the Term Paper: 1. Benchmark Prime Lending Rate (BPLR): 2. Base Rate: 8.99% 3. CRIB Score based on CAMEL Rating: 73.166 (Credit Rating: A‚ Modest Risk) Detailed calculations are shown in subsequent sections. I. Benchmark Prime Lending Rate (BPLR) II. Base Rate What is Base Rate? Starting July 1‚ 2010‚ RBI had introduced a new Base Rate system which will set the interest rates for the bankers to lend their borrowers. It is the minimum rate of interest that a bank is allowed to charge
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Chapter 5 : Interet rates Page161 Interest rate quotes and adjustments 5-1. Your bank is offering you an account that will pay 20% interest in total for a two-year deposit. Determine the equivalent discount rate for a period length of a. Six months. b. One year. c. One month. a. Since 6 months is [pic] of 2 years‚ using our rule [pic] So the equivalent 6 month rate is 4.66%. b. Since one year is half of 2 years [pic] So the equivalent 1 year rate is 9.54%. c. Since
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environments affecting the rate of reaction‚ PNPP (p-nitrophenyl phosphate) + H20 ? PNP (p-nitrophenol) + H3P04. This reaction is catalyzed by the enzyme phosphatase. Different environments produced different reaction rates as environmental factors affect the efficiency of phosphatase. This is because environmental factors can change the tertiary structure of phosphatase‚ which alters its active site‚ and thus changes its efficiency to catalyze the reaction. We measured the rate of reaction‚ by using
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Indicators – Vital Rates Vital Rate Definition/Explanation Calculated by… Example Birth Rate Dividing the total number of births in a year by the population and multiplying by 1000. Total number of births in the US (2008) = 4‚247‚694 Total population US = 307‚006‚550 Birth Rate = ___________ (per 1000) Death Rate Dividing the total number of deaths in a year by the population and multiplying by 1000. Death rate UK (2008) = _______________ per 1000 people Death rate in Botswana (2008)
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reverse repo rate These are the rates which are used by reserve banks (RBI in India) to inject or absorb liquidity from banking system. Repo rate is the rate at which the RBI lends money to the commercial banks or the rate it which banks borrow money from RBI. When RBI increases repo rate borrowing from RBI becomes more expensive. RBI increases repo rate to make it more expensive for the banks to borrow money. If RBI reduces the repo rate means banks can borrow money at cheaper rates. The term repo
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VARIABLE-RATE PREFERRED STOCK Preferred stock has frequently been issued in connection with mergers and acquisitions. Often the preferred stock is issued with a conversion feature‚ so in the long run there is a probability it will become common stock capital. Preferred stock allows the acquired firm’s owners a prior claim relative to common stock and reasonably definite dividends while simultaneously giving the acquiring firm a form of leverage without strapping it with the rigid obligations of
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The Effect of Temperature on the Rate of Diffusion Damsel C. Bangcal Aira May V. dela Cruz Jacqueline L. Lacuesta Richelle Jem P. Jobog Group 1 Section U-2L November 17‚ 2014 ___________ 1A research proposal submitted in partial fulfillment of the requirements in General Biology I Laboratory under Proj. Joan O. Adajar‚ 1st semester‚ 2014-2015. INTRODUCTION Molecules undergo constant motion and move in regions with a higher concentration to a lower concentration
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Chapter 4 Exchange Rate Determination 1. The value of the Australian dollar (A$) today is $0.73. Yesterday‚ the value of the Australian dollar was $0.69. The Australian dollar _______ by _______%. A) depreciated; 5.80 B) depreciated; 4.00 C) appreciated; 5.80 D) appreciated; 4.00 ANSWER: C SOLUTION: ($0.73 – $0.69)/$0.69 = 5.80% 2. If a currency’s spot rate market is _______‚ its exchange rate is likely to be _______ to a single large purchase or sale
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Outcome 1: Understand the Expected Pattern of Development for Children and Young People From Birth to 19 Years Explain the Difference Between Sequence of Development and Rate of Development and Why The Difference is Important. All children develop at different rates‚ information and sources are only guidelines. These help to monitor what children can and can’t do at certain stages in their lives. It also helps to plan effectively to ensure the child gets the attention they need‚ in the areas
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Investigative Quest The purpose of this experiment was to find out how music affects the female human heart rate. Hypothesis My hypothesis is that female resting heart rate will increase as the music tempo increases. If the tempo is slower the heart rate will stay at resting heart rate or decrease. Variables The variables used in this experiment were: • The tempo of the music. • The subject’s heart rate. • The subject’s age. Controls The controls used in this experiment were: • How long the subject
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