The government could have placed tighter constraints on the credit market; the government agencies charged with managing banking policies and procedures could’ve formulated a policy that would require that banks were only able to hedge a certain amount of liability as long as they had enough capital to cover double the amount of the liability. The government could also have placed more stringent regulations on banks and related financial institutions to provide proof that the potential buyers of homes could fiscally make the required home/mortgage payments in lieu of the poor economy. This could have been accomplished by verifying their credit score, annual salary, and reviewing 6-12 months of the potential homeowner’s financial statements to ensure their candidacy and responsibility. Another regulation that could have averted the 2008 credit disaster would be requiring all potential home buyers to take a financial course that included content covering how to read legal contracts” or something similar. Yes, this additional step would prolong the home buying process but in the long run it would potentially weed out the vast majority of homeowners that would likely default on their mortgages.…
| People are driving their cars like maniacs tonight. There must be a full moon.Answer…
1. You have received a business research study done by a consultant for a life insurance company. The study is a survey of customer satisfaction based on a sample of 600. You are asked to comment on its quality. What do you look for?…
This file PHI 445 Week 2 Discussion Questions has right solution to the following tasks: 1. What are the differences between Capitalist, Socialist, Fairness, and Libertarian notions of justice? What are the strongest and weakest parts of each theory? 2. Assess the promotional practices of the companies in terms of the moral standards that you think are appropriate for the sort of environment in which the companies are operating. Relate your assessment to the three theories of the manufacturer's duties discussed in the chapter. Are any of these three theories particularly appropriate or inappropriate for the Third World context within which the infant formula companies operate? Evaluate the advertisements used by the companies. Do companies have a duty to ensure that consumers do not misuse their products? Do the duties of the manufacturer end at the point of sale?…
1.5 The following information is collected from students upon exiting the campus bookstore during the first week of classes:…
This document PHL 458 Week 2 Discussion Questions 3 has solutions of the following question: "How do you measure or analyze multiple creative solutions to your own problems? "…
When the premises are true and the syllogism is valid, we have a(n) _______ argument.…
Many papers have been writing on the subject of exploitation of the poor by multinationals and there is no easy answer or solution to satisfy both sides; economists and ethicists are continuously debating on the back of the increasing expectations from the consumer population for firms, to behave socially and environmentally responsibly.…
1. In the paternalistic model of doctor-patient relationship, power resident exclusively with Doctors; in the engineering model, it resides entirely with Patients.…
In your opinion, what is the best way to reduce child labor for multinational corporations? How is the phenomenon of child labor viewed from your ethical perspective? Given the ethical perspective of a particular group to which you currently belong, or previously belonged, how would child labor be viewed?…
In this pack of SOC 312 Week 3 Discussion 2 Equal Opportunity you will find the next information:…
This document PHL 458 Week 4 Discussion Questions 2 Creative Minds and Critical Thinking has solutions of the following question: "What assumptions interfered in the critical thinking process of people like Albert Einstein, Helen Keller, or Saul Kripke?"…
The decision to public school or home school continues to be a very controversial topic. Parents want what’s best for their children. Whether one decides to send their child to public school or home school, it’s a decision that must be made with a lot of careful consideration. In the world we live in today a lot of parent’s feel as if their children are not getting an adequate education, they worry about safety concerns, peer pressure, and religious values.…
When discussing the topic of teasing, there are a lot of things to consider in respect to when it is considered appropriate or inappropriate. So much of what is considered appropriate is usually between people who have a mutual understanding or a friendship. Most of the time teasing is used in good humor to make each other laugh, or to jab at someone in a friendly manner. When friends or people who are close tease one another, usually there are areas that are considered off limits or things that are considered bad taste to bring up.…
To eat a burger or have a piece of bacon doesn’t take much though, most people don’t think twice about eating it. But to eat a dog or cat in American society is something that we do frown upon and that is just wrong to us. Does this mean we do have ethical obligations to animals? To a point, yes we do. People have a decent sense of what is ethical to animals and what isn’t. We raise animals, that’s ethical if you ask me, but eating them after we raise them. Is that ethical? Are we helping with the circle of life? This is what the philosopher Strachan Donnelley calls “The Murky ethical territory”(247). It’s a very difficult situation.…