BANKING Definition of Banking: According to Crowther‚ a bank "Collects money from those who have it to spare or who are saving it out of their incomes‚ and it lends this money to those who require it." In the words of Kinley‚ "A bank is an establishment which makes to individuals such advances of money as may be required and safely made‚ and to which individuals entrust money when not required by them for use." According to John Paget‚ "Nobody can be a banker who does not (i) take deposit
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Topic: Why banking sector needs to be regulated? Apply for Vietnamese banking system. Structure: I. Basic characteristics of banking 1. Basic characteristics of banking 2. Characteristics of Vietnamese banking sector II. Reasons for regulating banking system. 1. Banking regulation 2. Reasons why banking system needs to be regulated 3. Regulators’ measures III. Applying for Vietnamese banking system 1. Actual situation of banking system in Vietnam 2. Banking regulations
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INTRODUCTION 1.1 BACKGROUND OF STUDY The Nigeria banking industry has witnessed a lot of changes since the mid 1980’s and this is reflected in the increased volume and complexity of bank operations‚ increased innovations and varieties in product and service delivery. These development have not only been technology driven but have influenced move technological advances. Information technology which is the foundation of modern electronic banking through desktop computers and terminals provide the
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National Institute of Business Management Chennai - 020 EMBA/ MBA Elective: Banking Management (Part -1) Attend any 4 questions. Each question carries 25 marks (Each answer should be of minimum 2 pages / of 300 words) 1. Explain the non-negotiable areas of labour management in an enterprise to see how the objective of efficiency and stability were carried through. 2. Explain performance budgeting exercise as a tool for deposit mobilization. 3. Explain the factors the branch manager has to
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central banking systems of their own. The United States is one of these nations. The two nations have many similar banking objective and strategies on how to best achieve the objectives. These nations also differ greatly in some aspects of their banking philosophies. The currencies of both nations are strongly held around the world. Their monetary policies and bank regulations differ in some aspects‚ but both nations banking systems are held to high esteem worldwide. The banking systems of the United
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government gradually implemented reforms in the banking industry based on the success of the initial economic reforms. China’s banking system‚ like the economy itself‚ has changed dramatically transforming from a single banking institution that acted as both a central bank and a commercial bank (the People’s Bank of China)‚ to one dominated by publicly traded firms driven by market fundamentals. According to Werner and Chung (2010)‚ the Chinese banking industry has gone through mainly three periods
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Economies in EU Banking Systems Yener Altunbas and Philip Molyneux This paper examines the cost structure of four EU banking systems using the translog cost function methodology. The results indicate strong evidence of economies of scale across all output sizes for the French‚ German and Spanish systems. In contrast‚ the Italian system appears to exhibit constant and diseconomies of scale. Costs also appear to be subadditive across all output ranges apart from the Italian system. These results
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Domain “Banking System " keeps the day by day tally record as a complete banking. It can keep the information of Account type‚ account opening form‚ Deposit‚ Withdrowal‚ and Searching t he transaction‚ Transaction report‚ Individual account opening form‚ Group Account. The exciting part of this project is; it displays Transaction reports‚ Statistical Summary o f Account type and Interest Information. SYNOPSIS “Banking System " keeps the day by day tally record as a comp lete banking. It can
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content 1.0 Banking risk 2 1.1 Credit Risk 2 1.2 Illegal lending risk 3 1.3 Illegal fund-raising risk 3 1.4 Financial swindling risk 3 2.0 Bank Risk Classification 4 2.1 Credit Risk 4 This is the main risk of commercial banks. Means of access to bank credit to support the possibility of a debtor can not repay on time and in accordance with the contractual principal and interest. In today’s commercial banking business diversification‚ not only the traditional credit risk remains a major
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The Endocrine System: 1. What is the Endocrine System? •The Endocrine System influences almost every cell‚ organ‚ and function of our bodies. •It is a collection of glands and organs that produce and regulate hormones in the bloodstream to control many bodily functions. •Whereas the nervous system responds to and controls body processes which occur quickly and last for a short amount of time‚ the endocrine system is responsible for many of the slow
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