Adamawa State of Nigeria Iya‚ I. B.‚ Purokayo‚ S. G.‚ & Gabdo Yusuf Department of Economics Federal University of Technology‚ Yola‚ Nigeria Received: October 12‚ 2011 doi:10.5539/gjhs.v4n1p245 Abstract The paper investigates the determinants and the impact of HIV/AIDS on households in Adamawa State. 120 respondents affected with HIV/AIDS were selected for interview using simple random sampling techniques. Both primary and secondary data were used in its analysis to determine the impact of the disease
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There are three types of market efficiency: Ø - when prices are determined in a way that equates the marginal rates of return (adjusted for risk) for all producers and savers‚ market is said to be allocationally efficient; Ø - when the cost of transfering funds is “reasonable”‚ market is said to be operationally efficient; Ø - when prices fully reflect all available information‚ market is said to be informationally efficient. Bachelier (1900): In the opening paragraph of his
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to produce the goods. Human factors are several factors that influence the industry. Those are capital‚ labor‚ government‚ market‚ transportation and technology. Capital: main material/ the money to create an industry. Labor: plays an important role in an industry. the one who makes the industry works. Government: usually related with the policies in importing‚ exporting and custom stuffs. Market: where transaction happen/
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Brandi Cruz 5/12/2014 8th period World History Industrial Revolution The advantages of industrialization outweigh the disadvantages‚ because in the 19th century it was the time of the inventions and changes. The most important invention would be the steam engine. The steam engine changed peoples’ lives completely. The steam engine was originally invented by Spanish inventor Jeronimo de Ayanz Beaumont in 1606. Thomas Newcomen developed a true commercial steam engine using a piston in 1712. In
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INTRODUCTION Nigeria‚ like the rest of the world‚ is exposed to a wide range of natural or human induced disasters. While some of these disasters are rapid‚ others are slow-onset‚ resulting in catastrophic situations leading to loss of lives and property‚ degradation of environment. These disasters occur in form of drought‚ desertification‚ flooding‚ epidemics‚ coastal erosion‚ dam failure‚ building collapse‚ oil spillage‚ maritime collision or accident‚ bomb explosion‚ communal clash‚ fire‚ air
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THE IMPACT OF EXCHANGE RATE FLUCTUATION ON MACROECONOMIC PERFORMANCE IN NIGERIA CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY This study is designed to examine the causes of exchange rate fluctuations and their impact on the Nigerian economy since there is scarcely any country that lives in absolute autarky in this globalised world. The economies of all the countries of the world are linked directly or indirectly through asset or/and goods markets. This linkage is made possible through
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Impact on emerging markets on marketing: Rethinking perspectives and practices The article analyzes the impact of markets on marketing and as emerging evolves it has been widely selected by the companies worldwide but the merging of the markets has a downfall. They suffer from inadequate infrastructure and chronic shortage of resources. Which leads to a failure of one company. Thus‚ this companies has been highly local and governed by faith-based socio-political institution. It is a
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Nigerian‚ or "419"‚ scams are one of the most common types of fraudulent email currently hitting inboxes. Nigerian scam messages can also arrive via fax or letter. The messages claim that your help is needed to access a large sum of money‚ usually many millions of dollars. The money that the message claims does not exist. Those who initiate a dialogue with the scammers by replying to a Nigerian scam message will eventually be asked for advance fees supposedly required to allow the deal to proceed
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in Indian Capital markets Introduction A capital market is a market for securities (debt or equity)‚ where business enterprises (companies) and governments can raise long-term funds. It is defined as a market in which money is provided for periods longer than a year‚ as the raising of short-term funds takes place on other markets (e.g.‚ the money market). The capital market includes the stock market (equity securities) and the bond market (debt). Money markets and capital markets are parts
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Mortgage markets exist to help individuals‚ businesses‚ and other economic units to finance the purchase of a home or other property. Characteristics of mortgage markets: 1. Mortgage loans are always secured by the pledge of real property—land or buildings— as collateral. 2. Second‚ mortgage loans are made for varying amounts and maturities depending on the borrower’s needs. 3. Issuers (borrowers) of mortgage loans are typically small‚ relatively unknown financial entities. 4. Secondary capital markets
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