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Impact of Micro Enterprise Loan of Developments of Micro Enterprises in Bangladesh

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Impact of Micro Enterprise Loan of Developments of Micro Enterprises in Bangladesh
Table of Contents 1 Introduction: 6 1.1 Objectives: 6 1.2 Scope of the Study: 7 1.3 Methodology and Data Collection: 8 1.4 Limitations: 11 2 Institute of Microfinance (InM) 13 2.1 Vision: 13 2.2 Mission: 13 2.3 Governance: 14 2.4 Governing Body 14 2.5 Current Governing Body of InM 14 2.6 General Body 15 2.7 Activities of the Institution: 16 2.8 Research: 16 2.9 Trainings: 17 3 Evaluation and Development of Microfinance Sector: 20 4 The Microfinance Sector In Bangladesh: 25 4.1 The Microfinance Regulation: 26 4.2 The Microfinance Institutions: 28 4.3 Microfinance Delivery Mechanism: 29 4.4 Microfinance Products: 30 5 Trends and Growth of Microfinance Program of MFIs: 35 5.1 Employment and Gender 35 5.2 Membership in MFI-NGOs 37 5.3 Trends in Lending Behavior 39 5.4 Intensity in Number of Loans: 41 5.5 Loans Disbursement: 41 5.6 Average Size of Loans Disbursed: 41 5.7 Recovery Rate: 42 5.8 Loans Outstanding: 44 5.9 Trends in Savings Mobilization 46 5.10 Net Savings per Member: 46 5.11 Savings withdrawal Rate: 49 5.12 Financing of Loans: Loan Revolving Fund 50 6 Microenterprise in Bangladesh 54 6.1 Definition of Microenterprise: 54 6.2 Role of Microenterprise in the Present Context of Economy: 55 7 Microenterprise Loan Demand Side Analysis 59 7.1 Education: 59 7.2 Sources of Finances: 59 7.3 Number of Employees or Labor: 60 7.4 Business Plan: 61 7.5 Governmental Aids and Regulations: 61 7.6 Financial Institutions: 61 8 Microenterprise Loan Supply Side Analysis 64 8.1 Major Providers of Microenterprise Loan: 69 8.1.1 Bangladesh Extensions Education Services: 69 8.1.2 Objectives 69 8.1.3 Achievement 70 8.2 BURO Bangladesh 72 8.3 Grameen Bank: 73 8.3.1 Eligibility: 74 8.3.2 Terms and conditions: 74 8.3.3 Sectors covered: 74 8.3.4 Overview of microenterprise loan of Grameen Bank 74 8.4 ASA Bangladesh: 76

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