Week 9 case study ING Direct Question 1: what level of the product hierarchy has ING Direct leveraged and how does this create value for both customers and the shareholders of ING Direct? ING Direct has leveraged the product from basic product to augmented product. Basic product from a bank industry is simply providing bank service through branch or call centre‚ which has meet core need of their target customer. The introduction of virtual Internet banking‚ which has exceeded the customer expect
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Direct Instruction Following the many approaches‚ theories‚ and development through cognitive‚ conceptual‚ constructivist styles of teaching‚ the Direct Instruction allows a constant source of inspiration‚ support‚ encouragement‚ and motivation. By starting the education of life applied to myself‚ my family‚ my daily actions in all I do‚ this action applies the appropriate knowledge‚ dispositions‚ and performances in developing diverse approaches to strategies that are constructive‚ consistent
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School Counseling Philosophy School Counseling Philosophy School Counseling Philosophy My philosophy and beliefs come from personal experiences when I was in school. What I thought of a school counselor in high school is a whole lot different than I think of one now. Growing up the only time I saw my school counselor was either I was in trouble or I needed some information about what the ACT was. I thought the school counselor was just someone who sat in
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Topic: Direct and Indirect Speech We may report the words of a speaker in two ways:- (i). we may quote his actual words. This is called Direct Speech. (ii). We may report what he said without quoting his exact words. This is called Indirect Speech. For example: Direct: Ahmed said‚ “I am very busy now”. Indirect: Ahmed said that he was busy then. Direct Speech is that form of narration in which the actual words of a speaker are reported. It may
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Direct Marketing consists of connecting directly with carefully targeted consumers‚ often on a one-to-one‚ interactive basis. Using detailed databases‚ companies tailor their marketing offers and communications to the needs of narrowly defined segments or individual buyers. Beyond brand and relationship building‚ direct marketers usually seek a direct‚ immediate and measurable consumer response. The New Direct Marketing Model Early direct marketers-- catalog companies‚ direct mailers‚ and telemarketers--
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their potential customers and in recent years the direct sales and product promotion method is gaining popularity among the companies‚ thus it is important to know what factors affect the company’s direct sales organization for direct selling business function to be successful. The bachelor thesis is based on the analysis of the theory by studying the organization of direct sales in company SIA "Bite Latvija"‚ research seeks proposals for direct sales organization within the enterprise. Undergraduate
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Stages of Counseling Stage One: Relationship building During this initial phase of therapy several tasks must be completed including; Laying foundations for trust‚ Establishing the structure and form therapeutic relationship will take‚ and completion and explanation of informed consent process and forms. This stage is crucial to counseling in that it defines the roles of the counselor and client‚ and constructs the foundations and structure of therapy. When this initial stage is executed
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Counseling and ethnicity/diversity 1. Race and ethnicity in empirical research: an 18-year review. Edward A. Delgado-Romero‚ Kimber L. Shelton‚ and Eliza M. Wells. Journal of Multicultural Counseling and Development. 37.3 (July 2009) p130. Word Count: 3876.Extending previous research (E. A. Delgado-Romero‚ N. Galvan‚ P. Maschino‚ & M. Rowland‚ 2005) regarding race and ethnicity in counseling and counseling psychology‚ this article examined how race and ethnicity were Reference APA format:
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Young Interracial Couple What is the first thing you notice when you look at a photograph? Do you ever notice what’s in the background or even the foreground? How well do you pay attention to detail? When looking at a photograph‚ we should consider using these tools to help us understand more about a photo. Bruce Davidson puts emphasis on figure-background‚ focal point‚ and color in his photograph really bringing about the composition of the photograph for his viewers. One of the
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Adoption by Gay Couples: Is There Any Risk in Having a Family? On my way home. “It’s now a reality on the ground‚” said Adam Pertman‚ Executive Director of the Evan B. Donaldson Adoption Institute‚ an organization working to change adoption policy. And it’s a fact that despite legal barriers‚ about 19 percent of same - sex couples reported having an adopted child in the house in 2‚009 up from just 8 percent in 2.000 according to the Williams Institute on Sexual Orientation Law at the University
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