evaluation report to the Loans Review Committee for final approval. However Mr. Jovito Tuazon‚ head of Loans Review Committee and one of the more outspoken critics of the credit scoring system expressed his doubts over Mr. Berino’s recommendation. He felt that the credit scoring system tended to be biased in favor of industries with higher turnover than others. He cited General Drugs which was given a high credit score but later had problems with its payments. • Mr. Berino reflected on the
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understand what is now called the writing process began in the early 1970s. Process is a systematic series of actions directed to some end. It is very much related to writing since we are doing our composition. Writing as a process is a lot complicated than speaking because when we are writing‚ we tend to specify our ideas from the beginning up to the very end of the idea. To be able to make a great composition‚ we must stick to some of the standards in writing. We shouldn’t confuse the readers for boredom
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Answer: A Diff: 1 Topic: Gross Domestic Product Skill: Definition 2) Gross domestic product measures A) the total spending of everyone in the economy. B) the value of all output in the economy. C) the total income of everyone in the economy. D) all of the above Answer: D Diff: 2 Topic: Gross Domestic Product Skill: Definition 3) Which of the following is an example of a final good
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`A 20cm diameter pipe of length 100m with z = 60m with f = 0.02 and loss of head due to entrance coefficient k = 0.5. What is the flow rate? Solution: Find the width in m of the channel at the back of a suppressed weir using the following data: H = 28.5cm; d = 2.485m; Q = 0.84 cu.m/sec. Consider the velocity of approach and use the Francis formula. Solution: Water flows in a 2m. wide rectangular flume at the rate of 2.75 cu.m./sec
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Confusion of Subjective and Objective Pronouns How do you decide which form of a pronoun to use‚ as in the choices of the wording in “John is as fast as him” and “John is as fast as he”? Knowing the varieties of pronouns will help you choose the correct form. A subject pronoun is one used as the subject of a sentence‚ as in “He is right” or “I am amazed.” (Subject pronouns include I‚ you‚ he‚ she‚ it‚ we‚ and they.) Subject pronouns may also rename the subject‚ following a linking verb (one that
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What are Communication skills? Communication skills are nothing but sharing thoughts or opinions through shared symbols‚ by language‚ words and phrases. It further explains conscious listening is with the mind hearing with senses and expressing the ideas‚ attitudes and emotions in an active process of eliciting information. Role of communication skills in daily life: Communication is important for different reasons‚ depending on the context and quality. It limits misunderstanding‚ ensures accuracy
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White; New York’s best known caterer. Finding and choosing a catering service is one of the most important aspects of planning the perfect event. The most challenging part of creating an event is the food. If you think serving food to a group of people only requires good culinary skills‚ you are sadly mistaken. Being able to cook is just the tip of the iceberg. A lot more goes into serving food to guests. And if the turnout is predicted to be large‚ then it is best advisable to steer
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“Why continuing skill development is important for my continuing studies and future employability” As much as learning is an on going process‚ skills development follows the same trend. Nowadays‚ competition has been the hallmark in every corporate endeavour and to say the least‚ each product seeks for competitive edge. I must not stay behind in this race for leadership and excellence because my future employability depends largely on how I perfected my skills during this period of continuing
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4. How does positive self-esteem affect children as they develop through their teen years? What are characteristics of people with high self-esteem? Low self-esteem?4. How does positive self-esteem affect children as they develop through their teen years? What are characteristics of people with high self-esteem? Low self-esteem?4. How does positive self-esteem affect children as they develop through their teen years? What are characteristics of people with high self-esteem? Low self-esteem?4. How
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Hard skills are usually related to professional knowledge‚ tools‚ or techniques that allow us to work within our profession. Hard skills are learned. You are taught them in school or from books. They are a way of doing something; a procedure‚ a best practice. Some examples of hard skills are designing a bridge; developing software; applying taxation laws; and injecting a vaccine. (Lipton‚ 2014‚ p.4) Soft skills are more difficult to quantify. These skills are personality qualities‚ habits‚ attitudes
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