How a bank makes profit-an interesting primer by vinayak date. ‘Trust’ bank has opened 10 branches and has become operational on 1/4/2009.on 31/3/2010 it has total deposits of rs 1000 crores. Equity capital of rs. 100 crores divided in 10 crore shares of rs. 10 each. Given this basic data let us try working out basic parameters of banks business ‚ with certain assumptions‚ to keep things simple. Cost of funds----- Analysis of Deposit mix-4o% casa deposits. Of which 25%savings deposits
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How to Deal with Difficult People at Work Interpersonal relationships can influence consistently the effectiveness of work and well-being of employees as well as their psychological state. However‚ often the problem of the formation of positive interpersonal relationships arises‚ especially when there are some difficult people within an organization‚ who ignore interests and needs of other employees. In fact‚ it is possible to find such difficult people practically in any organization. Many employs
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countries are welcome is the United States‚ and they can be given a second chance at create a better life for them and their families (Lazarus). A question stands now about whether or not we should start restricting the people who come to the United States today. If we wished to restrict everyone coming to America from their countries that would break what the Statue of Liberty’s point of existence most people would say off the back‚ but last time some people remember she only stood for the exiles of
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Case: A beautiful deal Ethical dilemmas at stake The company has an opportunity to cut down cost by 2% and this can be the difference in gain in comparison with the competitors. It is also important to state that since they have a really close relationship with their present supplier‚ changing the supplier would hurt their friendship. The ethical dilemmas start here‚ at either you do what benefit your company or they hurt their friendship. Since the company covers 2/3 of the suppliers‚ Beauty
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INTRODUCTION Bank of America‚ one of the top financial institutions in the United States of America and Wikileaks‚ described by many as the probably the biggest whistleblower in recent history are in for a colossal battle. Bank of America is on the defensive end as to whether one of its executives lost a hard drive containing information that if and when released could cause the bank to crumble to the ground. On the other hand‚ Wikileaks allegedly has this hard drive in its possession and has
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Introduction Enron provided the perfect example of how mismanagement and greed‚ culminating in an unethical business environment‚ can result in the collapse of a seemingly secure organisation (Wang & Murnighan‚ 2001: 279-280). This paper will illustrate how the cultivation of an organisation’s ethos is often vastly dependent on the examples set by top management. Therefore‚ in order to foster an ethical culture successfully‚ the conduct of these members is key. Through the use of Schein’s primary
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B2C sites are selling products or services to consumers directly via their web site. Every company needs to deal with legal‚ ethical and regulatory issues every day in normal business activities‚ but there are a whole new set of issues that come up with so much business being conducted online and this paper will attempt to show the differences and similarities between B2B and B2C sites. Ethical Issues Privacy issues are a major difference between B2B sites and B2C sites. On a B2C site‚ privacy is
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SAFE‚ LEGAL‚ AND EITHICAL USE OF DIGITAL INFORMATION AND TECH Safe‚ Legal‚ and Ethical Use of Digital Information and Technology: Appropriate Use Essay Micah M. Wells 4 April 2014 FHSU: TECS 290 Safe‚ Legal‚ and Ethical Use of Digital Information and Technology: Appropriate Use Essay There are many issues that lie beneath the use of digital info and technology. Writing a paper for a college class is always hard‚ some never know what to write‚ which websites to use‚ what information to write
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Addressing International Legal and Ethical Issues Simulation Summary LAW/421 * What are the issues involved in resolving legal disputes in international transactions? All contracts that deal with outside countries must be able to have some type of legal implementation (Melvin‚ 2011). There has to be some type of enforcement on the contract or it may never be resolved. * What are some practical considerations of taking legal action against a foreign business partner based in another
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Unit 4‚ P5‚M2 Jorg Wigmans Explain the Legal and ethical issues in relation to the use of information. The explanation needs to include how the business complies with current legislation and how they deals with ethical issues by means on policies and codes of practice. Legal issues: Presenting a couple of situations in which Hugo boss has to cope with legal issues. For instance: Hugo Boss does not use its market position to obtain advantages for itself by dictating prices or refusing to supply
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