portfolio management
Research proposal on “Indian portfolio management – A comparative study of nationalized, cooperative and private bank of Gujarat”
Prepared by
Ravaliya Dipika M.
Under the Guidance of
Dr. Girish N. Rana
Associate Professor
J. Z. Shah Arts & H. P. Desai Commerce College
Amroli, Surat
2/13/15
1
Portfolio Management
A Portfolio means a collection of investments all owned by the same
individual or organization.
The art of selecting the right investment policy for the individuals in terms of minimum risk and maximum return is called as portfolio management. Advantages:
Dividend Reinvest
Risk reduction (safety)
Disadvantages:
High expenses and sales charges
Tax inefficiency
2/13/15
2
Comparison between nationalized, cooperative and private bank
Public sector bank are support by state or local government, it
also greater share of government (more than 50%), so that main motto of social welfare other than maximizing profit remains.
Private sector bank are those banks where the management is
controlled by private individual and government does not any say in the management of these bank. Maximizing the profit is basis motto.
C0-operative Bank are run by it’s member. These members are
at once both the owners and the customers of the bank, by virtue of holding shares in the bank and/or having deposits with them. Bank protest their common interest.
2/13/15
3
How portfolio should be managed in various product of bank
There
are many types of portfolio including aggressive, defensive, income portfolio etc. bank managed the portfolio of individual, trust and institution.
Portfolio of RBI included cash inflow (total inflow, income inflow,
total loan, loan return, sales of assets, withdrawn of deposit) and cash outflow(consumption outflow, Non-consumption outflow).
ICICI Bank will assist for Portfolio Management Services (PMS)
like Equity based Products, Commodity based Products, Index linked Products etc.
SBI
portfolio
Prepared by
Ravaliya Dipika M.
Under the Guidance of
Dr. Girish N. Rana
Associate Professor
J. Z. Shah Arts & H. P. Desai Commerce College
Amroli, Surat
2/13/15
1
Portfolio Management
A Portfolio means a collection of investments all owned by the same
individual or organization.
The art of selecting the right investment policy for the individuals in terms of minimum risk and maximum return is called as portfolio management. Advantages:
Dividend Reinvest
Risk reduction (safety)
Disadvantages:
High expenses and sales charges
Tax inefficiency
2/13/15
2
Comparison between nationalized, cooperative and private bank
Public sector bank are support by state or local government, it
also greater share of government (more than 50%), so that main motto of social welfare other than maximizing profit remains.
Private sector bank are those banks where the management is
controlled by private individual and government does not any say in the management of these bank. Maximizing the profit is basis motto.
C0-operative Bank are run by it’s member. These members are
at once both the owners and the customers of the bank, by virtue of holding shares in the bank and/or having deposits with them. Bank protest their common interest.
2/13/15
3
How portfolio should be managed in various product of bank
There
are many types of portfolio including aggressive, defensive, income portfolio etc. bank managed the portfolio of individual, trust and institution.
Portfolio of RBI included cash inflow (total inflow, income inflow,
total loan, loan return, sales of assets, withdrawn of deposit) and cash outflow(consumption outflow, Non-consumption outflow).
ICICI Bank will assist for Portfolio Management Services (PMS)
like Equity based Products, Commodity based Products, Index linked Products etc.
SBI
portfolio