CrIsaac Mendez 951218667 The 2008 US Financial Crisis & The Aftermath The Core Driver of the Crisis : Asset Backed Securities Banks make money through giving out loans to consumers. Home loans are one of the most common type of loan a bank provides customers and its very profitable. However‚ banks needed a form of collateral when it lends individuals a large sum of money to purchase a home. So if a borrower were to default on their loan‚ the bank can cover the lost by gaining possession
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1. Outline the history and development of the medical‚ social and psycho-social models of disability Medical: The medical model defines a disability as something that is physically ‘wrong’ with a person’s body. This could be an illness or acquired damage to the body in an accident for example. The medical model views the human body as something which can be fixed or repaired if there is a problem with it. The medical model of disability was started around the early 19th century‚ when physicians
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Sarah Bowker Respite North West Ltd Unit 1 Use and develop systems that promote communication In my role as team leader I communicate with many people on a daily basis. I communicate with the people we support‚ (who have learning disabilities)‚ the staff team‚ the families of the people we support and other professionals that have any involvement with the health care or support of the individuals in our care. The way I communicate depends on who I am communicating with. When communicating I
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1. Explain different types of bullying and the potential effects on children and young people Physical (Pushing‚ kicking‚ hitting‚ biting‚ poking‚ choking‚ slapping or pinching) Physical bullying can happen to any age of person whether it is children‚ young adults‚ adults or elderly people. Physical bullying can be anything that has physical contact between one individual to another and any form of violence or threats. The potential effects on children and young adults that are bullied could
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Causes of the French Revolution 1. International: struggle for hegemony and Empire outstrips the fiscal resources of the state 2. Political conflict: conflict between the Monarchy and the nobility over the “reform” of the tax system led to paralysis and bankruptcy. 3. The Enlightenment: impulse for reform intensifies political conflicts; reinforces traditional aristocratic constitutionalism‚ one variant of which was laid out in Montequieu’s Spirit of the Laws; introduces new notions of good
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Unit 301 Communication and professional relationships with children‚ young people and adults Outcome 3 3.1 Confidentiality‚ Data Protection and Disclosure in schools Introduction: DfEE Sex and Relationship Education Guidance (July 2000) states ’Schools should have a clear and explicit confidentiality policy which is advertised to pupils‚ staff‚ parents and visitors’. The Data Protection‚ Freedom of Information and Human Rights Acts all need to be taken into consideration (see below). Schools
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FIN 571 FINAL EXAM 3 http://www.finalexamguideline.com/FIN-571-FINAL-EXAM-3-53.htm 1) Whenever a firm splits itself into separate units‚ with each unit having limited liability with respect to its financing‚ the capital structure of each unit becomes __________ 2) An investor’s risky portfolio is made up of individual stocks. Which of the following statements about this portfolio is true? 3) An all-equity-financed firm would __________. 4) The capital budgeting process can be broken
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FINANCIAL CONTROL Accession negotiations between Turkey and EU started on 3 October 2005. Explanatory and bilateral screening meetings for “Chapter 32: Financial Control” took place in Brussels on 18 May 2006 and 30 June 2006‚ respectively. The Ministry of Finance has been designated as the coordinator institution in this chapter. Financial Control chapter was opened to accession negotiations in Intergovernmental Conference on 26 June 2007 without any opening benchmarks. However‚ the following closing
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Outcomes and Evaluation of Community Health Project Jeanette Gorton Walden University NURS6150‚ Section 14‚ Promoting and Preserving Health in a Diverse Society April 16‚ 2011 Outcomes and Evaluation of Community Health Project It is important to evaluate any public health program to determine its contribution and health impact on the population it was designed to help‚ in addition to its sustainability
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Question 1 . 2 out of 2 points Your bank account pays a 6% nominal rate of interest. The interest is compounded quarterly. Which of the following statements is CORRECT? Answer Selected Answer: The periodic rate of interest is 1.5% and the effective rate of interest is greater than 6%. Correct Answer: The periodic rate of interest is 1.5% and the effective rate of interest is greater than 6%. . Question 2 . 2 out of 2 points Which of the following statements regarding a 15-year (180-month)
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