Adult’s Well Being and Retirement
Ever since young hard workers start out in their fields most of them have one common goal: reaching retirement. Whenever young workers start their journey in the corporate world it is a major concern to figure out how many years it will take for them to retire, their 401k and many other benefits. Ultimately, people worry about everything before retirement and they start planning things ahead of time to fall right into retirement. What happens once retirement kicks in? What should people expect or have in mind once retirement starts? People train to reach professional success all their lives, for many years. Before retirement can be considered, very few is known about the years to come once retirement arrives because people do small to no training on retirement. For most people and cultures, retirement is the time where people step back from the work force because they feel they have done all their bodies and minds have allowed them for. It is hard to predict what exactly will happen once a person decides to retire and everyone responds to retirement differently. The question is what kind of effect does retirement have on an adult’s well-being? There should be a public awareness in order for people to know what to expect or what possible outcomes might develop in their lives. Just like we prepare for our college years, adults should prepare for their retirement years. Many researchers argue that the transition to retirement and stop working varies across genders, race and culture. Mezuk, Kershaw, Hudson and Ratliff (2011) stated that while work related stress is associated with low wages, there will be a bigger adaptation period for these individuals, especially because the adjustment time is shorter and most never stop working completely. Mezuk, et al. (2011) argued that employment in corporate America is associated with a lot of health complications, which is directly associated with retirement in the long run. For the study, Mezuk, et al (2011), utilized a sample over the age of 50 who were already a part of the Health and Retirement Study. 50% of their sample was selected for an in person interview and the other 50% were assigned. Both groups were given self-administered questionnaires to complete after the interview to collect the data on retirement. The analysis focused on partially retired individuals who provided individual consent for their job strain, hypertension and workplace discrimination to be evaluated. Mezuk, et al (2011) showed that the biggest health issues people face during retirement are hypertension and blood pressure. This calls to a need in order to examine how education or retirement age should be viewed. According to Noone, Stephens and Alpass (2010), stated that retirement was strictly accompanied by planning and there are factors that differentiate those who plan for it and those who don’t. The main end result being that those who plan have a better and positive outcome. Besides Noone, Stephens and Alpass (2010) stated that financial planning and expected retirement wealth has been greatly associated with socioeconomic status. In any scenario, planning has been related to retirement wealth, regardless of income. In addition, Noone, et al (2010), explained that planning is a process divided into 4 preferable stages, the first being the preparation for the future by envisioning the problem. The second stage: to establish goals for the future and start preparing. Last, the third stage is the formulation of a strategy and finally, follows through and revises if necessary. In the research procedures implemented by Noone et al. (2010), it was stated that they were able to strongly correlate planning for retirement with a near to retirement age that varies across gender and culture. Similarly, to assess the face validity of the study a pilot study was implemented. In this pilot study, questionnaires were distributed throughout the academic staff of the School of...
References: Hodkinson, H. (2010). Learning to work no longer: exploring "retirement". Journal of Workplace Learning, 22(2), 94-103.
Lowis, M. J., Edwards, A. C., & Burton, M. (2009). Coping with retirement: Well-being, health, and religion. The Journal of Psychology, 143(4), 427-448.
Mezuk, B., Kershaw, K. N., Hudson, D., & Ratliff, S. (2011). Job strain, workplace discrimination, and hypertension among older workers: The health and retirement study. Race and Social Problems, 3(1), 38-50.
Noone, J. H., Stephens, C., & Alpass, F. (2010). The process of retirement planning scale: Development and validation. Psychological assessment, 22(3), 520-531.
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