of information technology devices were used for the study. These include the nature and degree of adoption of innovative technologies‚ degree of utilization of the identified technologies‚ and the impact of the adoption of ICT devices on banks operation. These developments in technology have resulted in new delivery channels for banking products and services
Premium Bank
Ethiopia Vol. 4 (3b) July‚ 2010 ISSN 1994-9057 (Print) ISSN 2070-0083 (Online) Fraud and Fraudulent Practices in Nigeria Banking Industry (Pp. 240-256) Owolabi‚ S. A. - Accounting Department‚ Babcock University‚ Nigeria E-mail: emilagab05@yahoo.com Abstract The paper reviews the various forms of fraudulent practice their impact and inducement for various reforms in banking industry. It also mentions various legislations targeted at reducing fraud and introducing some forms of control and reporting
Premium Bank Fraud
SHARMA‚ MDI Gurgaon Word Count: 1060 Banking is the backbone of any economy which has seen many changes in the past decades. In such changing times‚ technology has emerged as the great enabler for banks. “Digital Banking” has become the new buzz word in the industry. Banks nowadays have been vying to transition from the providers of plain vanilla banking services to become universal banks where ATMs‚ Internet banking‚ mobile banking and social banking are the norm. The customers have become more
Premium Bank Bank
SUBMISSION 31/7/2010 DISCUSS HOW MICHAEL PORTERSCOMPETATIVE FORCES BEING IS APPLIED IN THE BANKING SECTOR Introduction: The banking Industry in kenya has tremendously changed its dynamics for the last one decade. Many banks have joined the industry both local and foreign. Notably‚ the no-banks financial institutions have been mushrooming by an alarming speed.. In any industry‚ including the banking industry‚ the nature of competition is always a function of the market structure. The trend today
Premium Bank Strategic management Barriers to entry
Comparing the Usefulness of the Non-Mydriatic Fundus Camera to the Direct Ophthalmoscope for Medical Education Summary Since fundus examination is essential for some cases to evaluate the health of the eye. Ophthalmoscope is a basic instrument for examining the fundus. However‚ it has many clinical and educational restrictions. Therefore‚ invention of non-mydriatic automatic fundus camera could benefit clinical practice as well as educational purposes. In this study I focus the light on the ability
Premium Retina Diabetes mellitus Ophthalmology
Case Analysis of Sephora Direct MAR 6815 December 4‚ 2013 Problem Statement The main issue with Sephora Direct is that Julie Bornstein‚ Senior Vice President of Sephora Direct‚ wants to double the budget for social media‚ video‚ and mobile in 2011. For the funding to be doubled‚ Bornstein must first convince David Suliteanu‚ President and CEO of Sephora USA. To convince Suliteanu‚ Bornstein’s team must identify what the company could gain from “winning” in the social
Premium Social media
Fresh Direct Case Study Report COMPANY NAME Fresh Direct www.freshdirect.com Online Grocery Market BACKGROUND /HISTORY FreshDirect is an online grocery that conveniently sells and delivers fresh foods and popular household items‚ to certain residents of the New York City Area. This online grocery market offers organic‚ farm-fresh produce than most market places. It covers most of Manhattan and certain parts of The Bronx‚ Brooklyn‚ Queens‚ Staten Island and limited areas in New Jersey. Vice
Premium Grocery store Supermarket New York City
BANKING Definition of Banking: According to Crowther‚ a bank "Collects money from those who have it to spare or who are saving it out of their incomes‚ and it lends this money to those who require it." In the words of Kinley‚ "A bank is an establishment which makes to individuals such advances of money as may be required and safely made‚ and to which individuals entrust money when not required by them for use." According to John Paget‚ "Nobody can be a banker who does not (i) take deposit
Premium Bank Fractional-reserve banking Cheque
Introduction 1.1 Rationale of the Study Investment Banking is an American synonym of merchant banking. Investment banks provide advice on mergers and acquisitions and are involved in financing industrial corporations through buying shares and selling them in relatively small lots to investors. In the Bangladesh context‚ merchant banking includes all institutions that combine the functions of both development banking and investment banking. Investment banks act as intermediaries between issuers
Premium Bank Investment
INTRODUCTION Banking reforms have been an on going phenomenon around the world right from the 1980s‚ but it is more intensified in recent time because of the impact of globalisation which is precipitated by continuous integration of the world market and economies. Banking reforms involve several elements that are unique to each country based on historical‚ economic and institutional imperatives. In Nigeria‚ the reforms in the banking sector preceded against the backdrop of banking crisis due
Premium Bank Mergers and acquisitions