Management of Banks and Financial Institutions CIA-2 Asset Liability Management Management of Assets and Liabilities by Banks [pic] Submitted By: Paul George 0921420 Caroline 0921440 Poornima 0921449 Sonal 0921454 Anvin 0921459 Meaning of ALM ALM is an attempt to match Assets and Liabilities‚ in terms of Maturities and Interest Rate Sensitivities‚ to minimize Interest Rate Risk and Liquidity Risk. • ALM can be termed as
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Introduction to Financial Management Chapter 5 Risk and Rates of Return FIN 254 (Instructor- Saif Rahman) Introduction to Risk and Return Risk and return are the two most important attributes of an investment. Research has shown that the two are linked in the capital markets and that generally‚ higher returns can only be achieved by taking on greater risk. Risk isn’t just the potential loss of return‚ it is the potential loss of the entire investment itself (loss of
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skills (Techniques) that will enable them solve problems arising from day to day business operations and also make sound managerial decisions. Objectives By the end of the course the student should be able to: 1. Perform basic statistical calculations 2. Identify business problems that are amenable to statistical techniques and suggest the appropriate models that can be used to solve the problems. 3. Apply statistical concepts to solve problems in life. COURSE CONTENT 1. Introduction:
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Environmentally‚ Indonesia is particularly prone to natural disasters‚ as the recent earthquakes‚ tsunamis and volcanic eruptions have illustrated. Politically‚ a dominant feature of President Yudhoyono’s presidency has been to curb the corruption that has so frequently plagued Indonesia. Economically‚ Indonesia’s economy is projected to become the sixth largest in the Asia Pacific region by 2017‚ but if the rupiah continues to devaluate against the dollar it could affect the Indonesian pharmaceutical
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Collective bargaining generally includes negotiations between the two parties (employees’ representatives and employer’s representatives). Collective bargaining consists of negotiations between an employer and a group of employees that determine the conditions of employment. Often employees are represented in the bargaining by a union or other labor organization. The result of collective bargaining procedure is called the collective bargaining agreement (CBA). Collective agreements may be in the
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International Conference on Applied Economics – ICOAE 2008 679 A Study of Relationship between Organizational Culture and Leadership Farough Amin Mozaffari1 Abstract This research suggests that there is a lack of congruence between the Iranian Institutes of Higher Education culture and the faculties desired culture. This conclusion is based on empirical data that indicate that faculties believe that they operate on a day-to day basis in a profession whose culture is characterized by an overarching
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Observations of Risk: While systemic risk has been in a decline since the peak of the 2008 Financial Crisis‚ like all financial systems‚ the Brazilian Financial System is at risk from both internal and external factors. These factors coupled with developmental issues have created a higher risk environment for Brazil’s financial system in the most recent years. Standard & Poor’s recently awarded Brazil a credit risk of four‚ on their one to ten scale. A Standard & Poor’s Banking Industry Country
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GOVERNMENT’S FINANCIAL CHALLENGES A fresh look at local government’s deliver obligations and resource requirements is needed. HILDEGARDE FAST makes the case for a differentiated approach. It is common knowledge that many municipalities in South Africa are financially in dire straits. In the public discourse‚ the focus is often on operational issues such as poor revenue collection‚ unsustainable debt burdens‚ and lack of financial management capacity. In seeking to understand the financial challenges
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A working student is an individual who works while studying. It’s a matter of time management. In order to support their needs‚ they need to work for themselves. Being a working student is kind of tough for us ordinary students. Value of Study? So when we say the value of study‚ it is the importance of studying for us student. Why studying is acquire? Because without it we can’t communicate with others‚ we can’t land a better job. Studying is simply a key for success. That’s why we are entering
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Abstract Human service workers help clients become more self-reliant. They may do this by identifying specific skills or by recommending resources that allow them to care for themselves or work to beat setbacks. This paper will also identify problems facing human service clients. This paper details the persons served by‚ and the jobs usually found in human services. There are different types of helping
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