Preview

A Comparative Analysis of Ulip of Bajaj Allianz Life Insurance Co. Ltd with Mutual Fund

Powerful Essays
Open Document
Open Document
14970 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
A Comparative Analysis of Ulip of Bajaj Allianz Life Insurance Co. Ltd with Mutual Fund
A Comparative Analysis of ULIP of Bajaj Allianz Life Insurance Co. Ltd with Mutual Fund MINI PROJECT REPORT

Submitted by

Under the guidance of

CHAPTER CONTENT PAGE No: 1 Executive Summary 1 Introduction 2 Objectives 3 Limitation 3 2 Indian Insurance Industry 4 3 Industry Profile 11 Unit Linked Insurance Policy (ULIP) 15 Mutual Fund 22 4 Data Interpretation and Analysis 41 Findings and Suggestion 71 Conclusion and Recommendations 73 Bibliography 74 5 Annexture 78

EXECUTIVE SUMMARY

“A comparative Analysis of ULIP plans of Bajaj Allianz Life Insurance with mutual funds in Changanacherry Branch” an analysis to be done be by Rajeev Joseph, student(MBA) of Karunya University, Coimbatore.

Total Investment scenario is changing, in past people were not interested in investment because there were no good options available for investment. Now there are many options available for investment like life Insurance, Mutual fund, Equity market, Real estate, etc.
Today people want more services and more return on their investment. So, most of the insurance companies are providing more value – added services with the basic insurance operation.
Another option for investment available is Mutual Fund. Mutual Funds are providing good returns. So while investing people tend more to words mutual fund as they are providing more returns than Insurance also, with a good investment portfolio. Mutual fund companies are providing more liquidity.
The project was taken to know about, what are the main aspects in Bajaj Allianz Life Insurance Company, and its USP (Unique Selling Preposition).Which gives



Bibliography: 1972 : The General Insurance Business (Nationalization) Act, 1972 nationalized the general insurance business in India with effect from 1st January 1973

You May Also Find These Documents Helpful

  • Satisfactory Essays

    Another investment option is Bonds. Bonds are the “safe” way to invest. Bonds are predictable. Interest amount, principal amount, how often paid and maturity date are all known ahead of time. Bonds provide a steady and regular income (monthly/quarterly/semiannual payments). The interest rates on bonds usually exceed those of banks saving accounts. However, because bonds are based on a company’s finances (ability to repay loans), there is always the risk the company who issues the bond can go bankrupt, leaving the bonds either worthless or less than original value. Bonds provide no opportunity for high long term return and the long term money in bonds are tied up in low interest rate for an extended period.…

    • 402 Words
    • 2 Pages
    Satisfactory Essays
  • Powerful Essays

    T Rowe Price

    • 3030 Words
    • 13 Pages

    Investing has become a necessity in our modern world. Gone are the days of saving money under a mattress for retirement. In order to create wealth, you must either already have some to begin with, or you must make some kind of investment. Life’s goals and milestones, like retirement, education, and vacations, all require a lot of money and careful planning. If you don’t know the first thing about investing, it is a good idea to educate yourself on the basics. An even better idea is to seek help from the professionals.…

    • 3030 Words
    • 13 Pages
    Powerful Essays
  • Powerful Essays

    The analysis is based on fund management through TIAA-CREF Variable annuity accounts (Teachers Insurance and Annuity Association- College Retirement Equities Funds) whereas they are non-profit organisation who provides investment and insurance service to people who have worked in field such as education, medicine, cultural and research. The period of data during January 1991 until September 2010. The data is obtained from TIAA-CREF website. The data itself is quantitative in nature. The data was in table which provides summary of accounts for investors retirement.…

    • 2016 Words
    • 7 Pages
    Powerful Essays
  • Good Essays

    Mbawedsfdxfvx

    • 20500 Words
    • 82 Pages

    Data analysis and Interpretation ULIPs vs. Mutual Funds ULIPs vs. Traditional Policies Similarities b/w ULIPs vs. MF & ULIPs vs. Traditional Policies 50 – 65 66 – 72 73 – 76 77…

    • 20500 Words
    • 82 Pages
    Good Essays
  • Satisfactory Essays

    Unit - II Mutual funds and AMCs - concept, origin and growth of mutual funds, Constitution & management of MFs - Sponsors, Trustees, AMCs, and custodians. Clasification of mutual fund schemes, advantages and disadvantages in mutual fund schemes, NAV and pricing of mutual fund units. State of mutual funds in India. Insurance Services- Introduction, Principles of insurance, Types of Insurance. Life Insurance Products- Traditional and ULIPs.…

    • 1077 Words
    • 5 Pages
    Satisfactory Essays
  • Powerful Essays

    Bazaz Allianz Project

    • 7614 Words
    • 31 Pages

    The majority of the respondent make the investment between Rs. 25,000/- to Rs 50,000/- per annum.…

    • 7614 Words
    • 31 Pages
    Powerful Essays
  • Better Essays

    Swot Analysis Of Sun Life

    • 2325 Words
    • 10 Pages

    Although policyholders are given policy contracts / booklets when they purchase insurance, it may be difficult for a laymen to understand the terms and conditions of the policy. Therefore, the internet can act as a medium to educate policyholders and consumers in general about insurance.…

    • 2325 Words
    • 10 Pages
    Better Essays
  • Good Essays

    Bajaj Allianz Life Secure is a non-linked, whole life term insurance plan which provides complete protection for a lifetime. It offers a choice of 3 coverage options, namely term assurance cover, accidental death cover and critical illness cover. This unique term plan protects the insured individual till the age of 100 so that one can live a life without any worries.…

    • 1101 Words
    • 5 Pages
    Good Essays
  • Good Essays

    Huang, L. (1999). Broadening of life insurance fund investment channel in China. The journal of insurance management in China, 5 11-16.…

    • 1004 Words
    • 5 Pages
    Good Essays
  • Satisfactory Essays

    Birla Sun Life Insurance

    • 2438 Words
    • 10 Pages

    Topic 1. 2. 3. 4. About Insurance Sector Insurance sector in India About Birla Sun Life Products 4.1 Asset Allocation 4.2 Shares of Funds Scheme 5. Financial Performance 5.1 Income trends 5.2 Consolidated Net Revenue Mix 5.3 NET Profit after Tax Trends 5.4 New Business Growth 5.5 Total Policies Growth 6. Growth trends of Birla Sun Life Insurance 6.1 Growth in number of branches 6.2 Growth in Number of Agents 7. Strategy Followed 8. Competition 8.1 Market Share of all private cos. 9. SWOT Analysis 10. Awards…

    • 2438 Words
    • 10 Pages
    Satisfactory Essays
  • Satisfactory Essays

    Insurance sector has become more dynamic and critical for thriving existence in today’s uncertain world. Selling insurance as a product is a lot difficult in practicality as it looks theortically. One has to get an insight into this field to resolve it.Working for such objective will definitely hone us and once accomplished it provides a great satisfaction of fulfillment. It also helps us to understand the real organizational problems, perceptions and challenges. This will add a very useful knowledge to our repertoire in the form of knowledge about the nitty-gritty of one of the most promising sectors in India i.e the banking and insurance sector.…

    • 9851 Words
    • 40 Pages
    Satisfactory Essays
  • Powerful Essays

    Ulip

    • 4677 Words
    • 19 Pages

    Over the past years Unit Linked Insurance Plans (ULIP) had emerged as a major player in savings mobilization. Investors had showed keen interest by subscribing to ULIP schemes anticipating higher returns. However with the global recessionary trend the performance of ULIP had been drastically affected. The BSE Sensex which had shot up to 21000 points came crashing down and stood at 8335 points on12th March 2009 and had greatly affected the Net Asset Value (NAV) across all the plans of various companies.…

    • 4677 Words
    • 19 Pages
    Powerful Essays
  • Satisfactory Essays

    Consumer Behavoir

    • 1020 Words
    • 5 Pages

    | * Ordinary Life Insurance * Micro Insurance * Group Life Insurance * Health Insurance…

    • 1020 Words
    • 5 Pages
    Satisfactory Essays
  • Good Essays

    Purani Jeans Nd Guitar

    • 589 Words
    • 3 Pages

    As per one’s capability, knowledge, resources, risk & time may choose one or more avenues of investments among these. Mutual Funds provide a one-stop solution in all categories.…

    • 589 Words
    • 3 Pages
    Good Essays
  • Powerful Essays

    insurance market and growing at a rapid pace of 32-34 per cent annually, according to the…

    • 7377 Words
    • 30 Pages
    Powerful Essays

Related Topics