According to King‚ McKay‚ Marshall‚ Lee and Viehland (2008) online banking or electronic banking (e-banking) includes various banking activities conducted via the Internet from home‚ business‚ or on the road opposed to at a physical bank location. This paper shall compare and contrast both the online and offline retail environment for banking services. Internet banking offers great opportunities to the financial-services industry‚ including: • a huge potential customer base • large economies of
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uses your information to ensure that your information is safe against unauthorized uses (Privacy Rights Clearinghouse). For the banking industry‚ identity theft is a growing concern for customer privacy. Identity theft can occur anywhere including the internet. The technology of online banking is constantly growing and is being recognized globally. Online banking is very important for banks because it is a helpful tool used to provide better customer service and enhance efficiency on the bank’s
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Technological issues In light of the intense competition facing the consumer electronics industry‚ manufacturers are constantly engaged in the creation of new products that would hopefully win consumers’ acceptance. However‚ against a backdrop of changing technology and sophisticated consumer wants‚ inventing a successful innovation is an uphill task. In this study‚ we chose two products‚ the portable MiniDisc player and the MP3 player‚ to represent the various innovations in the consumer electronics
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CHALLENGES FACING HOTEL INDUSTRY IN PAKISTAN ABSTRACT: Hotel industry in Pakistan makes a considerable part of the service sector. Globally the hotel industry has focused on training and human resource development to compete in the current business environment. The research was conducted to explore and find out how corporate mission and strategic goals can be achieved through corporate trainings in the hotel industry of Pakistan. Data from the targeted hotel industry were obtained through survey
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workplace include: being new‚ dealing with co-workers‚ integrity and ethical issues‚ getting along with a boss‚ handling customers‚ motivation and productivity‚ harassment and discrimination‚ bullying‚ advancement concerns‚ and looking for another job. By being aware of these challenges‚ company owners can set up policies to handle different issues as they occur. Being a new employee is an example of a challenge in the workplace. Fitting in is a huge part of being new and can at times be difficult
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By analyzing bidder characteristics‚ industry and aggregate market variables‚ we are able to determine what motives are important in the decision to acquire. Our results show that intangible capital‚ leverage and firm size significantly positively affect the decision to grow through M&As whereas the proportion of debt that consists of bank loans and ownership concentration have a negative impact. Furthermore‚ M&As are significantly more likely in industries that were recently deregulated‚ that are
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In the current economic climate‚ what are the biggest challenges and biggest opportunities facing new managers entering industry? Full reference 1 Department for Business (2012) ‘Leadership & Management in the UK - The Key to Sustainable Growth’ [online] available from [05 November 2013] Source type This paper has been written by the Department for Business‚ Innovation & Skills Leadership and Management Network Group (LMNG). Key contributors include Petra Wilton and Patrick Woodman of the
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tailored to the target customer. The major difference between the Ghanaian banking sector and the foreign banking sector is about customer consciousness and service concept. Overseas banking have a greater history in customer relationship management. As the banks in the West are under a relative competitive environment‚ they have accumulated substantial experience in the aspect of customer service. On the other hand‚ since the banking sector in Ghana has just opened to the market‚ some
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The Global Car Industry Facing Recession and a Credit Crisis Case study Reference no 309-032-1 This case was written by Nick S Potter‚ Birmingham Business School‚ University of Birmingham. It is intended to be used as the basis for class discussion rather than to illustrate either effective or ineffective handling of a management situation. The case was compiled from published sources. © 2009‚ Birmingham Business School‚ University of Birmingham. No part of this publication may be copied
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