Annual Report 2011 An overview Operating result (EBIT) Figures in EUR million 1‚142.5 1‚177.9 928.0 841.4 819.9 732.1 1‚200 800 600 538.8 470.9 1‚000 400 148.1 91.6 200 0 20021 20031 20041 2005 2006 2007 2008 2009 20102 Group net income (loss) 2011 Figures in EUR million 733.7 721.7 800 748.9 606.0 514.4 354.8 267.2 700 600 500 400 279.9 300 200 49.3 20021 20031 20041 2005 100 (127.0) 2006 2009 2007 2010 2011 0 2008 Policyholders’ surplus Figures
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Risk Taking: A Corporate Governance Perspective ACKNOWLEDGEMENTS The genesis of this book lies in the teaching materials prepared for IFC’s Risk Governance Workshops conducted in 20 developing countries during the 2010–2012 time period by the book’s authors. The book and workshops also benefited from the contributions of Torben Andersen of Copenhagen Business School and Zur Shapira of New York University’s Stern School of Business. The contents of the book reflect this team’s years of risk
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CONSUMER BEHAVIOR AUDIT The Consumer Behavior Audit is divided into the following sections: MARKET SEGMENTATION A. External Influences B. Internal Influences C. Situational Influences D. Decision-Process Influences PRODUCT POSITION A. Internal Influences B. Decision-Process Influences PRICING A. External Influences B. Internal Influences C. Situational Influences D. Decision-Process Factors DISTRIBUTION STRATEGY A. External Influences B. Internal
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internal controls of the company. An accounting system with effective internal control can help the in prevention of fraud and error‚ which is also the responsibility of the company’s management. From the International Standards of Auditing‚ (ISA400 – Risk Assessment and Internal Control)‚ paragraph 7‚ accounting system is defined as “the series of tasks and records of an entity by which transactions are processed as a means of maintaining financial records. Such system identifies‚ assemble‚ analyse
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[pic] [pic]MOBILE Samsung cares about people. Samsung makes life easier. Samsung creates cool technologies. Samsung.com History Samsung has a very long history dating back to the 1940s. . Firstly‚ Samsung Store was founded by Lee Byung Chull in 1938 as a small company. This is the beginning point of a worldwide known brand‚ Samsung. Korean War is the turning point for this small
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Makr+ All In One Marketing Audit & Plan [Date] Created by Simply Digital Marketing Last reviewed [Date] Contents 1. Contents 2 2. Glossary 4 3. Executive Summary 5 3.1. Key Findings 5 3.2. Key Recommendations 5 3.3. Summary 5 4. Marketing Audit 6 4.1. Introduction 6 4.2. Assumptions 6 4.3. Internal Environmental Analysis 6 4.4. External Environmental Analysis 7 4.4.1. Markets Defined 7 4.4.2. Industry Analysis- Adapted from Porters 5 forces 7
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13-22 a. (2) A test of control. b. (2) Relative effectiveness and efficiency of the tests. c. (1) Substantive tests. d. (4) IV‚ I‚ III‚ and II 13-23 a. (2) Tests of controls include observations of the proper segregation of duties. b. (3) Tests of controls. c. (1) A reasonable degree of assurance that the client’s internal controls are operating effectively on a consistent basis throughout the year. d. (3) Reperformance. 13-24 1. Foot the accounts payable trial balance and compare
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------------------------------------------------- Conduct a Marketing Audit ------------------------------------------------- --- ------------------------------------------------- Conduct an External Marketing Audit ------------------------------------------------ ------------------------------------------------- ------------------------------------------------- a) External Marketing Audit In this external audit‚ Starbucks is looking at its macro and micro external environment. Macro
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Strategic Audit of a Corporation I. Current Situation A. Current Performance . How did the corporation perform the past year overall in terms of return on investment‚ market share‚ and profitability? B. Strategic Posture What are the corporation’s current mission‚ objectives‚ strategies‚ and policies? 1. Are they clearly stated or are they merely implied from performance? 2. Mission: What business(es) is the corporation in? Why? 3. Objectives: What are the corporate‚ business‚ and
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RSK2602/101/3/2014 Tutorial Letter 101/3/2014 Fundamentals of operational and financial risk RSK2602 Semesters 1 and 2 Department of Finance‚ Risk Management and Banking This tutorial letter contains important information about your module. Bar code 1 Open Rubric CONTENTS 1 INTRODUCTION AND WELCOME.............................................................................................. 3 2 PURPOSE OF AND OUTCOMES FOR THE MODULE .............................
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