Australian Journal of Business and Management Research Vol.2 No.02 [31-38] | May-2012 CREDIT RISK AND COMMERCIAL BANKS’ PERFORMANCE IN NIGERIA: A PANEL MODEL APPROACH KOLAPO‚ T. Funso (Corresponding Author) Department of Banking and Finance‚ Faculty of Management Sciences Ekiti State University‚ Ado-Ekiti‚ Nigeria. realvega1959@yahoo.com AYENI‚ R. Kolade (Ph.D) Department of Economics‚ Faculty of Social Sciences Ekiti State University‚ Ado Ekiti‚ Ekiti State‚ Nigeria. raphkolayeni@yahoo
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4.2 Managing Risk Risk analysis and management comprises a series of measures that must be employed to avoid the occurrence or even allow the elimination of these risks. This risk management is nothing more than a set of specific and defined processes in order to do everything so that the risks pointed out do not occur. 4.2.1 Category I: Preventable risks Analyst should also pay attention to other circumstantial factors that can contribute to the quality of the analysis result. Succession problems
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farmers face. These farmers spray harmful pesticides without any protective gear or other safety precautions‚ and some of these pesticides are so dangerous that they are banned in western countries. Larger manufacturers are aware that India has fewer rules on pesticides‚ so they strategically place their factories there. For example‚ the Cheminova factory from a Danish pesticide company transmits illegal pollution that gives those living in the surrounding areas rashes‚ cancer‚ and ultimately death
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REDUCE STRESS BY POSITIVE THINKING Stress is an inseparable part of our daily life. Not only does it effect our mind but it also leads to some serious physical aliments. In many cases‚ it has been seen being responsible for some serious problems as well such as heart attack and nervous system failure. If enough precaution are taken in daily life‚ the negative impact of the stress can be greatly reduced. Positive thinking is the best technique that helps fight stress in an effective way and
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56 |MA |A company is going to give some money either to support the arts or to protect the environment.which do you think the company should choose?use specific reasons and examples to supprt your answer. | | Although art can be reflect the custom and culture of a country‚ I would choose environment to be spent money on .There are 2 main reasons that I point out below: Nowadays harmful environment is going to be crisis .Air pollution ‚acid rain ‚green house gas ‚hazardous waste are the results
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Evaluation of existing off/online marketing activities Marketing activities refers to how to handle the marketing mix‚ which is‚ price‚ place‚ product‚ promotion in order to be able to market the product successfully. Tracking and measuring the performance of integrated marketing campaigns is very important in being able to work out the returns on marketing investments and whether or not the campaigns achieved its objectives and had any effect on customer or target audience. Therefore by evaluating
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Stage fright We must take some risks to find happiness. I find that most people are comforted by what they feel certain of‚ people like the fact that they know their place in life and have no urge to search further or take risks to find something different‚ something better. I learnt at the age of fifteen that sometimes risks can put perspective on our lives. It encourages us to push ourselves to strive further and harder to follow our dreams. My experience finds little resemblance to the
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Some people say that‚ in the next twenty years‚ people will have more free time on leisure activities. These days‚ there is a limitation of time for people to travel and enjoy their life on leisure activities since they have to work all a time. Some people are struggling to get a job‚ which is more flexible for them to work. However‚ from my point of view‚ I strongly think that this trend will be changed in the next twenty years since people can work at home and there will be more advanced technologies
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promotional activities. You will develop an understanding of the relative advantages and disadvantages of different types of promotional activities. This unit is a very practical one‚ and you are encouraged to think about how promotional activities are used by a range of different businesses. The assessment for this unit requires you to produce a plan of a promotion campaign‚ working within a realistic allocated budget‚ for a new or existing business. This business can be a company‚ a partnership
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Does Compstat reduce crime ? Compstat (short for computer statistics or comparative statistics) originated in the new york city police department (NYPD) in 1994 when william bratton was police commissioner. Compstat is a comprehensive‚ city-wide database that records all reported crimes or complaints‚ arrests‚ and summonses issued in each of the city’s 76 precincts. City officials had previously believed that crime could not be prevented by better information and analytical tools but instead by
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