Short-term Co-operative Structure (State Co-operative Banks, District Central Co-operative Banks, Primary Agricultural Credit Societies)
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Short-term (crop and other loans) Medium-term (conversion) loans Term loans for investment purposes Financing WCS for production and marketing purposes Financing State Handloom Development Corporations for working capital by State Co-operative Banks
Long-term Co-operative Structure (State Co-operative Agriculture and Rural Development Banks, Primary Co-operative Agriculture and Rural Development Banks) Regional Rural Banks (RRBs)
Term loans for investment purposes
Short-term (crop and other loans) Term loans for investment purposes Long-term loans for equity participation in co-operatives Rural Infrastructure Development Fund (RIDF) loans for infrastructure projects
Non-Governmental Organisations (NGOs) - Informal Credit Delivery System
Revolving Fund Assistance for various microcredit delivery innovations and promotional projects under 'Credit and Financial Services Fund' (CFSF) and 'Rural Promotion Corpus Fund' (RPCF) respectively
NABARD also offers various credit facilities like: • Short-term/ Medium term/ Long-term refinance for various types of production/marketing/ procurement activities at attractive interest rates to various organizations, societies, Govts etc.
Investment Credit (Medium and Long Term) Refinance with a mission of Accelerating Private Capital Formation to Promote Sustainable and Equitable Agriculture and Rural Prosperity with Refinance as Lever
Rural Infrastructure Development Fund (RIDF) is a fund to promote the investment in infrastructure for agriculture. State Governments as well as Panchayat Raj Institutions (PRIs), Non-Governmental Organisations, Self-Help Groups, etc. are eligible to borrow out of RIDF for their schemes like ongoing Irrigation, Flood Protection, Watershed Management projects, rural Road & Bridge projects, Primary and Secondary Schools, Primary Health Centers, Village Haats, Joint Forest Management, Terminal and Rural Market/Godowns, Rain Water Harvesting, Watershed development, flood protection, drainage, Cold Storage, Riverine Fisheries, Fishing Harbour & Jetties, Mini/Small Hydel Projects in Power Sector, Rural Drinking Water Supply Schemes, Citizen Information Centres, Modern abottoir, Seed/Agri./Hori. Farms, etc.