MORTGAGE AGREEMENT THIS MORTGAGE AGREEMENT made and entered into this _____ day of July‚ 2012‚ by and between MRS. FEDERINA BALANAY QUINAY‚ the legal spouse of the late Mr. Federico C. Quinay‚ Sr. whose address is at Brgy. Luinab‚ Iligan City‚ hereinafter referred to as the “Mortgagor”; and MRS. AUDI QUINAY LIQUINGAN‚ the legal spouse of Mr. Menard Q. Liquingan whose address is at Ineangan‚ Dupay Del Norte‚ Nueva Vizcaya‚ hereinafter referred to as the “Mortgagee”. WHEREAS‚ the Mortgagor owns
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Constructive Dividends In Ltr. Rul 20028806‚ the shareholders of a corporation owned‚ managed‚ and operated country club were given discounts for the use of the club’s facilities. The club was located in a community where both non shareholders and shareholders resided. Shareholders received discounts on membership dues as well as other incentives inside the club. Taxpayer requested a letter ruling on whether or not the discounts received constitute as constructive dividends received. The IRS indeed
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QUESTIONNAIRE – CTI We have taken this tool Constructive thinking inventory (CTI) from the book “Constructive Thinking The key to emotional intelligence by Seymour Epstein“ As mentioned by the book author Epstein‚ this tool (CTI) is a reliable and valid measure of the constructive and deconstructive thinking in which people normally engage in. In addition the author Epstein claims that “this tool has been administered to large samples of people and constructed according to recognized psychological
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Constructive Discharge occurs when an employee’s working conditions are considered to be so bad due to a policy or enforcement of that policy that the employee feels compelled to resign from the employer. This Constructive Discharge claim was filed under the section of Title VII of the Civil Rights Act of 1964 after a work schedule policy change took place. The employee filed this claim post-resignation. This employee has claimed that the change is religious discrimination due to requiring
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expresses her views on having adversarial dialogue between two sides has weakened communication in our society. Although‚ we live in a society where we are free to express our conflicts openly‚ Tannen argues that as a society we should seek to find “constructive” ways of settling disputes and differences. In setting out to find truths‚ Tannen states that we “assume that every issue has two sides” and by having this assumption we begin to “doubt the existence” of any facts. With diminishing face to face
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CONSTRUCTIVE CRITICISM (Part II & Part III is graded with each answer worth 7.15 point each) PART 1: To get you started in the right frame of mind‚ you need to complete a simple exercise that helps you learn how to word criticism differently. Choose something you dislike (broccoli‚ homework‚ cleaning‚ washing dishes‚ etc.) Then list all of the characteristics you dislike about this thing. Then change your comments to constructive criticism. Example: DON’T LIKE: Broccoli CHARACTERISTICS YOU DISLIKE:
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Constructive controversy is a process through which two individuals or groups of individuals seek to reach an agreement when their ideas‚ opinions and information are incompatible to those of the other (Johnson‚ Johnson and Tjosvold‚ 2006). The process is based on a strong cooperative goal and involves “deliberate discourse [of the advantages and disadvantages of proposed actions] aimed at synthesizing novel solutions” (Johnson‚ Johnson and Tjosvold‚ 2006‚ p.71). Participants cope constructively
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Need for a constructive reservation policy for a better civil services examination It all started with the bitter seeds sown by “minto merely “reforms of 1909‚ when a separate electorate was given to Muslims for the first time. Where by only Muslims can be elected as representative for Muslim population. Later this was extended to Christians‚ Sikhs‚ and other minority groups in 1919 through montegue-chemlsford reforms. This is to divide the well knitted communities and rule them when in chaos
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Constructive Plate Boundary Definition: (Divergent boundary) - Where two plates move away from each other and new oceanic crust is formed. What is a Constructive Plate Boundary? At divergent plate margins‚ plates are moving apart and new lithosphere is being created. In the oceans‚ this has produced the mid ocean ridge system‚ which can also be described as a global range of underwater mountains. Well known ocean ridges include the Mid Atlantic Ridge‚ the East Pacific Rise‚ the Juan de Fuca
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interoffice memorandum to: | Richey Richman‚ CEO | from: | David‚ Elementary division manager | subject: | employee’s claim of constructive discharge | date: | June 10‚ 2013 | | | Constructive discharge is when an employee feels he or she has been forced to resign or quit their job because the employer has made their working conditions intolerable to a point that any reasonable person would have also resign or quit. The employee does not have to explain why they were forced to quit or
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