Efficiency of Islamic Banks in Malaysia Mariani Abdul Majid* NOR GHANI MD. NOR** FATHIN FAIZAH SAID ABSTRACT IN RECENT YEARS‚ MALAYSIAN ISLAMIC BANKS HAVE TO OPERATE IN AN INCREASINGLY COMPETITIVE ENVIRONMENT. THIS TREND IS EXPECTED TO CONTINUE AS THE COMPETITION FROM CONVENTIONAL BANKS PICKS UP‚ PARTLY IN RESPONSE TO THE ASEAN FREE TRADE AGREEMENT (AFTA)‚ BUT ALSO IN RESPONSE TO THE GENERAL GLOBALIZATION OF MARKETS. HOW ISLAMIC BANKS WILL BE AFFECTED BY THE INCREASED COMPETITIVE PRESSURES
Premium Bank Islamic banking Fractional-reserve banking
Samuel Phillips Huntington’s The Clash of Civilizations? Multilateralism in the Light of Cultural Tensions Table of Contents Table of Contents p. 2 1. Introduction p. 3 2. To what Extent does Culture Constitute a Unifying Force? p. 3 3. Contesting the Clash of Civilizations: Genocide and Multiculturalism p. 5 4. The Applicability of Huntington: Unity in Diversity p. 6 List of References p
Premium Culture European Union Turkey
Bibliography: 1. Possehl ‚ Gregory L. Sociocultural complexity without the state: The Indus Civilization. Santa Fe: NM: School of American Research‚ 1998. 2. Possehl ‚ Gregory L. Sociocultural complexity without the state: The Indus Civilization. Santa Fe: NM: School of American Research‚ 1998. 3. Service‚ Elman R. Origins of the State and Civilization: The Process of Cultural Evolution. W. W. Norton & Company‚ Inc.‚ 1975. 4. Bogucki‚ Peter. The Origins of Human Society
Premium Indus Valley Civilization Civilization Mohenjo-daro
Civilization vs Savagery Throughout the book there are many symbols for both civilization and savagery‚ such being the boys and the actions that turn them savage. Civilization versus savagery is the concept of being isolated from society‚ and creating a new personality in order to survive in the conditions you now live in. The boys are put onto an island where resources are scarce‚ and they have to fend for themselves without any adults. One example of the little amount of civilization
Premium Seashell English-language films KILL
For early civilizations‚ the major necessity that drove them was food. This major force in their life would determine where they would live‚ hunt‚ and how they would store it. As the population of the world grew‚ other forces began to drive the civilizations. Geography would determine if the people would depend upon agriculture‚ hunting‚ trade‚ etc. to sustain their lives. The natural resources that were available to early civilizations could also be considered a driving force. They would use
Premium Civilization Agriculture Sumer
becoming savages and doing what they can to survive. Lord of the Flies by William Golding is a novel where he gives the theme of civilization versus savagery. On the island‚ there is a conflict between the two main characters‚ Ralph and Jack‚ who each represent savagery and civilization. The rules and order are the stories are the only things that are keeping their little civilization from breaking down and without it‚ they would need
Premium English-language films William Golding Lord of the Flies
Contrasts Between Nomadic and River Civilizations When analyzing the problems of former civilizations‚ subsequent societies are able learn from errors and triumphs of the past. The nomads and the pastoralists faced trials and difficulties; however‚ the solutions were very different. These two societies had contrasting ideas when it came gender roles‚ economic development‚ and political structure systems. Nomadic and Urban societies differed in the roles between women and men. Nomads recognized
Premium Sociology Agriculture Gender role
Ancient Civilization Comparative Essay Without any form of rapid long distance communication as we have today‚ Egypt and Mesopotamia built their civilizations with inadvertent similarities and differences between their political and social structures. Given the facts that Egypt was unified and Mesopotamia was a collection of city states‚ both had common writing forms amongst them‚ but not all were literate due to the sharply contrasting social hierarchy. Even though Egypt believed in a fulfilling
Premium Writing Ancient Egypt Polytheism
the ordinary sense of the world‚ but also a complete code and system of life for any individual living in this world. While other religious preaching and practices provide general guidance only for the relationship between man and his Creator‚ Islamic teachings and methods guides man in his relations with ALLAH the Almighty and provide and guide them the norms which govern human beings temporary existence in this world. Islam take into account an individual’s political‚ social economic‚ moral
Premium Sharia Islamic banking
roTHE ROLE OF ISLAMIC BANKING IN ECONOMIC DEVELOPMENT IN EMERGING MARKETS BY HAJARA ADEOLA MD/CEO LOTUS CAPITAL LIMITED A PRESENTATION AT THE ISLAMIC FORUM BUSINESS LUNCHEON LA SCALA‚ LAGOS NOVEMBER 2007 1 OUTLINE • • • • • • • • • • • • • • Introduction Effects of the Interest Based system The Islamic Solution The Framework Shari’ah Objectives and Effects Islamic Tools for Prosperity Macroeconomic Efficiency Islamic Banks – An Alternative? Effects on the Economy Financial Institutions Global
Premium Bank Islamic banking Economics