Loan Origination & Appraisal Techniques Mathew Joseph Senior General Manager Housing Development Finance Corporation Limited - India confidential AUHF - 2007 AGM & Conference Program‚ Ghana - September 2007 Why do we appraise? Is a Selection Tool Quantifies Risk confidential Aids Decision Making Ensure Good Quality business with excellent creditworthiness What is Credit Appraisal? ABILITY confidential INCLINATION OBJECTIVE SUBJECTIVE KNOWLEDGE EXPERIENCE
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The Human Resource issue 10 7.0 Impact on Human resource 11 7.1 Low employee morale 11 7.1 Loss of Trained workforce 12 7.2 Cost for new recruitment 12 8.0 Conclusion 13 9.0 References 16 ANNEX A. NDSQ Performance appraisal (iniciated in Nov 2012) 17 Executive Summery Human Resource management refers to the policies‚ practices‚ and systems that influence employees’ behavior‚ attitudes‚ and performance. There are some important human resource
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Performance Appraisal Tools and Techniques inShare 4 Following are the tools used by the organizations for Performance Appraisals of their employees. Ranking Paired Comparison Forced Distribution Confidential Report Essay Evaluation Critical Incident Checklists Graphic Rating Scale BARS Forced Choice Method MBO Field Review Technique Performance Test We will be discussing the important performance appraisal tools and techniques in detail. Ranking
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3. DATA MINING TECHNIQUES 3.1 NECESSITY OF DATA MINIING DATA Data is numbers or text which is a statement of a fact. It is unprocessed and stored in database for further analysis. Operational and transaction data such as cost and sales‚ is essential to modern enterprise’s internal environment. Non-operational data such as competitors’ sales and forecasting data‚ is responsible for analysis of external environment. INFORMATION Information is generated through data mining so that it becomes
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the fact that I saw the real corporate world. What is the pressure that each employee faces each day. I was working in a professional working environment with professional working people. This was my real learning. Apart from that I worked on real projects‚ learned how banks gives business loans to there customers. I also learnt how to communicate with different types of clients. Working on the real time
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SHAH & ANCHOR KUTCHHI ENGINEERING COLLEGE DEPARTMENT OF MANAGEMENT STUDIES PROJECT SUBMITTED ON: 25/05/2013 PROJECT SUBMITTED BY: AKSHAYA.U.BHADALKAR ROLL NO: 1 COMPANY NAME: BANK OF INDIA PROJECT REPORT ON: CREDIT APPRAISALS 1 GENERAL INFORMATION ABOUT THE BANK Bank of India was founded on 7th September‚ 1906 by a group of eminent businessmen from Mumbai. The Bank was under private ownership and control till July 1969 when it was nationalised along with 13 other banks
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employee selection‚ performance appraisal is arguably the most important management tool a farm employer has at her disposal. The performance appraisal‚ when properly carried out‚ can help to fine tune and reward the performance of present employees. In this chapter we (1) discuss the purpose for the performance appraisal‚ (2) introduce the negotiated performance appraisal approach‚ and (3) talk about the steps to achieving a worthwhile traditional performance appraisal. Strengths of the negotiated
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The Appraisal Interview Preface by the Vice Chancellor for Human Resource Management at the University of Innsbruck What is an Appraisal Interview? How does the Appraisal Interview work? Topics of an Appraisal Interview Guidelines for preparing an Appraisal Interview between Manager and Scientific Staff Final Reports Preface Preface Dear Colleagues‚ Quite frequently one is confronted with the view “Why should an Assessment Interview be carried
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examine the benefits of using auditors for gathering project requirements. My opinion is that they can be invaluable in this process‚ because: they can leverage prior audit documentation to quickly get up to speed on new or proposed projects; they can use established relationships with stakeholders; and‚ they are already accustomed to the interviewing process. The manner in which this topic will be tackled is by examining the similarities of tasks performed by auditors and project managers. Guidelines
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Performance Appraisal Kelli Semkin University of Phoenix Performance Appraisal • What is the purpose of a performance appraisal system and how does it benefit the organization? Performance appraisal systems are designed to serve the company ’s and employee ’s interests. They are used to inventory the abilities and resources of employees and to let an employee know where he stands so that he will be stimulated to improve his performance. This gives the employer
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