A universal bank participates in many kinds of banking activities and is both a commercial bank and an investment bank as well as providing other financial services such as insurance.[1] These are also called full-service financial firms‚ although there can also be full-service investment banks which provide asset management‚ trading‚ and underwriting. The concept is most relevant in the United Kingdom and the United States‚ where historically there was a distinction drawn between pure investment
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Over the years‚ politicians have debated whether or not universal healthcare should be implemented in the United States of America. Healthcare is a system countries use to aid citizens in maintaining their physical and mental health. Universal healthcare pertains to the government provided coverage of each citizen in the country. A single payer healthcare system coverage is typically funded by a public organization‚ rather than a private insurer. The United States follows a hybrid system of the two
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United States ought to guarantee universal health care to its citizens.” For clarity throughout the debate I would like to state the following definitions from Merriam Webster Dictionary. Ought means to express obligation‚ natural expectation‚ or logical consequence. Guarantee as the assurance of the fulfillment of a condition. And Universal Health care as defined by the World Health organization as a system of organized health-care built around the principle of universal coverage for all members of society
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this nation have always thought of themselves as superior. Looking back at the history of the United States‚ none of these acts of racism compare to the pre-civil war era in the early 1800s. George Fitzhugh advocates slavery in his work “The Universal Law of Slavery.” In this piece‚ Fitzhugh claims that the African American race is improvident and a burden to society therefore society has the right to protect themselves by subjecting all African Americans to domestic slavery. One of the main reasons
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Universal Children’s Day Saturday‚ Nov. 20‚ is Universal Children’s Day‚ as declared by the United Nations‚ and a new survey of children illuminates the wants and needs of kids living in poverty. Children’s Day is celebrated on various days in many places around the world‚ to honor children globally. It was established in 1954 to protect children working long hours in dangerous circumstances and allow all children access to an education. The UN General Assembly recommended that all countries should
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Water as a Universal Solvent * Because of its high polarity‚ water is able to dissolve most substances. * In a solution‚ the positive hydrogen side of water is attracted to the negative parts if the compound it is dissolving while the negative oxygen is attracted to the positive parts * “Like dissolves like” – describes whether one substance will dissolve in another. Water for example can’t dissolve nonpolar substances Concentrations on Solutions * Solvent: The liquid
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Phoenix Cultural Diversity and Special Populations BSHS 422 October 12‚ 2009 According to Kiosk (2006)‚ “Culture is an important guiding force in individuals’ life and it shapes not only their perceptions‚ but their relationships with people and the world around them. Culture‚ in some ways‚ defines and organizes reality for people” (Kiosk‚ 2006). “An individual’s lifestyle‚ guiding beliefs and basic assumptions about life are also affected by culture” (Kiosk‚ 2006). Cultural diversity
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United states has the most expensive health-care system in the world. The expense per-capita in the U.S. is extremely high and unprecedented in the western world (Health Expenditure per Capita). Most first world nations have some form of universal Health Care. Universal Healthcare is a broad term that just means that every citizen can have access to healthcare. This doesn’t necessarily mean that healthcare will be free for everyone‚ but that the government or any healthcare company can not deny healthcare
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Universal Electronics Inc. Universal Electronics‚ Inc. was founded in 1986 and is currently headquartered in Cypress‚ Ca with 1‚843 employees. UEI sells pre-programmed universal wireless control products‚ including remote controls‚ wireless keyboards‚ and gaming controls in the USA‚ Europe‚ Australia‚ New Zealand‚ South Africa‚ the` Middle East‚ Mexico‚ Asia‚ and Latin America. With the development of software and firmware‚ the company’s devices can virtually control all infrared capable televisions
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Is the nuclear family universal? This essay will explore whether the nuclear family is in fact a universal sociological institution. The term ’universal ’ means applicable to all cases‚ so‚ for this to be correct the nuclear family must be found in all families in every society. Nuclear family consist a husband and wife and one or more children‚ own or adopted‚ it is defined by Murdock and according to him‚ he believed that the nuclear family is ’a universal social grouping. ’ Functionalist
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