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Self-Employment with the Help of Integrated Rural Development Programme (Irdp)

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Self-Employment with the Help of Integrated Rural Development Programme (Irdp)
Self-Employment with the help of Integrated Rural Development Programme (IRDP)

Introduction The Integrated Rural Development Programme (IRDP) aims at providing self-employment to the rural poor through acquisition of productive assets or appropriate skills that would generate additional income on a sustained basis to enable them to cross the poverty line. Assistance is provided in the form of subsidy and bank credit. The target group consists largely of small and marginal farmers, agricultural labourers and rural artisans living below the poverty line. The pattern of subsidy is 25 per cent for small farmers, 33-1/3 per cent for marginal farmers, agricultural labourers and rural artisans and 50 per cent for Scheduled Castes/Scheduled Tribes families and physically handicapped persons. The ceiling for subsidy is Rs.6000/- for Scheduled Castes/Scheduled Tribes families and the physically handicapped; for others, it is Rs.4000/- in non-DPAP/non-DDP areas and Rs.5000/- in DPAP and DDP areas. Within the target group, there is an assured coverage of 50 per cent for Scheduled Castes/Scheduled Tribes, 40 per cent for women and 3 per cent for the physically handicapped. Priority in assistance is also given to the families belonging to the assignees of ceiling surplus land, Green Card Holders covered under the Family Welfare Programme and freed bonded labourers. Allocation Funds for IRDP IRDP is a Centrally Sponsored Scheme that is in operation in all the blocks of the country since 1980. Under this scheme Central funds are allocated to States on the basis of proportion of rural poor in a State to the total rural poor in the country. Since the inception of the programme till 1996-97, 50.99 million families have been covered under IRDP at an expenditure of Rs.11434.27 crore. The total investment during this period has been Rs.28047.65 crore which includes a subsidy component of Rs.9669.97 crore and a credit

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