QUESTION 3 :Explain how to evaluate commercial loan. A commercial loan is a debt-based funding arrangement between a business and a financial institution‚ typically used to fund major capital expenditures or to cover operational costs that the company may otherwise be unable to afford. Expensive upfront costs and regulatory hurdles often prevent small businesses from having direct access to debt and debt and equity markets for financing. Similar to consumer credit‚ smaller businesses must relay on
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100. You have been told that dormitory rooms at your university must be shared by two students. Would you rather have the university assign a student to share a room with you or would you rather choose your own roommate? Use specific reason and details to explain your answer. One of the most important parts of our life is studying. It is connecting with our future life and makes it better. Being educated person means to have information‚ which will help you in many situations. To tell the
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Unit 4 Exercise 1: Guided Reading Chapter 11 1. What is the basic format for a proposal? An introduction that defines a problem‚ stresses its importance‚ and offers a brief description of the proposed solution (the thesis). An analysis of the problem‚ discussing its causes‚ and its effects. A detailed plan that shows step by step how to solve the problem. A costs-benefits analysis that measures the benefits of the plan against its costs. A conclusion that looks to the future and stresses the importance
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With reference to your own research to what extent do you think that acting in a socially responsible way is now essential for businesses? Social responsible allows business to create a positive relationship with the community and also then environment within their operation. Companies that use socially responsible are Marks and Spencer. They have done this by creating an operation call Plan A where they are able to generate £185 million from just reducing costs. Saving this amount of money they
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environment – these include: Health and Safety at Work Act (1974) – all workers have a right to work in places where risks to their health and safety are properly controlled. Health and safety is about stopping you from getting hurt at work or ill through work. Your employer is responsible for health and safety at your work but you must help to comply with this. Minton (1991) states that ‘As a teacher your responsibility for the safety of your students is a legal requirement’. This legal requirement extends
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How (Un)ethical Are You? Most of people believe that they are ethical and unbiased. They imagine they’re good decision makers‚ able to objectively size up a job candidate or a venture deal and reach a fair and rational conclusion that’s in their‚ and their organization’s‚ best interests. But more than two decades of research confirms that‚ in reality‚ most of them fall woefully short of our inflated self-perception. This article explores four related sources of unintentional unethical decision
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Getting things done through people and other resources and providing leadership and direction are what managers do. True An example of global sourcing is seen when Gap‚ Inc uses low-cost Caribbean labor to cheaply produce their clothing‚ and then finish off and sell their clothing in the United States. True The manager’s function in an organization is the same as the supervisor’s. True Most early interpretations of the Hawthorne studies agreed that money was the cause of the increased output.
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false and explain “I think because I exist” is true. Let me first explain why ‘I exist because I think’ is false. If ‘I exist because I think’ is true‚ every time when I think I exist and when I do not think‚ I do not exist. As I mentioned‚ “Think” seems to be the cause of my existence in this case. How can my thinking exist before my existence and cause my existence. Therefore‚ I must exist first‚ then I can think about “I exist” or not. In fact‚ every minute whatever I am conscious or not‚ I am
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Analysis and interpretation Obamas speech (Groundbreaking Ceremony of the Dr. Martin Luther King Jr. National Memorial) Everybody is fighting for one’s personal rights. Some believe that it is their right to oppress others. Finally‚ there are those who fight for the rights of others. Many leaders have tried to stop oppression - but the minority has succeeded. Not many are being compared to Moses - and even fewer are being celebrated at memorial services when it’s over forty years since one
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Joining the Conversation Living simply is a hard concept to do. I don’t think I’ve lived the simplest life that I could but I definitely don’t use up tons of energy. The idea of living simply isn’t to appealing to me because it’s different than what I’m used to. Doing the experiment of living simply for a weekend in class was quite difficult. However‚ on the days were I am live more simple I feel more relaxed and less stressed. Some people‚ like Thoreau‚ wanted to get away from the beaten path
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