(consideration does not include time value of money). Types of Riba: 1. Riba’ AnNisi’ah: This is the stipulated interest which the lender takes from the borrower in consideration of the time given to the borrower to pay back the capital. It is HARAM based on the Quran and the Sunnah and the consensus of Muslim scholars. 2. Riba’ Al Fadl: This applies to barter (exchanging one commodity for another)‚ where commodities of the same type are exchanged in unequal amounts‚ especially the exchange
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Types of Communication Communication is something that we all do every day and something that we must learn to do from the day we are born in order to interact with others and become a functional member of society. We must learn to constantly improve our communication skills in order to express to other what we need and what we are feeling and to help others with their needs and problems. There are many different ways that we all communicate with each other every day. Verbal communication is
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primary (agricultural) goods. Tariff Types The theory developed by Heckscher-Ohlin of comparative advantage was produced as an alternative to the Ricardian model. Heckscher-Ohlin and the Ricardian model both contained the same idea to eliminate the labor theory of value with the incorporation of the price mechanism into international trade theory. Although both Heckscher-Ohlin and the Ricardian model contained the same idea the theories are very much different. The Heckscher-Ohlin theory on international
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maintain relationships everywhere they go. People have different types of relationships. A person keeps a relationship with their mother‚ pastor‚ friend‚ and boss‚ but those relationships are all different. When discussing relationships‚ many factors are involved‚ such as amount of time spent‚ amount of intimacy‚ types of activities‚ and dependability of the relationship. Ultimately‚ there are many different types of relationships. The first type of relationship a person typically has are ones that
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three or even five years. The basic process of planning a budget involves listing the business’s fixed and variable costs on a monthly basis and then deciding on an allocation of funds to reflect the business’s goals. Businesses often use special types of budgets to assess specific areas of operation. A cash flow budget‚ for instance‚ projects business’s cash inflows and outflows over a certain period of time. Its main use is to predict business’s ability to take in more cash than it pays out. The
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Customer Types Tanya Myers HTT 200 March 22nd‚ 2013 Karen Stevens Customer Types According to the AH&LA website the typical lodging customer in 2011 stayed 40 % for business and 60 % for leisure. The typical lodging customer in a business room is a male‚ age 35 to 54 years old. The typical lodging customer is employed in a professional or managerial position with an average annual income of $119‚388. They usually stay by themselves‚ make reservations ahead of time and pay $129.00 per
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annoying when we observe the categories that traverse our roads daily. In most cases these drivers are too oblivious to these classifications and to all the other drivers. Trying to sort out what type of driver a person might be is an extremely challenging task. However‚ knowing the different type of behavioral characteristics of these drivers on the road can help you assess which drivers to stay away from. It can also help you decide how best to handle certain situations on the road. FIRST
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WHAT IS A SOFTWARE A set of instructions that cause a computer to perform one or more tasks. The set of instructions is often called a program or‚ if the set is particularly large and complex‚ a system. Computers cannot do any useful work without instructions from software; thus a combination of software and hardware (the computer) is necessary to do any computerized work. A program must tell the computer each of a set of minuscule tasks to perform‚ in a framework of logic‚ such that the computer
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Basic layout types The chapter describes four basic layout types. Remember though‚ at the end of doing this the chapter does make the point that most layout types are hybrids of two or more of these four basic types. Nevertheless it is important to understand each of them so that their advantages and disadvantages can be identified. Fixed position layout Unusually‚ in a fixed position layout the resources travel to the product or customer rather than the other way round. Several examples are
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Types of grasses. * Cool season grasses all thrive in northern areas‚ including Canada‚ as well as higher elevations farther south. The main growing period for cool-season grass is in spring and fall when soil temperature is 50 to 65 degrees Fahrenheit‚ and the air temperature is 60 to 75 degrees Fahrenheit. Come high summer‚ cool-season grasses go dormant unless regularly irrigated. Kentucky bluegrass‚ Bentgrass‚ Ryegrass‚ and the fescues are all cool-season grasses. * Warm season
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