Case 7: Its better late than never! 1. What was Ryan’s starting salary? How much could he have contributed to the voluntary savings plan in his first year of employment? RATE NPR FV PV YEAR CONTRIBUTION TO SAVINGS PLAN .05 1 70‚000 66‚667 5th $7‚333 .05 2 70‚000 63‚492 4th $6‚984 .05 3 70‚000 60‚469 3rd $6‚651 .05 4 70‚000 57‚849 2nd $6‚363 .05 5 70‚000 54‚847 1st $6‚033 Ryan’s first year salary at this company was $54‚847 and he could have contributed $6‚033 in
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Would you want to live in a society that was perfect‚but you were not free and you were controlled by other people?A democratic society would allow freedom. Living in a democratic society is better than living in a Utopian society where you are not free because you have freedom of choice‚ you are able to have your wants‚ not just your needs‚ and you can choose your own job path. In a Utopian Society‚ everyone will work the same so no one will be different. Life would not be Interesting In that kind
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Books had existed on this planet thousands of years before TV was. They are both valuable and have their own advantage. However‚ people tend to favor books more. Books are always the number one choice for learning and researching‚ especially if you are studying a subject. Even though it takes time and a lot of effort to read and research a particular topic. Books are the original databases that are always trustworthy. Even advanced computer databases such as Wikipedia do not have all the required
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Hybrid cars are better than traditional cars because they are environmentally safe. Sandra Ariskan explains that “Hybrid car will generate much less gasoline combustion and emission of CO2 is therefore significantly minimized ” (Hybrid Car‚ an Effort to Safe the Planet par. 4). Basically Sandra Ariskan is saying that by minimizing the CO2 from the air than your protecting everything that is going extinct and safer for everyone and for the future. This means that the engine that comes with a hybrid
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Generations Have you ever thought about what it would be like to live in the past? The future? If one were to choose‚ are the future children going to be luckier than those that lived in the past conditions? 65 million people were born into the time period called “Generation Y.” Generation Y‚ who consists of those who were born between 1980 to 1999‚ are commonly compared to the Silent Generation because of the number of births. The Silent Generation is the generation of Americans born from roughly
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Now days we rarely see joint family. But I believe that Joint family have more advantages than nuclear family.Basically we have to understand what a joint family means‚ our father says‚ his siblings and their families living together can be considered a joint family.In joint families all the family members sit together and discuss their own promblems with the family members. In nuclear families there are only the parents and the children.The advantage is that you can spends more time with your children
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Testimonies in Our Daily Life We can hear the buzzing of vehicles‚ the sound of the ticking clock the noise of the quarrels around our house. We can hear it almost every day. Everyone is busier than ever; there is no time for chitchatting‚ no time for recreation‚ no time for rest‚ but most of all no time for God. We could no longer handle our own self; we become robots in our daily respective modes of living. But what is lacking? People tried hardly to make something better in order for them to
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Real friends are better than Facebook friends It seems that having a Facebook account has become a social trend nowadays. It is very hard to meet a person without Facebook account. However‚ having a Facebook account certainly has its flaw. Many people‚ especially teenagers‚ tend to add people they never meet in real life as their friends. Claiming those people as their “friends”‚ they feel offended when their caretaker tells them it is inadvisable to continue this action. They protest that Facebook
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Life today is very fast-paced. Everyone is in a hurry to get somewhere and will push you out of the way to get there‚ like it’s some kind of race. In our personal lives‚ we have our cell phones‚ and maybe a home phone‚ scheduled play dates for our kids‚ microwaves‚ satellite TV‚ home security systems that don’t involve dogs‚ solar landscape lighting‚ automatic underground sprinkler systems for our lawns‚ and compact fluorescent lights to replace the incandescent bulbs that waste energy. In the business
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liquid supplement advertising. But what makes liquid vitamins better than their pill equivalents? First and foremost‚ it is a matter of absorption. The liquids are chewable tablets which are being absorbed quicker by the body. It is estimated that the absorption
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