and Poverty Alleviation Act‚ and RA 9178 known as the Barangay Microenterprise and Business Enterprises (BMBE) Act passed by Congress in the year 2002. Both laws mandate LBP and other government financial institutions (GFIs)‚ to set up a special credit window for microenterprises and to promote microfinance programs for the poor. According to the JBIC Study‚ LBP’s current involvement in microfinance is the guarantee that it has provided to the loans obtained from ADB-IFAD Rural Microenterprise Finance
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with you? * Yes * No Q: 4 How often‚ do you use internet banking for the transaction purposes? * Occasionally * Frequently * Never * Often * Very often Q: 5 To what extent do you prefer the use of internet banking over Credit card/Debit cards? Very Much 1 2 3 4 5 6 7 Not Much Q: 6 Following are some factors which affect the preference for the use of internet banking services. Please tick the appropriate option 1. Strongly disagree 2. Disagree 3. Neither agree nor
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bridges‚ health and education‚ soil conservation and drinking water schemes. NABARD also offers a Kisan Credit Card Scheme and crop loans under the Rashtriya Krishi Bima Yojana. Banks and RRB’s introduced the Kisan Credit Card Scheme of NABARD in their areas of operation. In this scheme eligible farmers are provided with a Kisan Credit Card and a passbook or card-cum-pass book. The revolving cash credit facility allows any number of withdrawals and repayments within the limit. This limit is fixed on
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"provision of thrift‚ credit and other financial services and products of very small amounts to the poor in rural‚ semi-urban or urban areas for enabling them to raise their income levels and improve living standards" For several decades‚ many economies including the Indian‚ experimented with subsidized credit for the poor. But the only tangible outcome perhaps was the increase in Non-Performing Assets (NPA). Then came the realization that the core issue for the poor was access to credit rather than the
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online banking. Origin of Electronic Banking It is banking service that allows its customers to conduct their daily financial transactions online 24/7 as it is a ease of access for the customers. These transactions includes payroll and direct credit transactions. In 1980’s New York’s four major banks which includes Citibank‚ Chase Manhattan‚ Chemical Manufacturers Hanover were the first who introduced Electronic Banking and offering home banking services. While many financial institutions took
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Online Banking Introduction The World Wide Web has changed our culture in so many ways. People are able to do so many activities over the World Wide Web‚ it is unbelievable. You can pursue a degree through online universities‚ communicate with users around the world‚ purchase goods and services online‚ and yes‚ you can bank and pay your bills online. This new technology has enabled us to make payments‚ maintain a checking/debit card account‚ balance transfers‚ all via the web. You can
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times that of our online banking several years ago.” Line-of-business managers are looking for leveraged mobile platforms with functionalities that can meet different needs and the different target groups such as: Merrill Lynch brokerage‚ mortgages‚ credit cards‚ consumer payments‚ etc… The capabilities of mobile banking through the use of smartphones or mobile web have become popular with today’s bank customers. There are increasing overall growth in mobile banking in the financial services industry
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Now-a-days‚ most of the people keep money in bank to make the money secure and as well as for profit motive through interest. For various kinds of people there are various kinds of bank account such as savings A/C‚ current A/C etc. Since our assignment is through savings A/C plan on Bank Asia Limited‚ so we are discussing below about it. Bank Asia Limited is a scheduled commercial bank in the private sector established under the Banking Company Act 1991 and incorporated in Bangladesh as a public
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* FINDINGS 4.1.1 95% respondents have manufacturing unit. 4.1.2 9% respondents are doing business for more than 4 year. 4.1.3 53% respondents have invested more than Rs 20 lacs in their unit. 4.1.4 100% respondents have taken loans from Co-operative Bank. 4.1.5 61% respondents have taken loan from Scheduled Co-operative Bank. 4.1.6 45% respondents have opened account by approaching bank themselves. 4.1.7 36% respondents have taken more than 50% of total investment as
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PUR/Idea Cellular_BD/SBIPG/170213/20:29 CASH-ATM-AXIS/MOUZA KUIKOTA/MIDNAPUR/210213 CASH-ATM-AXIS/MOUZA KUIKOTA/MIDNAPUR/220213 CASH-ATM-AXIS/HEADPOST OFFIC/KOLKATA/230213 CASH-ATM-AXIS/MOUZA KUIKOTA/MIDNAPUR/230213 Chq.No. Debit 500.00 Credit Balance 30688.46 30188.46 30218.46 30188.46 30148.46 27505.46 39005.46 38756.46 25756.46 25726.46 21226.46 19726.46 15226.46 11226.46 Init.Br. 062 100 062 062 062 092 062 062 062 062 062 062 062 30.00 30.00 40.00 2643.00 381517 249.00 13000
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