CREDIT CARD FRAUD AND THE LAW By A.L.R. JOSEPH SUBJECT: Banking‚ Criminal Law Malaysia [1993] 2 CLJ xii (Apr) Introduction To most consumers‚ credit cards are pieces of plastic - issued to them by their bank or retail shop which allow payment for goods or services - which give them prestige and flexibility. Further‚ they also provide a convenient avenue of obtaining on-the-spot cash. The credit card is a phenomenally successful development of modern banking and retailing based on technological
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table as illustrated: 1) Gross profit for 2008 PepsiCo Coca-Cola and Gross profit rate for 2008. 2) Percent change in operating income from 2007 to 2008. 3) Accounts receivable turnover for 2008. 4) Days sales in receivable for 2008. 5) Inventory turnover for 2008. 6) Days inventory on hand for 2008. 7) Increase (decrease) in cash and cash equivalents from 2007 to 2008. 8) Asset turnover ratio for 2008. 9) Working capital at the end of 2008. 10) Current ratio at the end of 2008.
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crises because of lack of job opening in our society. Even those who are fresh graduates in college are hard to get job‚ mostly those graduated in college are jobless and they are vacant only in their house. This is the reason why Philippines tackles unemployment rate in economic crisis. Once‚ there are job openings that need many options and requirements‚ so other people are not qualified of it and they may experience hard getting a job. Also‚ because of unemployment crisis here in Philippines
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Kinetics 6.1 Rates of reaction 6.2 Collision theory 6 16.1 Rate Expression (AHL) 16.2 Reaction mechanism (AHL) 16.3 Activation energy (AHL) 6.1 Rates of reaction 6.1.1 Define the term rate of reaction. 6.1.2 Describe suitable experimental procedures for measuring rates of reactions. 6.1.3 Analyse data from rate experiments. © IBO 2007 Figure 601 An explosion is a quick reaction D ifferent chemical reactions occur at different rates (i.e. speeds). Some
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The Rate Of Photosynthesis: Lab report 1) Construct a graph of your data 2) Using the graph‚ estimate the time at which 50 percent of the leaf disks were floating on the surface. The point at which 50 percent of the leaf disks are floating will be you point of reference for future investigations Using the graph the estimated time that roughly 50% of the leaf disks were floating on the surface was around the 10th minute. At the 10th minute our number rose up to
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be defined as the number of people (of working age) who are willing and available to work at current wage rates‚ but not currently employed • Unemployment rate: the percentage of the labour force without a job but registered as being willing and available for work • Labour force: those people holding a job or registered as being willing and available for work • Participation rate: the percentage of the population of working age declaring themselves to be in the labour force TYPES
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CREDIT CARD VS. DEBIT CARD Although credit cards and debit cards are both widely used with majority of the population‚ their methods‚ rules and fees are very similar. While credit cards tend to get a lot of people into debt because it is harder to keep track of you spending balance‚ debit cards are an easier way to keep track of your spending much like having cash on hand. Both credit cards and debit cards provide a convenient alternative to cash‚ especially if you do a lot of shopping online
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Free exchange Savers’ lament The complex effects of low interest rates on consumption and investment Dec 1st 2012 | from The Economist print edition WHEN interest rates hit double digits in the late 1970s‚ house-builders sent planks of wood to the Federal Reserve in protest. With rates stuck near zero‚ the protests now come from the opposite direction. The retired complain of a “war on savings”. The Fed cut rates to current levels at the end of 2008 and has promised to keep them there until
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best with Target store Stores are in large numbers in the consumer market where you might be searching for to avail your goods or items. Target is the second largest store after Walmart in consumer business that is spreading around in the US presently. Consequently looking to be in competition to get to the top this store has been performing as one of the best institutions that one would ever think of. As there are consumer demands that usually keep increasing at a very fast pace‚ you can be insistent
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Credit Card Fraud: Prevention How can you prevent credit card fraud? New technology makes it harder and harder to prevent credit card fraud because thieves are always discovering new ways on how to crack and steal credit card and bank account numbers. There is no prevention that can stop credit card fraud 100% of the time‚ but there are ways of helping prevent this from happening. There are many ways and tips that can help prevent this from happening. One way is that credit card companies are
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