Habitat for Humanity

Topics: House, Poverty, Americus, Georgia Pages: 6 (1727 words) Published: March 1, 2011
Habitat for Humanity

Habitat for Humanity International is a nonprofit, world-wide Christian housing ministry. Habitat for Humanity International seeks to eliminate poverty housing and homelessness from the world, and to make decent shelter a matter of conscience and action. “Habitat for Humanity works in partnership with God and people everywhere, from all walks of life, to develop communities with people in need by building and renovating houses so that there are decent houses in decent communities in which every person can experience God’s love and can live and grow into all that God intends.” Since its founding in 1976 by Millard and Linda Fuller, Habitat for Humanity International has built and rehabilitated more than 100,000 houses with families in need, becoming the world leader in addressing the issues of poverty housing.

Habitat is able to make housing affordable to low-income families because houses are sold through a no-profit mortgage. Individuals, corporations, faith groups and others provide vital financial support. Homeowners and volunteers build under trained supervision. Since its founding in 1976, Habitat for Humanity has built over 350,000 houses, providing shelter for more than 1.75 million people in nearly 90 countries. We seek to eliminate poverty housing and homelessness from the world and to make decent shelter a matter of conscience and action. To accomplish these goals, we invite people of all backgrounds, races and religions to build houses together in partnership with families in need

Habitat for Humanity welcomes all people regardless of race, religion, ethnicity or any other difference to build simple, decent, affordable houses with those who lack adequate shelter. Habitat affiliates work locally in communities around the world to select and support homeowners, organize volunteers and coordinate house building. Homeowners are selected based on their need for housing, their ability to repay a mortgage and their willingness to work in partnership with Habitat. Habitat does not discriminate on the basis of race, religion, ethnicity or any other difference. Their key objectives are to reduce the housing problems in urban and rural areas, and improve home partners’ living conditions, build the homeowners’ self confidence, and develop community capacity


How does it work?
Through volunteer labor and donations of money and materials, Habitat builds and rehabilitates simple, decent houses alongside our homeowner (partner) families. Habitat is not a giveaway program. In addition to a down payment and monthly mortgage payments, homeowners invest hundreds of hours of their own labor (sweat equity) into building their Habitat house and the houses of others. Habitat houses are sold to partner families at no profit and financed with affordable loans. The homeowners’ monthly mortgage payments are used to build still more Habitat houses.

How are partner families selected?
Families in need of decent shelter apply to local Habitat affiliates. The affiliate’s family selection committee chooses homeowners based on their level of need, their willingness to become partners in the program and their ability to repay the loan. Every affiliate follows a nondiscriminatory policy of family selection. Neither race nor religion is a factor in choosing the families who receive Habitat houses.

Habitat affiliates are community-level Habitat for Humanity offices that act in partnership with and on behalf of Habitat for Humanity International. Each affiliate is an independently run, nonprofit organization. Each affiliate coordinates all aspects of Habitat home building in its local area—fundraising; building site selection; partner family selection and support; house construction; and mortgage servicing.

Where does Habitat for Humanity operate?
Worldwide, nearly 90 countries and in all 50 states of the United States, the District of Columbia, Guam and Puerto Rico. Our operational...
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