Financing SMEs –Key Challenges and issues for Bankers Wickrama Narayana Chief Manager-SME Development People’s Bank The definition of Small & Medium scale Enterprises (SMEs) varies from country to country. The classification can be based on the firm’s assets‚ number of employees‚ or annual turnover along with the loan amount. Central Bank of Sri Lanka defines SMEs as enterprises with less than Rs. 600 million turnover per annum and with a maximum exposure of Rs. 200 million mainly to be classified
Premium Bank
Introduction In this Research Proposal‚ the proposal is based on the dissertation topic “Setting up of a Textile Plant in India” the topic deals with the setting up of a textile plant in India. The country like India has such a good economy with a world ’s eleventh-largest by nominal GDP and third-largest by purchasing power parity (PPP). Following market-based economic reforms in 1991‚ India became one of the fastest-growing major economies; it is considered a newly industrialized country (From
Premium Qualitative research Scientific method Sampling
FACTORS THAT HAVE LED INTO THE SLOW GROWTH OF BUSINESS ESTABLISHMENTS IN KERICHO: A CASE STUDY OF MUTAI COMPANY BETT JOANNE CHEPKIRUI BBM/1529/09 A research proposal submitted in partial fulfillment of the award of bachelor of business management. Presented to Dr.Rose Omondi‚ DECLARATION I declare that this research proposal is my original work in partial fulfillment for the award of the degree in bachelors of business management and has not been submitted for assessment in any other
Premium Marketing Supply and demand
Microfinance Institutions as the regulated entities. As at 31st December 2009‚ the banking sector was composed of 46 institutions‚ 44 of which were commercial banks and 2 mortgage finance companies. In addition‚ there was 1 licensed deposit taking microfinance institution and 130 foreign exchange bureaus. Commercial Banks and Mortgage Finance Companies are licensed and regulated under the Banking Act‚ Cap 488 and Prudential Guidelines issued thereunder. Deposit Taking Microfinance Institutions on the other hand
Premium Bank Central bank
KNOWLEDGE MANAGEMENT IN SMALL AND MEDIUM ENTERPRISES (SMEs) Abstract: This paper review ten literatures consist of ten articles on the topic of knowledge management (KM) in small and medium enterprises (SMEs). This paper were highlighted about definition of KM and SMEs‚ characteristics and roles of SMEs‚ KM in SMEs‚ why SMEs need KM‚ advantages and disadvantages implement KM in SMEs‚ KM strategies and tools in SMEs‚ KM issues or challenges in SMEs‚ recommendations and conclusion. Keywords: Knowledge
Premium Knowledge management
Case-Study-on-SME-Banking Introduction 1.1 Origin of the Report: In recent days the Small and Medium Enterprise (SME) Financing has become an important area for Commercial Banks in Bangladesh. To align its corporate policy with the regulation of Central Bank‚ banks have become more concerned about SME and opened windows to conduct business in this particular area. This study has been conducted to fulfill the requirements of sixth term MBM program and gain an insight about the present condition
Premium Bank Interest
ABSA‚ First National Bank- FNB‚ Nedbank and Standard Bank. These banks will form the core of this research proposal and the main focus will be retail banking because that is the core service offered by the mentioned banks and it will more cost effective for the researcher to gather information on the retail banking rather than all the services of the aforementioned financial institutions. The research topic is determining the factors that influence customer loyalty. The operating environment of banks
Premium Bank Commercial bank Retail banking
Income Tax Accounting IFRS for SMEs: A less taxing standard? On July 9‚ 2009‚ the IASB published the International Financial Reporting Standard for Small and Medium-sized Entities (“IFRS for SMEs” or “the standard”)‚ a self-contained standard of about 230 pages designed to ease the burden of IFRS reporting for entities that do not have public accountability. Globally‚ more jurisdictions may be encouraged to replace existing local GAAP with IFRS for SMEs. As a result‚ it holds important
Premium Taxation Progressive tax Financial statements
How to Write a Research Proposal Framework of the Research Proposal A research proposal is a written document that includes the following information: – Summary of prior literature. – Identification of research topic and research questions. – Specification of procedure to be followed to answer research questions. The purpose of your proposal is to sell your idea by showing you have thought it through very carefully and have planned a good research study. There
Premium Scientific method Qualitative research Quantitative research
Writing a research proposal (Social Sciences) All applications should include a 2-3 page research proposal. This proposal will either be for a topic of the applicant’s own devising‚ or a development of a topic or theme advertised on the School of GeoSciences web page. The Proposal should be no longer than 3 typed pages in Times New Roman font size 12. Please organize your proposal under the following headings‚ all of which should be used. 1. Introduction Give an introductory statement explaining
Premium Times Roman Scientific method Science