walk in the desired way and they will remain in a deep slumber of complacency. Unless harnessed and tapped in the right way‚ this very energy of the youth can tip over the other side and become destructive and dangerous for the society‚ crime is on high and violence is increasing in today’s time. If we look at the data‚ we realize that our youth is losing touch with a sense of right and wrong or good and bad. This is because‚ as a nation‚ we have failed in our duty of capturing their energy and moulding
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CHAPTER 1 INTRODUCTION 1.1 Non-Performing Loans(NPLs) Non-performing loans (NPLs) can be defined as defaulted loans‚ which banks are unable to profit from. Usually loans falls due if no interest has been paid in 90 days‚ but this may vary between different countries and actors. Defaulted loans force banks to take certain measures in order to recover and securitize them in the best way. (Ernst & Young‚ 2004) and there also the definition of impaired loans is loans that have not expired
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to overcome all obstacles and challenges that you are faced with‚ on a daily bases‚ because our self-esteem is one of the few things that we have control over. Self-confidence is something that cannot be taught. It is up to the individual to decide how much belief that they possess inside of themselves. I am at the point where I realize that I must first believe in myself before others will believe in me. Nobody teaches us to be happy or sad. They are natural feelings that come along as we develop
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experience last year on the Jesuit High School lacrosse team is a constant reminder that hard work really does pay off. I had decided to try out for the varsity team‚ and in doing so I would be the youngest player on the team if I made it. However‚ after a week of tryouts‚ I was demoted to the junior varsity team. At the time‚ I thought my chances of playing four years of varsity lacrosse were over; but I was sorely mistaken. After being cut from the varsity team‚ I decided to make the most of my
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book that a team is a group of people with complementary skills‚ share common objectives and function in a harmonious‚ coordinated‚ purposeful manner‚ who are mutually accountable for the achievement of the goals. 1. 1.1 The key features of effective team performance are: common purpose‚ goals‚ diversity of skills and personality‚ communication and collaboration‚ trust and commitment. 1.2 Common purpose- individuals must understand and commit to their team’s purpose‚ if not the team will fail
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KEEPERS is an original supernatural gothic horror tale that presents with an excellent concept. The idea of a mother leaving behind a will that stipulates that the men in her life are eligible to become the guardians or keepers of her kids is very appealing‚ but add the idea that the children are evil or sinister‚ makes for an even more chilling and lurid tale. The tone is dark. The setting nicely establishes the gothic atmosphere. It feels authentic and there’s an ominous and gloomy tenor to the
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ON NON PERFORMING ASSETS IN INDIAN OVERSEAS BANK WITH REFERENCE TO KODAMBAKKAM BRANCH”. The research study was done on the problems of credit risk faced by the Indian Overseas Bank after lending loans to the customers. The main objective of the study is to find out the level of Non Performing Assets‚ which affects the performance of bank pertaining to kodambakkam branch. The study also goes on in examining the recovery procedure that are followed by the bank in reducing the NPA and how far the
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Diesel engines are commonly found in commercial vehicles‚ but these engines are also frequently used in passenger cars. Individuals that have recently purchased their first diesel engine vehicle may not be sure of the steps for properly caring for this type of automobile. Fortunately‚ you can use these tips to help make sure that your car’s diesel engine avoids some potentially serious malfunctions. Have The Glow Plugs Inspected Before Each Winter Serviced One of the differences between diesel fuel
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Unit 531 Understand how to manage a team (LM1a) 1. Understand the attributes of effective team performance 1.1 Define the key features of effective team performance Teamwork may contribute to increased staff well-being as well as improved patient outcome. In order to effectively teach and reliably assess the quality of teamwork‚ it is necessary to identify the behaviours associated with effective teamwork and their interplay in relation to clinical performance ratings and ultimately to
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What to Keep in a Personnel File The basic building block of any Human Resources’ function and/or department is the personnel file. Phone Doctors® keeps a hard copy file of every employee in a central location. A personnel file is made for each employee on the date of hire. Most‚ but not all‚ important job-related documents should go in the file‚ including: Job application and/or resume IRS Form W-4 (the Employee’s Withholding Allowance Certificate) Receipt or signed acknowledgment of employee
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