What do you think is unethical? The countrywide approved everyone to get their loans‚ no matter they have jobs or not‚ no matter they have income or not‚ no matter they have assets or not. The criteria they use may be unethical. They don’t care whether the documents are valid‚ whether they can verify the income‚ whether the appraisal is any good. They just care about getting the loan closed‚ in order to do another loan. The underwriters/ contractors looked through the loan as quick as they can.
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Why do you think people attend college and university? There are many different reasons for people who attend college and university throughout worldwide. I prefer to write about most common and minor reasons of it. Firstly‚ I want to mention about dreaming. Everyone has dream ; big‚ enormously or dreams they can dream. More commonly‚ people want to live in a suitable and comfortable house‚ drive an expensive car or work as a director etc. In order to get all those things‚ they need to get a high
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Wei-Hsiang Wang What do you think art is? In my opinion‚ the major purpose of art is to influence someone. Some of the most common types of art in public are paintings‚ photos‚ and sculptures. When I go to the library‚ I would see photos of intellectual people‚ such as Gandhi‚ and Albert Einstein. These photos on the wall can greatly influence my mood and efficiency on studying. When I go to a hospital‚ I would see paintings and pictures that show life. Most of these paintings would have the
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1. Who were the Vikings? ------The Vikings were also traders ‚ explorers and settlers. They were highly advanced and not as primitive and barbaric as they are portrayed. 2. How did the Viking raid? ---------A Viking raid nearly always came as a total surprise. The Vikings were expert navigators and knew the coasts of Europe like the back of their hand. They decided on a target and planned the attack in advance. Having the fastest ships of the day they would arrive seemingly out of nowhere close
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Why Do You Think People Attend College Or University? Not Everything That Is Learned Is Contained In Books Do you agree or disagree with the following statement. Parents are the best teachers. If You Could Change One Important Thing About Your Hometown Why Do You Think People Attend College Or University? Most of us has its own reason why do we go in a prestigious University or College. Have you ever questioned yourself why do you go in a certain university. What makes a
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Thirty-three percent of students admit to falling asleep in class regularly(Barrington Petition). In my opinion‚ school should start later because it increases focus in class‚ better grades‚ and it is becoming a regular thing in schools nationwide. (1)The reason many students and faculty feel this way is because they notice the student’s attention spans. (2) In the morning‚ I can personally recall yawning‚ shutting my eyes‚ and not doing my work to my full abilities. (3) Interestingly‚ I have noticed
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IELTS SPEAKING PART ONE TOPICS. YOU Describe yourself. FAMILY o Describe your family? o Do you have a large or small family? o How much time do you spend with your family? o What do you like to do together as a family? o Do you get along well with your family? o Are people in your country generally close to their families? WORK o What do you do? o What are your responsibilities? o How many hours do you work each day? o Do you enjoy your work? o Is there
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ESSAY 2 The question “do you think that ease does not challenge us and that we need adversity to help us discover who we are” suggests that tough challenges reveal our strengths and weaknesses. In other words‚ hardships can often lead us to examine who we are and to question what is important in life. In my opinion‚ frequent adverse conditions‚ help us disclose our inner feelings and stamina to outer world. Throughout the society and in life‚ the evidence to support my viewpoint is
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1958 CONVENTION ON THE HIGH SEAS Adopted at Geneva‚ Switzerland on 29 April 1958 [http://untreaty.un.org/ilc/texts/instruments/english/conventions/8_1_1958_high_seas.pdf] ARTICLE 1 3 ARTICLE 2 3 ARTICLE 3 3 ARTICLE 4 4 ARTICLE 5 4 ARTICLE 6 4 ARTICLE 7 4 ARTICLE 8 4 ARTICLE 9 5 ARTICLE 10 5 ARTICLE 11 5 ARTICLE 12 5 ARTICLE 13 6 ARTICLE 14 6 ARTICLE 15 6 ARTICLE 16 6 ARTICLE 17 7 ARTICLE 18 7 ARTICLE 19 7 ARTICLE 20 7 ARTICLE 21 7 ARTICLE 22 7 ARTICLE 23 8 ARTICLE 24
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college is the impact of parents‚ whole family or even the society. Our future plans are very often made by our parents‚ who feel sometimes too responsible for our life. Knowing that we should accept all their decicions or being assumed that they want to do all their can for us and they want only tthe best things‚ we try not to argue with them. Besides‚ after some time‚ we agree with them that the education is the most important component of our life and we should invest in it all our money‚ talents and
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