Ethical Considerations in Annuity Sales to Seniors National American University TABLE OF CONTENTS A. Abstract B. Introduction - Thesis C. Definitions i. Annuities ii. Fiduciary responsibility D. The specialty of the senior market E. The evolution of ethical issues surrounding sales to seniors F. The Government’s Involvement in the Problem G. In general‚ when is selling these products to seniors inappropriate? H. In general‚ when is selling
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quarters‚ service area‚ a patio‚ a carport‚ front porch and all other necessary rooms in a residential building. To start‚ I first researched about the characteristics of a bungalow building‚ and browsed for examples to get a more specific idea on what a bungalow is. According to my research‚ a bungalow is a house‚ usually rectangular in shape‚ with a great room or living room which provides access to the whole house. It is usually built with only a ground floor‚ since it is a house usually built
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along with its principles of the contract law. The paper is also revolving around the level at which the law has influenced the given case of James and Robert while providing the appropriate solution for both Robert and James. Summary of Case of Purchasing Classic Porsche The case is revolving around the James‚ who is the owner of a Porsche 911 of 1980 car willing to sale and Robert a potential buyer of this classic car. James has placed an advertisement in Classic Cars Weekly Magazine offering for
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Chapter 13 Consumer Modeling Things to learn in this chapter: • Engel‚ Blackwell and Miniard model. • J.N.Sheth model of industrial behaviour. • Nicosia model. Engel‚ Blackwell and Miniard model The core of the EBM model is a decision process‚ which is augmented with inputs from information processing and other influencing factors. The model has four distinctive sections‚ namely Input‚ Information Processing‚ Decision Process and Variables influencing decision process.
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Dear Mr. Gritsch: In continuation of your email dated February 10‚ 2014‚ I have completed analysis of three projects: Juniper‚ Palomino and Stargazer. The risk levels in Juniper‚ Palomino‚ and Stargazer are low‚ medium‚ and high respectively. It is in the best interest of Piper Industries Corporation to move forward with the Stargazer project. Stargazer is selected due to its feasibility and risk level. From market feasibility study‚ some strategic customers have already indicated interest
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Discuss in scholarly detail the benefits and risks associated with strategic management. Strategic management allows organizations to be more proactive than reactive and to initiate and influence internal and external activities to gain control over its own destiny. It allows executives at all levels to participate in analyzing a firm’s current practices in order to formulate and implement shorter and longer term strategies for growth and development. Historically‚ this participative approach
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Abstract—A telephone based wireless system for the remote operation of the home appliances is proposed. The telephone‚ acting as a remote controller‚ generates a DTMF signal corresponding to each dialed digit which is converted to a BCD code by the Telephone interface circuit. This is given as input to the transmitter module which is then used to control various home appliances through a receiver module. Data processing stages of the transmitter and receiver modules have been implemented
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parking with 2 car parks for location A and an onsite parking for location B. Conclusion and Recommendation To conclude‚ location B---Hyyan Centre is recommended for some reasons based on the above findings. Although both locations were crowded and easily accessible with sufficient parking services‚ there was a better lease terms of $16.3/sq ft and that of location B contradicted with the consideration which stated the rent should be below $18/sq ft. It was a crucial point since the rent affected
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Reading 1.3 Jackall‚ R. (1988) Theories of decision-making process deliver to managers many essential tools such as risk and cost/benefits analysis‚ etc. which in tern routinizes administration. These tools cannot be used appropriately to manage of incalculable entities. The functional rationality approach is when activities precisely planned and estimated to reach some goal. This method is unlikely to be used by top managers because another important factors are involved such as ego or personal
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Ethical considerations There are arguably many things to consider as I entered into the field of being a drug and alcohol counselor; yet the code of ethics in which were are sworn to me is of the utmost importance and one I take personally. First we bound to the nine principles that uphold the profession of counseling all of which could be further deduced to their own importance; yet accumulatively these are the principles that guide us in our work. They are as follows: 1) the counseling relationship
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