Type of Bonds Fixed rate bonds have a coupon that remains constant throughout the life of the bond. A variation are stepped-coupon bonds‚ whose coupon increases during the life of the bond. Zero-coupon bonds (zeros) pay no regular interest. They are issued at a substantial discount to par value‚ so that the interest is effectively rolled up to maturity (and usually taxed as such). The bondholder receives the full principal amount on the redemption date. High-yield bonds (junk bonds) are bonds
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About CRAB: Credit Rating Agency of Bangladesh Limited (CRAB) was established in 2003 at the initiative of some leading personalities in private sector and institutions of the country with the commitment to contribute to the development of the capital market by providing quality ratings and comprehensive research services. CRAB was incorporated as a public limited company in 2003 and received its Certificate for Commencement of Business in the same year. In 2004‚ CRAB was granted license by the
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Tax is of two types Direct Tax and Indirect Tax. Direct Tax is the tax‚ which is paid directly by people to the government‚ while indirect tax is the tax‚ which is paid indirectly by people to the government. Income Tax is paid directly to the government therefore it is a direct tax while excise duty is paid by people to the manufacturer who pays it to the government‚ therefore it is an indirect tax. The Constitution of India (COI) has given power to levy tax to central and state government
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LESSON 2: ORGANIZATIONAL INFORMATION SYSTEMS An introductory topic on Management Information System Organizations are formal social units devoted to the attainment of specific goals. The success of any organizations is premise on the efficient use and management of resources which traditionally comprises human‚ financial‚ and material resources. Information is now recognized as a crucial resource of an organization. Examples of organizations are business firms‚ banks
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Overview of Recent Developments in the Credit Card Industry by Douglas Akers‚ Jay Golter‚ Brian Lamm‚ and Martha Solt* Since the 1980s‚ Visa U.S.A. (Visa) and Master- Card International (MasterCard)‚ the bank-controlled credit card associations that together account for approximately 70 percent of today’s credit card market‚ have been able to control the use of and access to their networks to the advantage of their bank members. Recently‚ however‚ the credit card industry has been changing:1
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TYPES OF QUESTIONNAIRE/WRITTEN INSTRUMENT 1. DICHOTOMOUS RESPONSE -items offer the respondent two alternatives to choose from (i.e. YES-NO‚ True-False) -E.g. Do you have provision for maternity leave? _____ Yes _____ No Does the school provide health insurance? _____ Yes _____ No 2. MULTIPLE CHOICE -items provide several alternatives -E.g. Educational attainment _____ Elementary Graduate _____ High
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The first type of stress is under pressure. Under pressure is early stress that people have may include a stress headache‚ backache‚ neck or shoulder stiffness. These are common and often caused by muscle tension and tightness. People have under pressure sometime unconscious habit of teeth grinding while sleeping. Financial problem is common causes of stress such as credit card debt‚ not making rent and inability to provide for a family. Social issue involve environment of surrounding. According
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Name: Harry Atkins Consumers‚ Credit and the law of agency 1. A) Explain the main provisions of the Sale of Goods Act 1979 and the remedies available to consumers against sellers; The Sales of Goods Act 1979 is “a contract whereby the seller transfers or agrees to transfer the property in goods to the buyer for a money consideration called the price (s 2(1))” (Keenan. D‚ 2000‚ page 251). The Sales of Goods Act is designed to enforce rules when selling and buying goods to ensure that both parties
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Types of Speeches “There are always three speeches for every one you actually gave: the one you practiced‚ the one you gave‚ and the one you wish you gave.” - Dale Carnegie‚ Writer and lecturer Public speech comes in dozens of forms. From the motivational to the ceremonial‚ the christening to the eulogy‚ the rehearsed best man to the impromptu – the chances are good that in your lifetime‚ you will experience just about every genre of public speaking. We will explore a variety of speeches styles
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Types of Reasoning Reasoning is the process of inferring conclusions from premises. The premises may be in the form of any of the various types of evidence; they may be stated as propositions; or they may be statements of conclusions reached through prior reasoning. Thus advocates use the premises they have previously established or asserted‚ and by a process of reasoning‚ they try to establish something new—a conclusion they want their audience to accept. If the audience perceives the premises
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