RETAIL BANKING Project Work Acceleration‚ Deceleration & Moderation in the growth of retail credit in India David Varghese 2011PGPRAK004 PGP RAK‚ IIM INDORE Introduction Retail banking is the mobilization of deposits‚ lending and provision of financial services by a bank in the retail segment which results in fee-based income. Retail lending has been a great innovation across the globe in the commercial banking sector in recent years. Lending is not a new concept- it has been
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MERCHANT BANKING IN INDIA INTRODUCTION Financial services are an important component of financial system. Thesmooth functioning of financial system depends upon the range of financialservices extended by the providers. Financial services in India havewitnessed remarkable changes in the recent past after the implementation of “Liberalization‚ privatization and globalization” .Funds are tapped from the capital market to finance various mega industrial projects. In attracting public savings‚ merchant
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Introduction 1.1 Rationale of the Study Investment Banking is an American synonym of merchant banking. Investment banks provide advice on mergers and acquisitions and are involved in financing industrial corporations through buying shares and selling them in relatively small lots to investors. In the Bangladesh context‚ merchant banking includes all institutions that combine the functions of both development banking and investment banking. Investment banks act as intermediaries between issuers
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A DISSERTATION ON “ISLAMIC BANKING IN INDIA-WHAT IS THE FUTURE POTENTIAL?” Introduction: The basic principles on which the Islamic banks function are prohibition of Riba i.e. collection and payment of interest and prohibition of investment in organization involved in unethical and socially harmful activity. the profits earned by a bank from its activities and returns made by a bank to the depositors shall be (a) from sharing of risk in the project and (b) profit-share agreements
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STATE BANK OF INDIA “Banker to every Indian” Satate Bank of India better known as (SBI) is the largest banking and financial service provider in India by it’s assets ‚market capitalization and revenue. SBI with it’s 200 year of legacy‚ assets worth US$360 Billion‚14120 branches within India and 173 foregin offices gives it a leverage over other competive banks. SBI is a regional banking behemoth and is one of the largest financial institutions in the world. SBI has five
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Impact of IT on the Banking Sector This presentation analyzes the performance of major banks in terms of productivity and profitability in the pre and post e-banking period. Under the regime of banking sector reforms‚ IT Act of 1999 gave new dimensions to the Indian banking sector. IT has created transformation in banking structure‚ business process‚ work culture and human resource development. It has affected the productivity‚ profitability and efficiency of the banks to a large extent. The
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SCHOOL STATE BANK OF INDIA IMPLEMENTATION OF INFORMATION TECHONOLOGY Aayush Jaiswal C-50 3/19/2011 Shilpi Grewal C-60 This reports deals with Introduction to State bank of India‚ challenges due to technology‚ Implementation of CoreBanking System‚ benefits to SBI‚ various architecture followed at SBI & talk with MR. ASHOK KUMAR SHARMA (Chief Manager SBI Stressed Assets Resolution Centre). STATE BANK OF INDIA Type Industry Founded Public (NSE: SBIN‚ BSE: 500112‚ LSE: SBID) Banking Financial
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STATE BANK OF INDIA INTRODUCTION: The task of identifying a suitable company which will give maximum return on shareholder’s fund has been a major motivation for researching into State Bank of India (SBI). Analysis was carried out to give a detailed understanding of the company’s current performances and future potentials. Results have been discussed under three main sub-headings which include: the company’s profile‚ SWOT analysis and Management performance analysis. The final decision on the
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COMMERCIAL BANKING SECTOR SUMMARY: Banking industry is the blood vascular system of our economy. The banks have played substantial role in the growth of Indian economy. From the meagre start in 1860 the banks have come to long way. The total shape of banking system was changed in 1991 due to the introduction of financial sector reforms as part of the liberalisation process. These reforms were aimed at enhancing the viability and efficiency of our banking system. Although there is a sustainable
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STATE DIVISIONS IN INDIA-my view INDIA AS WE ALL KNOW GOT its awaiting independence in 1947.but is it fully true? Maybe not! Because India became free from foreign control completely in 1961‚ when the Portuguese left goa and some other adjoining regions in 1961 after military action. FREEDOM from the major invader THE EAST INDIA COMPANY SAW INDIA IN A STRONG STATE TO BUILD A NEW NATION WHICH WOULD BE ECONOMICALLY TERMED AS A DEVELOPING NATION.but was it enough for india to get freedom?? 2
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