Household savers are constrained to holding relatively undiversified portfolios. Risk diversification allow FIs to better predict expected return Reduced transaction cost: group asset purchase in bulk NEGATIVE EXTERNALITIES Deposit-taking institution less significant Attributable to net regulatory burden imposed on traditional FIs (banks and insurance companies) and weakening of public trust and confidence Merger activities Online trading: reduced costs of direct access to financial markets
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Chapter 01 Why Are Financial Institutions Special? True / False Questions 1. Prior to the financial crisis of 2007-2008‚ J.P. Morgan Chase was the largest bank holding company in the world and operations in 60 countries. True False 2. As of 2009‚ U.S. FIs held assets totaling over $35 trillion. True False 3. Financial institutions act as intermediaries between suppliers and demanders of money. True False 4. If a household invests in corporate securities
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nationality and religion and from ancient times to the modern times. Although‚ the social‚ economic‚ and legal state of slaves was very different in different systems of slavery at different periods of time and places. Slavery can be defined as an institution based on a coorelation between supremacy and its compliance‚ whereby one person owns another human being‚ just like a piece of furniture‚ and demand hardwork from the submissive.
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Social Institution Social institutions are the building blocks of development. These institutions—traditional and modern; at the community‚ local‚ regional and national levels; and in the public‚ private and "civil" sectors — are the vehicles through which social change and social action occur. Definition: Groups of persons banded together for common purposes having rights‚ privilages‚ liabilities‚ goals‚ or objectives distinct and independant from those of individual members. Social Institutions
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1. What are the Bretton Woods Institutions? = There are two Bretton Woods institutions that were established by the planners at Bretton Woods in 1945. These are International Monetary Fund (IMF) and the World Bank. The IMF works to promote global economic growth and stability to different countries by providing policies and financing nations that are in need. The World Bank‚ on the other hand‚ lends money to devastated countries because of war and needful countries for rehabilitation and development
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History of Education Institution Social institutions play a big part in the structure of human societies. There are 5 major social institutions‚ and they just happen to be family‚ education‚ religion‚ politics‚ and economics. I personally feel that education is the most important and interesting institution in todays world. Simply because an education can make or break a person. Having an education determines the direction of ones life. Having an education is an enlightening experience. Education
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Characteristics of Institutions Functions of an Institution Classification of Institutions Network of Institutions Traits of Major Social institution An institution is not a person nor a group. It is associated and part of the culture‚ a patterned segment of the way of life of people. Social relations and roles form the major elements of the institution. Institutions are purposive. They are relatively permanent in their content. The institution is structured. Each institution is a
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The existence of Prisons can be traced back to the ancient period. Initially there was a belief that rigorous isolation and custodial measures would reform the offenders. In due course it is being substituted by the modern concept of social defense. Custody‚ care and treatment are the‚ three main functions of a modern prison organization. For over 100 years‚ there was emphasis on custody which‚ it was believed‚ depended on good order and discipline. The notion of prison discipline was to make
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1a) Explain the characteristics of the three types of depository institutions. Depository institution is a firm that takes deposits from households and firms and makes loans to other households and firms. There are three types of depository institutions that are commercial banks‚ thrift institutions and money market mutual funds. i) Commercial banks Is a firm that is licensed by the Comptroller of the Currency or by a state agency to receive deposits and make loans. The aim of a bank is
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Sociology (SOC 101) Emily Frydrych June 26‚ 2011 Family Family is considered a basic unit in society‚ and one of the oldest social institution. Family is the basis of a successful society‚ and is a positive institution. Families are structured around kinship‚ marriage‚ blood‚ or social bond that joins people into a families. Family is an institution which resolves or eases a large number of social problems. There are two types of families a nuclear family and a extended family. A
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