The Pattern of Foreign Trade and Its Contribution to the Revenue: A Case Study of Pubali Bank Bd

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CHAPTER –I:

INTRODUCTION

1.1.0 Background of the study:

Banks play an important role in the business sector and promoting industrialization and economic development of a country. Banks provide necessary funds for executing various programs underway in the process of economic development.

Basically, Bank collects deposit from the customers at lower rate of interest and lends it to the borrowers at higher rate of interest considering the cost of fund. The difference amount indicates the operating profit of the Bank.

This report is originated for the partial fulfillment of BBA program under Department of Business Administration, Faculty of Business Studies, Stamford University Bangladesh. In this regard Mr. Mustafa Mushfiqul Haque, Asst. Professor & supervisor of the writer urged to prepare a report. The reason behind choosing this topic is to know the mechanism of Foreign Trade operations and how much the earnings of Foreign Trade contribute to the total earnings of Pubali Bank Limited, to provide some relevant recommendations in favor of the Bank.

1. Rationale of the report:

Knowledge and learning become perfect when it is associated with theory and practice. Theoretical knowledge gets its perfection with practical application. As our educational system predominantly text based, inclusion practical orientation program, as an academic component is as exception to the norm. As the parties, educational institution and the organization substantially benefit from such a program, it seems a “win-win situation”. It establishes contracts and networking contracts. Contracts may help to get a job. That is, students can train and prepare themselves for the job market. A poor country like Bangladesh has an overwhelming number of unemployed educated graduates. As they have no thesis experience they have not been able to gain normal professional experience of establish networking system, which is important in getting a job.

That’s why practical orientation is a positive development in professional area. Recognizing the importance of practical experience, Department of Business Administration, Stamford University Bangladesh has introduced a three months practical exposure as a part of the curriculum of Bachelor of Business Administration program. In such state of affairs the present aiming at analyzing the experience of practical orientation related to an appraisal of Pubali Bank Limited.

1.1.2 Objectives of the study:

The objective of the project paper is to get acquainted with the real life organization to understand and orientation of application of the theoretical learning acquired from conceptual concentration in BBA program of Department of Business Administration, Faculty of Business Studies, Stamford University Bangladesh. However there are 2(two) types of objectives of the study:

1.1.2.1 General Objective:
The prime objective of the study is to weigh up of the pattern of Foreign Trade & its contribution to the revenue: A case study of Pubali Bank Limited.

1.1.2.1Specific Objectives:
The specific objectives of this study are as under:

← To determine how a Bank deals international trade and the trade mechanism.

← To identify the pattern of Foreign Trade in terms of quantitative and qualitative in relation to the categories like Import, Export and Remittance.

← To evaluate the earnings from those three categories of Foreign Trade activities.

← To recognize the trend analysis of the earnings from Foreign Trade of Pubali Bank Limited.

← To analyze the recommendations and suggestions for improving both the pattern of Foreign Trade and the trend of earnings from Foreign Trade.

1.1.3 Scope of the study:

The report is based on the operational functions of Foreign Exchange business i.e. Import, Export & Foreign Remittance of Pubali Bank Ltd, Foreign Exchange Branch and how they earn in that sector and its contribution to the earnings...
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