Sme Loan Of Jamuna Bank
Chapter - 01 Introduction
1.1Background of the Study:
SME loan playing a significant role for the development of our economy by creating employment opportunity and producing important alternative machines and machinery parts for saving huge foreign currency for the country. So as a part of the development strategy, we should intensify our efforts to develop this sector to grow industrial base and volume of foreign trade. As we know that in this age of globalization, it is impossible to stop the flow of foreign goods to any country. Only quality products can meet the challenges in global market. For meeting this situation SME loan need to upgrade their technological capabilities and production facilities in order to produce quality products at a competitive price.
Therefore as an internee in JBL, Kanchpur Branch, I shall complete my practice session and prepare the report based on my personal experience, observation and acquired practical and theoretical knowledge, As an BBA student I shall try my level best to cover the SME Loan Disbursement and Recovery Procedures of Jamuna Bank Limited in my report.
As a part of course structure of the Bachelor of Business Administration(BBA) program of WUB, every student have to conduct an internee program in any organization to acquire practical knowledge after completing vast theoretical courses. The main objective of this program is providing practical knowledge to the concerned student. At the end of the program the concerned student ids suggested to prepare a report on the assigned topic by his/her supervisor. I would have the opportunity to complete my report in a well known private bank which is “Jamuna Bank Limited”. This program helps me to enhance my analytical skills and scholastic aptitudes. During my internee period I got the opportunity to work in credit and loan department and I would have the interest to
1.1Background of the Study:
SME loan playing a significant role for the development of our economy by creating employment opportunity and producing important alternative machines and machinery parts for saving huge foreign currency for the country. So as a part of the development strategy, we should intensify our efforts to develop this sector to grow industrial base and volume of foreign trade. As we know that in this age of globalization, it is impossible to stop the flow of foreign goods to any country. Only quality products can meet the challenges in global market. For meeting this situation SME loan need to upgrade their technological capabilities and production facilities in order to produce quality products at a competitive price.
Therefore as an internee in JBL, Kanchpur Branch, I shall complete my practice session and prepare the report based on my personal experience, observation and acquired practical and theoretical knowledge, As an BBA student I shall try my level best to cover the SME Loan Disbursement and Recovery Procedures of Jamuna Bank Limited in my report.
As a part of course structure of the Bachelor of Business Administration(BBA) program of WUB, every student have to conduct an internee program in any organization to acquire practical knowledge after completing vast theoretical courses. The main objective of this program is providing practical knowledge to the concerned student. At the end of the program the concerned student ids suggested to prepare a report on the assigned topic by his/her supervisor. I would have the opportunity to complete my report in a well known private bank which is “Jamuna Bank Limited”. This program helps me to enhance my analytical skills and scholastic aptitudes. During my internee period I got the opportunity to work in credit and loan department and I would have the interest to
Bibliography: Annual Report (2008-2012) of Jamuna Bank Limited. Bangladesh Bank Policy of SME Loan. Khan, A.R. (2009), Bank Management- A Fund Emphasis, 1st edition, Decent Book House, Dhaka. Madhura, J. (2006), Financial Market and Institution, 7th edition, Thomson, New York, U.S.A. Macdoland, S. S. (2000), Bank Management, 4th edition, The Dryden Press. Rose P.S & Hudgins, Sylvia C. (2012), Bank Management & Financial Services, 7th edition, Mc Graw Hill, New York. www.Jamunabankbd.Com. www.Bangladesh-Bank.org. http://en.wikipedia.org.