MICRO-FINANCE AND POVERTY ALLEVIATION IN NIGERIA: A CASE STUDY OF LIFT ABOVE POVERTY ORGANISATION (LAPO) IN EDO STATE By Lucky Ossai JANUARY‚ 2011 DEDICATION This work is dedicated to the glory of ALMIGHTY GOD and to all good people that love progress. ABSTRACT The efforts by the managers of Micro-Finance Institutions to tackle the seemingly intractable
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natural resource exports reduces growth because of rents (=excess of revenues over all costs including normal profit margins) Economic explanation: Dutch Disease (relationship between the increase in the economic development of natural resources and a decline in the manufacturing or agricultural sector) Political science explanation: resource rents make democracy malfunction and even worse‚ make resource-rich democracies underinvest Costs/Consequences Misuse of rents through patronage‚ bribing Lack of
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Mobile Finance For Apex and RCBs 4/3/2012 George Edward Neizer Table of Contents Introduction 3 Mobile Accounting 3 Mobile Brokerage 3 Mobile Financial Information Services 4 Technological Platforms that enable Mobile Finance 4 Interactive Voice Response (IVR) 4 Java 2 Micro Edition (J2ME) 4 Short Message Service (SMS) 4 Secured Short Message Service (SSMS) 5 Figure 1 5 Unstructured Supplementary Service Data (USSD) 5 SIM Application Toolkit (SAT) 6 Wireless Application
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AGRICULTURAL AND INDUSTRIAL DEVELOPMENT OF PAKISTAN When Pakistan was formed in 1947 most of the work had to be started from scratch. Most of the land was agricultural land and it had a very few industries. Most of the land was occupied by landlords. There were few semi-handcraft industries. While heavy industry was almost extinct. When sub-continent divided‚ the country industry and trade were largely under the influence of Hindus‚ who at the time of division migrated towards Indian territory
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from institutional failures as in the past. In Nigeria‚ the lesson of the earlier bank failures appeared to have been forgotten as generalized distress swept the banking sub-sector and systemic distress gripped the finance house sub-sector. This study assesses the distress phenomenon and empirically analyses the extent of distress in the banking industry as well as the major causes. The study involves over 506 respondents made up of 236 from the banks‚ 160 corporate customers‚ 105 individual customers
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International Conference on Technology and Business Management March 26-28. 2012 The Role of Small Industries Development Bank of India (SIDBI) in developing the Micro‚ Small & Medium Enterprises (MSMEs) in India Anand Chakravarthi anandc2707@gmail.com IBS‚ Hyderabad 1. Introduction to MSMES The Micro‚ Small and Medium Enterprises (MSMEs) sector plays a vital role in the growth of our country in creating employment‚ exports‚ gross industrial value of output‚ gross value added‚ investment
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Agricultural development can be defined as; an improvement in all aspects or practices of agriculture that can lead to better yields or output. Green revolution also refers to the introduction of modern farming practices such as improve seeds‚ tractors‚ pesticides‚ weedicides among others into agriculture Institutional bottlenecks on the other hand refer to a set of long standing factors that militates against the development of agriculture overtime. It therefore clearly indicates that the development
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1 Vision: 13 2.2 Mission: 13 2.3 Governance: 14 2.4 Governing Body 14 2.5 Current Governing Body of InM 14 2.6 General Body 15 2.7 Activities of the Institution: 16 2.8 Research: 16 2.9 Trainings: 17 3 Evaluation and Development of Microfinance Sector: 20 4 The Microfinance Sector In Bangladesh: 25 4.1 The Microfinance Regulation: 26 4.2 The Microfinance Institutions: 28 4.3 Microfinance Delivery Mechanism: 29 4.4 Microfinance Products: 30 5 Trends and
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TITLE PAGE THE ROLE OF MIDDLEMEN IN NIGERIAN ECONOMY (A CASE STUDY OF ANAMBRA NEW MARKET) BY OSAKWE ONYINYE THERESA FPN/S01/2009/2010/NDMKT/1091 TO THE DEPARTMENT OF MARKETING SCHOOL OF BUSINESS STUDIES FEDERAL POLYTECHNIC NASARAWA NASARAWA STATE IN PARTIAL FULFILLMENT OF THE REQUIREMENTS FOR THE AWARD OF NATIONAL DIPLOMA (ND) IN MARKETING NOVEMBER 2010 APPROVAL PAGE I hereby submit this project for approval having met the requirement for the award of National Diploma (ND) in marketing
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Chapter 9 Multiple Choice Identify the choice that best completes the statement or answers the question. _e___ 1. Schalheim Sisters Inc. has always paid out all of its earnings as dividends; hence‚ the firm has no retained earnings. This same situation is expected to persist in the future. The company uses the CAPM to calculate its cost of equity‚ and its target capital structure consists of common stock‚ preferred stock‚ and debt. Which of the following events would REDUCE its WACC? a. The
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