Preview

Free Rider Penalty Research Paper

Satisfactory Essays
Open Document
Open Document
622 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
Free Rider Penalty Research Paper
Navya Motaparthi Midwestern State University Writing Assignment 2 HSAD 5233 Health Policy
Individuals who take more than what's coming to them of advantage and don't pay their part of expense for utilizing the advantage are called ‘free riders’. This in the health care system can be briefly explained as uninsured people using the medicare even though they can afford to have insurance. Many people do not buy the medical insurance, although, they have funds to do so and later get access to free medical care when needed, thus, burdening the tax-payers. The Affordable Care Act (ACA), penalizes the free riders by preventing the medical coverage subsidies to the irresponsible citizens therby, ensuring stability, safety, and medical advantges to millions of people (3 Key Facts About The Free Rider Penalty).
…show more content…
Inorder, to preserve the healthcare by the proposals of legislation, the communitarian point of view, equity based speculations and excellence should come together (Heubel, 2000).
References
Douglas A. Kahn & Jeffrey H. Kahn, Commentary, Free Rider: A Justification for Mandatory Medical Insurance Under Health Care Reform?, 109 MICH. L. REV. FIRST IMPRESSIONS 78 (2011), http://www.michiganlawreview.org/assets/fi/109/kahn.pdf.
Feldstein, P. J. (2006). The Politics of Health Legislation : An Economic Perspective. Chicago: Health Administration Press.
Heubel, F. (2000). Patients or Customers: Ethical limits of market economy in health care. Journal Of Medicine & Philosophy, 25(2),

You May Also Find These Documents Helpful

  • Powerful Essays

    Canadian Health Care System

    • 2959 Words
    • 12 Pages

    This paper was prepared for HCM 510, Ethical Health Care Management, taught by Professor Browne.…

    • 2959 Words
    • 12 Pages
    Powerful Essays
  • Best Essays

    PPACA And Amcs: A Case Study

    • 3439 Words
    • 14 Pages

    10. Hermer, L. (2013, September 1). PRIVATE HEALTH INSURANCE IN THE UNITED STATES: A PROPOSAL FOR A MORE FUNCTIONAL SYSTEM. law.uh.edu. Retrieved September 1, 2013, from www.law.uh.edu/hjhlp/Issues%5CVol_61%5CHermer.pdf…

    • 3439 Words
    • 14 Pages
    Best Essays
  • Good Essays

    APTA Code Of Ethics Model

    • 769 Words
    • 4 Pages

    APTA Core Ethics and the RIPS Model The APTA Code of Ethics and Standards for Practice has been my moral compass and my premise in having a sound practice of physical therapy. I am no stranger to the many changes that has occurred in healthcare throughout the 14 years of my practice here in the United States. The tasks of delivering patient care have become challenging and at times complicated by ethical dilemmas brought by either medical insurance, pressure from management, or time constraints. I have worked for companies and facilities who value their reimbursements more than the patient’s needs.…

    • 769 Words
    • 4 Pages
    Good Essays
  • Better Essays

    Terms Comparison Paper

    • 1007 Words
    • 3 Pages

    Economics is often described as the “theory of choice,” and health economics is about the choices people make with regard to health, choices medical providers make in order to care for people and earn money, and choices made collectively (by Congress, community groups, or professional associations). Economy is driven by money. There will exchange of money for services rendered and purchase of goods. In this day and age, you no longer are able to get goods or services by offering the seller a type of service or some other type of goods in exchange. Today’s time the equal barter of trade is a thing of the past. According to Getzen (2007, p. 2), "money drives the health care system just as it does many other activities in a modern industrial society". In this paper, we will identify these terms usually used in economics and health care. We will compare these terms and differentiate what it may mean in health care economics. The terms used for this purpose are Trades, Cost, Resource and Technology.…

    • 1007 Words
    • 3 Pages
    Better Essays
  • Satisfactory Essays

    Ac555

    • 307 Words
    • 2 Pages

    Managed health care is saturated with ethical issues. Death, pain, sickness, treatment, rationing are just a few of the major variables that interface with the familiar distinction between rights and utility. Current debate about rationing and the role of the state only increase the ethical severity of these issues.…

    • 307 Words
    • 2 Pages
    Satisfactory Essays
  • Powerful Essays

    Three important areas of the new law will affect healthcare organizations, providers, and employers, which include healthcare delivery system, quality and safety, and regulatory oversight and program integrity.…

    • 1129 Words
    • 4 Pages
    Powerful Essays
  • Powerful Essays

    Moffit, R. (2012). The current state of health care reform: the physicians. Heritage Foundation, Retrieved from http//www.online.wsj.com/article/SB10001424052748704122904575315213525018390.html…

    • 3962 Words
    • 12 Pages
    Powerful Essays
  • Better Essays

    Pad Position Paper

    • 1418 Words
    • 6 Pages

    President Obama proposed a health care plan that will allow every American to have substantial health care coverage. When discussing Obama’s healthcare plan, there are lobbyist that support and some that are against his healthcare policy. Lobbyists are activist that intend to persuade members of the government to enact legislation in order to benefit their group of interest. (Nadler, 2006) Lobbyists do not just select the topic of the moment to lobby for, instead they have done sufficient and adequate research and analyzed legislation to determine which issues are most important.…

    • 1418 Words
    • 6 Pages
    Better Essays
  • Powerful Essays

    The article focuses on several possible proposals for health care reform by the administration of U.S. President Barack Obama which are perceived to produce unfavorable results. Such proposals include requiring employers to provide employees with health insurance, requiring each citizen to purchase an insurance policy that complies with government criteria and establishing a health insurance plan that would compete with private insurance. The author argues that such proposals would negatively affect taxpayers, health care providers and quality of care.…

    • 4590 Words
    • 19 Pages
    Powerful Essays
  • Good Essays

    Interest Group Influence

    • 1060 Words
    • 5 Pages

    “Interest Group Influence on the Patient Protection and Affordability Act of 2010: Winners and Losers in the Health Care Reform Debate” is an academic journal article by Jill Quadagno reporting the interest group activities that had to do with coverage expansions for the previously named laws. The Patient Protection and Affordability Act legislation included changes in state insurance exchanges, mandates on individuals and employers, expansion of Medicaid, subsidies to help low income people afford coverage, stringent regulations on insurance companies, cuts to Medicare Advantage but more drug benefits for senior citizens and restrictions on subsidies to be used to pay for abortion. With this in mind, Quadagno reports how interest groups affected the final law.…

    • 1060 Words
    • 5 Pages
    Good Essays
  • Good Essays

    Cultural Competence Essay

    • 606 Words
    • 3 Pages

    Every patient requires different care, with differing values and beliefs. As a result, healthcare providers will be challenged with ethical dilemmas on the basis of beneficence, nonmaleficence, and social justice.…

    • 606 Words
    • 3 Pages
    Good Essays
  • Best Essays

    Health Care Mandate

    • 2954 Words
    • 12 Pages

    This paper will try to answer the question as to whether the health care mandate is indeed constitutional under the commerce clause. The commerce clause, health care mandate, Jurgis’s (from The Jungle) background, and Equality’s (from Anthem) backgrounds will be given. After that the arguments for each side will be presented, and I will then explain why I believe it to be unconstitutional.…

    • 2954 Words
    • 12 Pages
    Best Essays
  • Better Essays

    Texas Medicaid Expansion

    • 1201 Words
    • 4 Pages

    Before the ACA law, a person could be denied coverage or treatment because of a pre-existing condition, charged more because of gender, dropped mid-treatment for making a simple mistake on the application and had little or no way to fight insurance company appeals. One of the major things the ACA does is to help individuals receive health insurance through expanding Medicaid and Medicare and offering cost assistance to Americans who cannot afford healthcare. (Rich, Cheung, Lurvey, 205) Most Americans will have to have health insurance by January 1, 2014 or pay a fee on their year-end taxes.…

    • 1201 Words
    • 4 Pages
    Better Essays
  • Better Essays

    Pre-Existing-Conditions

    • 5141 Words
    • 21 Pages

    Imagine paying $500, $600, $700, or $1,000 monthly for health care insurance only to realize these payments were for naught. The health care insurance provider that received these monthly installments has decided whatever is ailing you will not be covered due to a pre-existing medical condition. What if you couldn’t have the luxury of health care insurance at all due to the basis the health care insurance provider has concluded you have a pre-existing medical condition? These are the dilemmas facing millions of Americans today in the current health care system. America’s health insurance companies exist to make a profit and not for the general well being of the persons they insure. To achieve a profit the health insurance companies must deny coverage claims when Americans need coverage the most or not cover these individuals in the first place. This is a problem that the United States is addressing, or trying to address, in heated debate on Capitol Hill. Many of our Republican politicians want to continue with the status quo of the health care system while Democrats seek to eliminate pre-existing conditions altogether. The American public has come to recognize there has to be a major overhaul of the current health care system starting with pre-existing conditions.…

    • 5141 Words
    • 21 Pages
    Better Essays
  • Good Essays

    The healthcare service, unlike any other form of service industries, is heavily subjected to the scrutiny of ethics. The medical profession emphasises on the idea of curing and healing above the remunerations they obtain from such services. As a result, the common assumption that firms aim to maximise profit cannot hold. Hence, critics against Dr Lim’s behaviour questions that her intention behind her prices detracts from ethics and instead aims at profit maximising. The main questions that arise from this incident would then involve how doctors should price their service, whether price discrimination is an acceptable practice in the medical profession and lastly, should the SMC step in to regulate the pricing of private healthcare. These will be examined purely from an Economics point of view.…

    • 846 Words
    • 4 Pages
    Good Essays