deposits from many sources that can be lent to many different borrowers creates the flow of funds inherent in the banking system. Banks assume two primary types of risk as they manage the flow of money through their business. Interest rate risk is the management of the spread between interest paid on deposits and received on loans over time. Credit risk is the likelihood that a borrower will default on its loan or lease‚ causing the bank to lose any potential interest earned as well as the principal that
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Working Capital Management and Firm ’s Profitability: An Optimal Cash Conversion Cycle Haitham Nobanee Department of Banking and Finance‚ The Hashemite University‚ P.O. Box 150459‚ Zarqa‚ 13133‚ Jordan. E-mail: nobanee@gmail.com Abstract The traditional link between the cash conversion cycle and the firm ’s profitability is that shortening the cash conversion cycle increases firm ’s profitability. On the other hand shortening the cash conversion cycle could harm the firm’s operations and reduces
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Fraud and Forensic Accounting In a Digital Environment White Paper for The Institute for Fraud Prevention Conan C. Albrecht Marriott School of Management Brigham Young University conan@warp.byu.edu Fraud and Forensic Accounting In a Digital Environment ABSTRACT This paper discusses four aspects of computeraided fraud detection that are of primary interest to fraud investigators and forensic accountants: data mining techniques for the detection of internal fraud‚ ratio analysis for
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PROJECT REPORT ON WORKING CAPITAL MANAGEMENT AT KIRLOSKAR PNEUMATICS CO. LTD‚ HADAPSAR. Submitted By: Rajesh Menon (M.B.A-II) In Partial Fulfillment for Degree of Master of Business Administration during the year 2006-07 VISHWAKARMA INSTITUTE OF MANAGEMENT‚ PUNE. 1 ACKNOWLEDGEMENT It is a matter of great satisfaction and pleasure to present this report on Working Capital Management of KIRLOSKAR PNUEMATIC CO. LTD. (KPCL)‚ Pune 411013. I take this opportunity to owe my thanks to all
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WORKING CAPITAL MANAGEMENT OF Sathe Synthetics PROJECT REPORT Submitted in partial fulfillment of the requirement for the award of Two year full time‚ Masters in Business Administration. By Karan veer Singh DEPARTMENT OF MANAGEMENT LOVELY PROFESSIONAL UNIVERSITY PHAGWARA (2009-2011) Page 1 Acknowledgement Whatever we do and whatever we achieve during the course of our limited life is just not done only by our own efforts‚ but by efforts contributed by other people associated
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A major impact on both financial theory and the practice of financial decision making has been the economic instability‚ especially in prices‚ evidenced in the U.S. economy since the mid 1960’s. Inflation in the past few years has not been a major macro economic problem‚ but its spectere‚ as demonstrated by the Fed’s recent increases in interest rates‚ is never for the agendas of financial decision makers. Macro economic instability has necessitated that expectations about the future rate of
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SUMMER TRAINING REPORT ON TITLE OF PROJECT REPORT Undertaken at “BHARAT HEAVY ELECTRICALS LIMITED” Submitted in partial fulfillment of the requirements for the award of the degree of MASTER OF BUSINESS ADMINISTRATION to Guru Gobind Singh Indraprastha University‚ Delhi Under the Guidance of Submitted by ASIM SAHORE AMIT GUPTA Prof. MBA-III Sem Enrollment No.-09817003910 Session 2011 – 12 To Whom It May Concern I _______________________
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WORKING CAPITAL MANAGEMENT OF Bank of Kathmandu Limited A THESIS Submitted By: Tulasi Ram Mainali Nepal Commerce Campus T.U. Regd. No. 7-1-25-575-96 Campus Roll No. 498/059 Exam Roll No.1251/061 Submitted To: Office of The Dean Faculty of Management Tribhuvan University In partial fulfillment of the requirements for the Master ’s Degree In Business Studies (MBS) New Baneshwor‚ Kathmandu April‚ 2009VIVA -VOCE SHEET We have conducted the viva –voce examination of the thesis
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Working capital management : I t involves managing the relationship between a firm’s short-term assets and its short-term liabilities. The goal of Working capital management is to ensure that the firm is able to continue its operations and that it has sufficient cash flow to satisfy both maturing short-term debt and upcoming operational expenses. Management of working capital Guided by the above criteria‚ management will use a combination of policies and techniques for the management of working
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Working Capital Management in Healthcare Houma Guy. HCS 579 Health Care Finance September 24‚ 2005 Working Capital Management in Healthcare Working capital is the money required to finance the day to day operations of an organization. Working capital may be required to bridge the gap between buying of stocked items to eventual payment for goods sold on account. Working capital also has to fund the gap when products are on hand but being held in stock. Products in stock are at full cost‚ effectively
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